Home Buying in 92108 : Advice

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Jim Fishinger, Real Estate Pro in San Diego, CA
Jim Fishinger answered:
What is expected % rise thru this year. We own a 2 bd condo in Tierra Santa and can rent and hold for another year
Great question, but no easy answer. Current price increases are exacerbated by extremely low inventory forcing almost auction like bidding. If inventory begins to grow that should slow. ... more
0 votes Share Flag Sun Jul 21, 2013 Home Buying in San Diego
Manju Gupta, Real Estate Pro in San Diego, CA
Manju Gupta answered:
how close is a shopping mall or convenient store?
This link may help
https://maps.google.com/maps?hl=en&client=firefox-a&ie=UTF-8&q=otay+mesa+west+shopping+mall&fb=1&gl=us&hq=shopping+mall&hnear=0x80d94ed39fc258fb:0xeecc54d406476342,O ... more
0 votes Share Flag Wed Apr 17, 2013 Home Buying in Otay Mesa West
Marcie Sands, Real Estate Pro in San Diego, CA
Marcie Sands answered:
Need help finding a rental, moving back to RB from living/working abroad for the past 5 years
Shegetssweiler,

It will be difficult to find a furnished rental for only one month. You may want to consider other options until you can secure a yearly lease. Is it just you and y ... more
0 votes Share Flag Sat Nov 9, 2013 Home Buying in San Diego
Hector Gaste…, Real Estate Pro in San Diego, CA
Hector Gastelum answered:
Does a first time buyer stand a chance against investors in the current market in San Diego?
Of course they do, First time buyers have a good chance if they have the right REALTOR and said REALTOR having the right offer and relationship. A serious buyer has to have all its duck ... more
0 votes Share Flag Fri Aug 2, 2013 Home Buying in Pacific Beach
Sinead McAll…, Real Estate Pro in Oceanside, CA
Sinead McAllister answered:
Any suggestions on where to start looking for a lender?
Hi Emiley,
I can refer an excellent lender to you. Message me directly and I will email you her contact info.

Thanks!
Sinead McAllister-Clifford
Real Estate Broker/ Realtor®

... more
0 votes Share Flag Thu Jul 25, 2013 Home Buying in San Diego
Mike Disney, Real Estate Pro in San Diego, CA
Mike Disney answered:
Ready to purchase after bankruptcy
Your best value is with an FHA loan. Yes, solutions are available for you.
0 votes Share Flag Sun Aug 4, 2013 Home Buying in San Diego
Wayne L. Bro…, Real Estate Pro in San Diego, CA
Wayne L. Brown answered:
Which are the best areas to live near San Diego?
Jenny

I'm sure that within a few minutes you will have plenty of answers from many Realtors. Best bet is to speak with two or three, and make your decision based upon who you feel t ... more
0 votes Share Flag Sat Apr 13, 2013 Home Buying in San Diego
Hector Gaste…, Real Estate Pro in San Diego, CA
Hector Gastelum answered:
I want to purchase a live/work home in San Diego, that is zoned for commercial use.
hI Sarah,
The ones that will get you pre-approved are the lenders, please contact my preferred lender Brian Brady first (858) 777-9751 http://www.12mortgage.com

Are you looking to b ... more
0 votes Share Flag Wed Apr 17, 2013 Home Buying in San Diego
Daniel Di Ma…, Real Estate Pro in Chula Vista, CA
Daniel Di Matteo answered:
Is there any agent or broker willing to give advice/help to a new home buyer?
I'd be more than happy to help.

