Foreclosure in 92507 : Advice

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Lon Mapes, Real Estate Pro in 92373
Lon Mapes answered:
Does having a living trust as the owner of your properties provide complications or benefits for a short sale?
That is a question for a real estate attorney. My personal professional opinion would that it would not cause a major issue. But again, I'm not an attorney so would need to defer to t ... more
0 votes Share Flag Tue Nov 6, 2012 Foreclosure in Riverside
Larry & Rose…, Real Estate Pro in Riverside, CA
Larry & Rosemary Utesch answered:
Mom died in home and home worth way less than mortgage and no job - have POA
Hi, Darcy or Tim,

You DEFINITELY need legal advice. Look online or in the phonebook - most lawyers offer an initial (usually 1 hr) consultation free.

This really isn't a real e ... more
0 votes Share Flag Sun Aug 19, 2012 Foreclosure in 92508
Alfred A Saiz, Real Estate Pro in Fontana, CA
Alfred A Saiz answered:
In California how many months must you be behind in your mortgage payment before the lender can forclose
Please confirm this with a Real Estate attorney, but according to CA guidelines, legally, 6 months of non payment
0 votes Share Flag Wed May 29, 2013 Foreclosure in 92505
Kevin McLaug…, Real Estate Pro in Murrieta, CA
Kevin McLaughlin answered:
From the filing of a notice of default is there a time limit for the trustee sale notice to be filed or actually take place in California?
The short answer is 3 months from posting the NOD they can set a Trustee's Sale date, but it seems that you have either been in some form of repayment plan or trying to get a loan mod w ... more
0 votes Share Flag Wed Jul 10, 2013 Foreclosure in Riverside
Kristen Pask, Real Estate Pro in Williamsville, NY
Kristen Pask answered:
Can I start the short sale process without lender preapproval?
In any offer on housing you have to have a lender preapproval.
0 votes Share Flag Fri Apr 13, 2012 Foreclosure in Riverside
Bob Wasson, Real Estate Pro in Riverside, CA
Bob Wasson answered:
how do i know if my home was sold at an auction?
Normally, the day of or day after a home is sold at the trustee sale, someone will post or serve a notice that it has been sold that indicates who purchased it and gives you their conta ... more
0 votes Share Flag Fri Apr 13, 2012 Foreclosure in 92504
Karen L Whit…, Real Estate Pro in Riverside, CA
Karen L Whitman answered:
I have a 2 yr lease, but the home is now foreclosed. Will Fannie Mae give us the renters a chance to buy the home before listing the home for sale.?
When the home forecloses the lease is void, but they may let you rent, but the home will have to be marketed to the public and you can make an offer. An agent who represents Fannie Ma ... more
0 votes Share Flag Sun Aug 12, 2012 Foreclosure in 92508
Brian Flock,…, Real Estate Pro in Carlsbad, CA
Brian Flock, MBA answered:
cash for keys for owner?
It is very common for the lenders "REO" real estate agent to offer some sort of cash for keys. Be sure to check for notices and make immediate contact with the real estate age ... more
0 votes Share Flag Tue Oct 16, 2012 Foreclosure in Riverside
Jane Grant, Real Estate Pro in Temecula, CA
Jane Grant answered:
To all the agents who took time in giving me the advice that you all gave i did all research i needed and at the very end of my 5 min was given 5 mos:
Mrs. Medina: I am very happy that you found advice that helped you here on Trulia.

