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Daniel Lehman, Real Estate Pro in San Diego County, CA
Daniel Lehman answered:
What are ways to increase credit scores? We are >680 but believe that's not competitive enough to get a great interest rate.
Depends on the REASON for the lower credit. It could be inquiries, it could be derogatory accounts, and very commonly a VERY simple way to increase it would be to decrease your "debt t ... more
0 votes Share Flag Mon Oct 14, 2013 Home Buying in 92129
Steve Ornell…, Real Estate Pro in Fremont, CA
Steve Ornellas answered:
How does one start their search for a real estate agents and what questions to ask to distinguish a good agent from a great agents?
Hi Emiley,

I would advise you meet with at least three Realtors®; however, you should keep interviewing until you are satisfied you have found the right Realtor®; there's no r ... more
0 votes Share Flag Tue Sep 2, 2014 Home Buying in 92129
Walter 'Skip'…, Real Estate Pro in 92870
Walter 'Skip' Kersten answered:
Buying now or waiting?
IMO the reason to buy now is interest rates. They currently remain near historical lows. With the economy improving there is talk that the Fed will have to begin to raise rates some t ... more
0 votes Share Flag Mon Oct 6, 2014 Home Buying in 92129
Jim Fishinger, Real Estate Pro in San Diego, CA
Jim Fishinger answered:
I was looking at Cabrillo Springs Town Homes what High School would it be if we moved into that area (92123)?
That would be Kearney High on Wellington Street, 92111
0 votes Share Flag Tue Apr 2, 2013 Rentals in 92123
Jim Fishinger, Real Estate Pro in San Diego, CA
Jim Fishinger answered:
Our the mortgage loan is not owned by Fannie Mae or Freddie Mac (also not FHA loan). We would like to know if there is a way to refinance it?
Hi Pablo,

The implication is that you have negative equity which would make it very unlikely, based on what you've indicated, that you can refinance. If you want to call me I can co ... more
0 votes Share Flag Tue Apr 2, 2013 Home Buying in San Diego
Royce Kemp, Real Estate Pro in San Diego, CA
Royce Kemp answered:
What is a REALTOR?
The term "REALTOR®" is a registered collective membership mark that identifies a real estate professional who is a member of the NATIONAL ASSOCIATION OF REALTORS® and subscribes t ... more
0 votes Share Flag Tue Apr 2, 2013 Home Buying in San Diego
Royce Kemp, Real Estate Pro in San Diego, CA
Royce Kemp answered:
Looking for a single family home in a NICE area looking to spend no more than 300,000
Awesome, shopping for your first home can be very exciting! The market is really heating up now so it's good you want to work with a Realtor right away. Some other things you need to lo ... more
0 votes Share Flag Tue Apr 2, 2013 Home Buying in San Diego
Suzanne MacD…, Real Estate Pro in 07856
Suzanne MacDowell answered:
Hi, I applied for housing loan to buy a property,and now my question is can I buy that property in my spouse name?she is a home maker .
Does your spouse have an income? There are a lot of factors that go into qualifying for a mortgage, one is income. Another is the amount of debt that person carries as compared to th ... more
0 votes Share Flag Sat Jan 25, 2014 Financing in 92122
Song Hasell, Real Estate Pro in San Diego, CA
Song Hasell answered:
I am graduating soon and planning to move to the San Diego area. Should I rent or buy?
I would recommend to rent a place until you built up your credit. You also need to study an area you would like to live.
Thanks.

Song Hasell
Realty Experts
Dre #01772039
858-705- ... more
0 votes Share Flag Thu Aug 15, 2013 Home Buying in Pacific Beach
Royce Kemp, Real Estate Pro in San Diego, CA
Royce Kemp answered:
What does own 1/8 ownership mean???
Hi Breanne,

It's referring to the type of ownership interest in the property. With this particular property, title is held as Tenants In Common. That means you can become owner of as ... more
0 votes Share Flag Tue Dec 10, 2013 Home Buying in Pacific Beach
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
Do monthly payments include taxes and insurance?
The estimate (that's all it is) of $2,129 DOES include taxes and insurance. Hold your mouse above that figure and a window pops up showing how they came to the $2,129 figure.

Underst ... more
0 votes Share Flag Tue Apr 2, 2013 Home Buying in Normal Heights
Neil Fjelles…, Real Estate Pro in San Diego County, CA
Neil Fjellestad answered:
Renting a 2 bed 2 bath condo in the CANTABRIA condo community in Rancho Penasquitos? how hard is it?
May I suggest our interactive website http://www.fbs-pm.com/renter-services/rental-search/ This website can also be uploaded as a mobile version so you can see what's available on your ... more
0 votes Share Flag Mon Apr 1, 2013 In My Neighborhood in Rancho Penasquitos
Michael Cheng, Real Estate Pro in San Jose, CA
Michael Cheng answered:
My question is who opens the escrow when we come out with an agreed price. Does his bank who is loaning them the morgage or us the seller.?
The general rule is the party that chooses the escrow company, opens and pays for escrow. So, it depends on who makes the choice with your deal.
0 votes Share Flag Fri Jul 4, 2014 Home Selling in 92129
Jason Richar…, Real Estate Pro in Encinitas, CA
Jason Richards answered:
When an inspection finds major problems with a home, how do you advise your clients to proceed (buyers and sellers)?
It depends on many factors

1. Is the major issue repairable or not?
2. The type of transaction determines what realistic paths exist. REO,Short Sale, etc
3. Is the client capable o ... more
0 votes Share Flag Wed Apr 3, 2013 Remodel & Renovate in San Diego
John Juarez, Real Estate Pro in Fremont, CA
John Juarez answered:
When in a time crunch, what are some tips to make sure you get the home you want?
Docusign electronic signatures save tons of time for me.
0 votes Share Flag Wed Apr 3, 2013 Home Buying in San Diego
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
Is 3975 Hortensia St #E6 on the TOP floor?
Yes - there appear to be two stories in the building and the condo is on the second floor.

Would you like to set up an appointment to see it?

Cindy

619-379-8616
0 votes Share Flag Sat Mar 30, 2013 Home Buying in Old Town
Mark and Kari…, Real Estate Pro in San Diego, CA
Mark and Kari Shea answered:
Do any homes in Mira Mesa allow dogs?!?
Hi,

When looking for rentals, your best bet is Craigslist. 85% to 95% of all rentals leased in San Diego County are fulfilled using Craigslist. It is used by owners, property manag ... more
0 votes Share Flag Thu Jun 20, 2013 Rentals in Mira Mesa
Chad Basinger, Real Estate Pro in San Diego, CA
Chad Basinger answered:
Military family looking for a 3br/2ba that will allow my well trained dog!
Hello Che'vonne Bryan,

On the MLS (mulitiple listing service) for Mira Mesa (92126), there are 2 homes that are 3/2's that allow pets and there is one 4/2. If you would like additio ... more
0 votes Share Flag Thu Apr 11, 2013 Rentals in Mira Mesa
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
home sales in del mar terrace
Forgive me...what there a question?
0 votes Share Flag Wed Mar 27, 2013 Market Conditions in Del Mar Heights
Tina Lam, Real Estate Pro in San Jose, CA
Tina Lam answered:
I am in Ohio, looking for an agent to help me find a rental home in no. SD area. The 2 I have contacted don't seem to have time to help w/rental help.
If you're not getting much of a response, maybe you can try increasing the fee you're offering to pay to a month and a half of rent.
0 votes Share Flag Wed Mar 27, 2013 Home Buying in San Diego
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