Daniel Di Matteo
619-512-0006
Daniel@DiMatteoGroup.com
0 votes Share Flag Thu Jul 25, 2013 Home Buying in 92139
Stephen Webb…, Real Estate Pro in Seattle, WA
Stephen Webber answered:
What are the disadvantages of buying a home that is old (say by 20 years)?
Depends on how well it has been maintained. Many many good solid houses over 50 years old. Just be sure to have your purchase inspected.
If you where to decide on and establish a geogr ... more
0 votes Share Flag Thu Apr 2, 2015 Home Buying in 92129
asirois, Real Estate Pro in San Diego, CA
asirois answered:
Thank you to all you who posted answers to my questions, you guys are amazing!!!. Here's another:
Not necessary - all assets can be counted for you if they are liquid - they don't need to be in one account. Moving money around too much can cause additional documentation requirement ... more
0 votes Share Flag Thu Apr 4, 2013 Home Buying in 92129
Daniel Lehman, Real Estate Pro in San Diego County, CA
Daniel Lehman answered:
What are ways to increase credit scores? We are >680 but believe that's not competitive enough to get a great interest rate.
Depends on the REASON for the lower credit. It could be inquiries, it could be derogatory accounts, and very commonly a VERY simple way to increase it would be to decrease your "debt t ... more
0 votes Share Flag Mon Oct 14, 2013 Home Buying in 92129
Steve Ornell…, Real Estate Pro in Fremont, CA
Steve Ornellas answered:
How does one start their search for a real estate agents and what questions to ask to distinguish a good agent from a great agents?
Hi Emiley,

I would advise you meet with at least three Realtors®; however, you should keep interviewing until you are satisfied you have found the right Realtor®; there's no r ... more
0 votes Share Flag Tue Sep 2, 2014 Home Buying in 92129
Walter 'Skip'…, Real Estate Pro in 92870
Walter 'Skip' Kersten answered:
Buying now or waiting?
IMO the reason to buy now is interest rates. They currently remain near historical lows. With the economy improving there is talk that the Fed will have to begin to raise rates some t ... more
0 votes Share Flag Mon Oct 6, 2014 Home Buying in 92129
Jim Fishinger, Real Estate Pro in San Diego, CA
Jim Fishinger answered:
Our the mortgage loan is not owned by Fannie Mae or Freddie Mac (also not FHA loan). We would like to know if there is a way to refinance it?
Hi Pablo,

The implication is that you have negative equity which would make it very unlikely, based on what you've indicated, that you can refinance. If you want to call me I can co ... more
0 votes Share Flag Tue Apr 2, 2013 Home Buying in San Diego
Royce Kemp, Real Estate Pro in San Diego, CA
Royce Kemp answered:
What is a REALTOR?
The term "REALTOR®" is a registered collective membership mark that identifies a real estate professional who is a member of the NATIONAL ASSOCIATION OF REALTORS® and subscribes t ... more
0 votes Share Flag Tue Apr 2, 2013 Home Buying in San Diego
Royce Kemp, Real Estate Pro in San Diego, CA
Royce Kemp answered:
Looking for a single family home in a NICE area looking to spend no more than 300,000
Awesome, shopping for your first home can be very exciting! The market is really heating up now so it's good you want to work with a Realtor right away. Some other things you need to lo ... more
0 votes Share Flag Tue Apr 2, 2013 Home Buying in San Diego
Song Hasell, Real Estate Pro in San Diego, CA
Song Hasell answered:
I am graduating soon and planning to move to the San Diego area. Should I rent or buy?
I would recommend to rent a place until you built up your credit. You also need to study an area you would like to live.
Thanks.

Song Hasell
Realty Experts
Dre #01772039
858-705- ... more
0 votes Share Flag Thu Aug 15, 2013 Home Buying in Pacific Beach
Royce Kemp, Real Estate Pro in San Diego, CA
Royce Kemp answered:
What does own 1/8 ownership mean???
Hi Breanne,

It's referring to the type of ownership interest in the property. With this particular property, title is held as Tenants In Common. That means you can become owner of as ... more
0 votes Share Flag Tue Dec 10, 2013 Home Buying in Pacific Beach
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
Do monthly payments include taxes and insurance?
The estimate (that's all it is) of $2,129 DOES include taxes and insurance. Hold your mouse above that figure and a window pops up showing how they came to the $2,129 figure.

Underst ... more
0 votes Share Flag Tue Apr 2, 2013 Home Buying in Normal Heights
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