The best compliment is that you passed the page along to others in your situation and you, " ... more
0 votes Share Flag Thu Feb 10, 2011 Foreclosure in Riverside
Scottsdalesc…, Real Estate Pro in Scottsdale, AZ
Scottsdalescott answered:
my husband and i recently rented the home we are living we just found out the home has been sold and now the invester has given us 3 days to move
I believe the laws are similar between Arizona and California when it comes to tenant rights. Yes, you do have rights and hopefully your contract you signed didn't have some hidde ... more
0 votes Share Flag Sun Feb 6, 2011 Foreclosure in Riverside
Kevin Olson…, Real Estate Pro in Colorado Springs, CO
Kevin Olson and Jessica Laude answered:
should an Appraiser use the sales of foreclosure property as comparables in the sales Comparison Approach in the year 2009 and 2010 ?
If foreclosures were a driving force in the market area of the subject property being appraised, yes. The reason for this is that those areas with markets driven by foreclosures in 09-1 ... more
0 votes Share Flag Mon Oct 4, 2010 Foreclosure in 92508
Grace Morioka, Real Estate Pro in Sunnyvale, CA
Grace Morioka answered:
In a Short Sale, will the banks come after me later to collect the shortage or will I be forgiven and be able to move on like a foreclosure?
Tiffany:

As with all questions regarding the law and interpretation of contracts (your mortgage agreement, for example, is a contract), your very best and most accurate answers will ... more
0 votes Share Flag Wed Sep 15, 2010 Foreclosure in Riverside
Miguel Gutie…, Real Estate Pro in Riverside, CA
Miguel Gutierrez answered:
Can i save my house after it went to auction?
Yes you can you can get your house back through a n FHA councelor, they are going to check all the documentation and get your house back through the reverse program that protect the ho ... more
0 votes Share Flag Mon May 18, 2015 Foreclosure in Riverside
George Szkup, Real Estate Pro in Tucson, AZ
George Szkup answered:
My lender is provident funding and they sold my house on Aug 20th which for that i never got any notice and i still haven't received any notice
Hasmukh,
This sounds very unusual. If your information are correct than you should see an attorney. If you cannor afford an attorney look for local office of Legal Aid or contct local ... more
0 votes Share Flag Wed Sep 1, 2010 Foreclosure in Riverside
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Our seconds and equity lines were "written off" by the bank. If we give a deed-in-lieu-of foreclosure, can they chase us for the money? In
Not knowing many details, your best course of action is to consult with an attorney who specializes in real estate, protect yourself.
0 votes Share Flag Fri Sep 10, 2010 Foreclosure in 92504
Patrick Thies…, Real Estate Pro in Elmhurst, IL
Patrick Thies SFR, CNC answered:
I moved out of my condo about 3 months prior to foreclosure. I had not been making the HOA payments. The condo has since been sold but now the HOA
It's possible that you are responsible for the past due HOA fees. You should contact an attorney to be sure and see what your options are.
0 votes Share Flag Wed Sep 1, 2010 Foreclosure in 92507
Lynn911.com…, Real Estate Pro in Dallas, TX
Lynn911.com Dallas Realtor answered:
Can you do a short sale on a second home?
You can do a short sale with any property JUST AS LONG as the lender approves it.

Confer with lender determine all particulars you would need complete the package based on their re ... more
0 votes Share Flag Wed Mar 31, 2010 Foreclosure in 92506
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
Bank led us to believe we had approval for a loan mod through Make Homes Affrdable. 7 days age found out sale is today (no notice posted or mailed).
What you're describing is not uncommon.

The problem is that foreclosures are handled by an entirely separate department in the bank than are short sales, loan modifications, etc ... more
0 votes Share Flag Thu Aug 15, 2013 Foreclosure in 92506
Sonia Eldar -…, Real Estate Pro in Las Vegas, NV
Sonia Eldar - Realtor answered:
We have been trying to get a loan modification on the house since Nov 2008.
Sorry to hear about your situation, unfortunately, it is not unusual.
The first thing you need to do it call your Lender and find out about the moving date. Normally, the Sales Date is ... more
0 votes Share Flag Thu Feb 4, 2010 Foreclosure in 92508
Cecilia  Rod…, Real Estate Pro in Riverside, CA
Cecilia Rodriguez answered:
loan modification versus short sale and how does it affect credit
Hi Claudia, Great question. Unfortunately just 4 % of homeowners that are facing foreclosure got the permanent loan modification. Most of the homeowners fac ... more
0 votes Share Flag Fri Mar 12, 2010 Foreclosure in Riverside
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