Financing in 92136 : Real Estate Advice

change location

cancel or

Activity

132
Kevin Olson,…, Real Estate Pro in Colorado Springs, CO
Kevin Olson, Jessica Laude answered:
Stemming from my previous question today... what are some "junk" fees that are commonly tacked on?
I refer to junk fees as fees that are used to pay the normal cost of business.

Fee for keeping the lights on or doors open... Isn't your business going to be open if I don' ... more
0 votes Share Flag Mon Nov 22, 2010 Financing in San Diego
Jeffrey Doug…,  in San Diego, CA
Jeffrey Douglass answered:
When initially meeting with someone about a mortgage, what are the questions we should be asking?
Dear Ycart,

I think it is important to talk to 2 or 3 lenders and have them each give you a GFE (Good Faith Estimate). The Housing and Urban Development recently posted a series of ... more
0 votes Share Flag Mon Nov 29, 2010 Financing in San Diego
Rudy R. McDo…, Real Estate Pro in Bloomfield Hills, MI
Rudy R. McDowell answered:
Do you think is possible to get a 170k loan (without co-signor)? If yes, how?
Hi, Alex. In short: no. Even with a co-signor. If self employed, you need a 2 year work history and tax returns. Also, keep in mind going forward that your write offs/losses will be ... more
0 votes Share Flag Wed Nov 14, 2012 Financing in 92109
Gerard Dunn, Real Estate Pro in Chevy Chase, MD
Gerard Dunn answered:
Upside down on my condo. Bought for 350. Worth about 270 now. Refinance? Rent and move out? Sell?
I would rent out the unit until the market improves.

You are better off paying a little bit each month out of pocket to subsidize the mortgage than take the big hit in a down marke ... more
0 votes Share Flag Mon Mar 12, 2012 Financing in San Diego
Gerard Dunn, Real Estate Pro in Chevy Chase, MD
Gerard Dunn answered:
Can closing costs be rolled into a VA loan?
Karen -

They can finance 100% - and include the VA funding fee. The Realtor you spoke with is correct. They cannot finance normal and customary closing costs.

They CAN HOWEVER ... more
0 votes Share Flag Wed Jul 8, 2015 Financing in San Diego
Constantine…,  in San Diego, CA
Constantine K. answered:
What loan officer would you recommend at San Diego County Credit Union (SDCCU)? I have a client who absolutely wants to go through them. Thanks
Sergio, I do not personally know anyone who works there, but be sure to have your client compare even if they have their mind made up. Credit Union rates are good, but your client may ... more
0 votes Share Flag Wed Oct 13, 2010 Financing in University Heights
Robin Silver…, Real Estate Pro in Garden City, NY
Robin Silverberg answered:
Can someone help me understand why nobody will lend a penny to someone with well over a million in liquid assets, no debt, and a credit score of 800?
Could it be that they don't have a job maybe? The person can possibly get something hard money, or if Emigrant is still doing a No Doc, they can try, however I think that you have ... more
0 votes Share Flag Sat Nov 27, 2010 Financing in San Diego
Bill Ladewig,  in San Diego County, CA
Bill Ladewig answered:
Is a low (50%)LVR cash out refi possible without personal income in San Diego? Property has rental income of 21,600 K per year for a new loan of 160 K
Money is available but unfortunately, it is HARD, meaning: short term, high interest and points. Google Hard Money lenders with your zip code to find local lenders and get written quot ... more
0 votes Share Flag Tue Sep 28, 2010 Financing in San Diego
Brandon Long, Real Estate Pro in San Diego, CA
Brandon Long answered:
Is it possible to get a cash out mortgage right now on a non-warantable condo?
I may have a few options for you if you want to have a telephone conversation.

Feel free to give me a call or email me.

BrandonLong@regionalrealty.org

619-990-3179
0 votes Share Flag Tue Sep 14, 2010 Financing in San Diego
Todd Lee,  in San Diego County, CA
Todd Lee answered:
Are commission based independent contractors able to get financing in todays mortgage market?
Certainly;

Basically a 2 year established minimum track record for best options; in some cases a minimum of 1 year when certain preconditions.

For specifics feel free to call or e ... more
0 votes Share Flag Tue Sep 28, 2010 Financing in San Diego
ANDREW OLLICK, Real Estate Pro in NAPLES, FL
ANDREW OLLICK answered:
Does anyone know of a loan servicing software they would recommend to keep track of trust deeds that also generates late letters?
Try these :http://www.capterra.com/loan-servicing-software


I have heard good things about this one: http://www.themortgageoffice.com/

lena Ollick
Amerivest Realty
Faith Home L ... more
0 votes Share Flag Thu Aug 19, 2010 Financing in San Diego
Justin Mcent…, Real Estate Pro in San Diego, CA
Justin Mcentee answered:
Should I set up an impound account? Does the account earn interest in California? Is it wrong to ask a loan officer what they are making on the loan?
Impound accounts could gain interest but it will be a slow process. You can ask your Lender any question. You should know how much money the lender will be making and by which way. I ... more
0 votes Share Flag Wed Jul 30, 2014 Financing in San Diego
Gregorio Den…,  in San Diego, CA
Gregorio Denny answered:
How long should we show rental income on a rental property before we refinance our primary home?
It's not as cut and dry as that. There is no set amount of time per guideline. Do you need the income to qualify for the refinance is the first question? Can you show a lease agree ... more
0 votes Share Flag Sat Aug 14, 2010 Financing in San Diego
Heather Peck, Home Owner in Las Vegas, NV
Heather Peck answered:
Can I get my appraisal fee back if the home inspection is not done yet?
That depends on whether the appraisal has been ordered or not. You need to talk to who ever is doing your loan to see if they ordered it yet. If they didn't, then ask for it to b ... more
0 votes Share Flag Mon Oct 4, 2010 Financing in San Diego
Christopher…, Real Estate Pro in Methuen, MA
Christopher Lefebvre answered:
I'm Considering buying a house in North Park, I've read the first step is to seek a lender and get pre-approval. Are all lenders equal?
Stephan, like other businesses, all lenders are not the same. They each have their own requirements and rates and terms. A good way to shop a wide variety of lender programs quickly is ... more
0 votes Share Flag Tue Jul 10, 2012 Financing in North Park
Louwu,  in Irvine, CA
Louwu answered:
I spent the last 2yrs looking for that special place to call home (1st hm) for my family. Finally found it as owned By CHase Mortgage Co 10790 Rancho
you'll need Chase's REO manager for the san deigo region.

getting that number is insanely difficult. since you got a major firm to help you with the bid, i'm surprise ... more
0 votes Share Flag Mon May 10, 2010 Financing in 92127
Emelia Sanch…,  in Ontario, CA
Emelia Sanchez answered:
Should I pay to mortgage broker after the escrow is closed?
Need Help,

Legal, Moral, Ethical Obligation call it what you want. Mistakes do happen computers are only as good as the information we input, you claim it was inputted onto the cred ... more
0 votes Share Flag Thu May 27, 2010 Financing in 92106
Roswell Moore…, Real Estate Pro in Scottsdale, AZ
Roswell Moore, answered:
Looking for Foreign National Loan in San Diego
Hi Iclochore,

We should be able to you if you file US tax returns & you show up on a US credit report. Are you moving back to the US? Would this be for your primary residence, ... more
0 votes Share Flag Wed Mar 26, 2014 Financing in San Diego
Jan Farley, Real Estate Pro in San Diego, CA
Jan Farley answered:
Can I fight a VA appraisal if I think it came in under value?
Yes, you absolutely CAN challenge a VA appraisal, but you have to be sure you have the comps.
Jan Farley
0 votes Share Flag Sat Apr 17, 2010 Financing in San Diego
Carl Henker,  in 95928
Carl Henker answered:
Can you get an FHA loan for an investment property?
The FHA loan program is for owner occupied properties but could be used to purchase up to a 4 unit property if one unit is to be owner occupied. But no true investment property financi ... more
0 votes Share Flag Wed Jul 22, 2015 Financing in San Diego
1 2 3 4 5 6 7
Search Advice

Followers

862
Email me when…

Learn more

Home > California > San Diego County > San Diego > 92136 > Financing in 92136
Copyright © 2016 Trulia, Inc. All rights reserved.   |  
Have a question? Visit our Help Center to find the answer