Home Buying in 91911 : Advice

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Stephen Webb…, Real Estate Pro in Seattle, WA
Stephen Webber answered:
I am trying to buy a foreclosure VA home in NC. Contract expires in 3 weeks, appraiser wants items fixed. ...it is a "as is foreclosure
Hey CJ
Your paper work will clarify if it is as is. But even if its stated it is lenders my pay. So try the offer first. If they turn you down there may be the possibility to raise the ... more
0 votes Share Flag Wed Apr 3, 2013 Home Buying in 91913
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
mls 120006439 has been "contingent" for over a year! That's unfair to cash buyers who need a house. Isn't there a law against delays?
I can't even find it on the mls. I wish there were laws to affect timelimes, but there aren't. In the meantime, it sounds like you are in some dire straits...I would encourage you to e ... more
0 votes Share Flag Sun Mar 17, 2013 Home Buying in Chula Vista
Daniel Di Ma…, Real Estate Pro in Chula Vista, CA
Daniel Di Matteo answered:
What area in eastlake or sub divisions DO NOT have mello Roos?
Hi Sherry,
That is an excellent question. At this time some parts of Eastlake Hills no longer have Mello Roos as well some parts of Rancho del Rey.
I'd be more than happy to help ... more
0 votes Share Flag Fri Feb 22, 2013 Home Buying in San Miguel Ranch
Walter 'Skip'…, Real Estate Pro in 92870
Walter 'Skip' Kersten answered:
Monthly Fees, what is included in that amount?
On the MLS the fees are usually the HOA fees. They will not include property taxes including Mello-Roos.
Merry Christmas
0 votes Share Flag Mon Dec 24, 2012 Home Buying in Chula Vista
Roger Ma, Real Estate Pro in Chula Vista, CA
Roger Ma answered:
Which area in San Diego for investment properties?
Hope you're having a fun Turkey Day! Eastlake is a great area! I live nearby Otay Ranch, another great area! Call me! Ok, first eat your turkey, then call me!

Roger Ma
Realtor
... more
0 votes Share Flag Sat Nov 24, 2012 Home Buying in 91914
Michael J Ha…, Real Estate Pro in Coronado, CA
Michael J Harris answered:
Is the East Lake/ Otay Ranch Inventory drying up?
The inventory in The Eastlake/Otay Ranch area is not drying up. Trulia is not as up-to-date or real-time as it should be. There are homes that come on the market in those two neighborho ... more
0 votes Share Flag Mon Nov 12, 2012 Home Buying in Chula Vista
Lance R King, Real Estate Pro in San Francisco, CA
Lance R King answered:
How to get mortgage foreigner ?
HSBC is the main lender I am aware of for loans for foreigners. Typically they want 50% down. Contact a local office for more details
0 votes Share Flag Sat Sep 15, 2012 Home Buying in Chula Vista
Roger Ma, Real Estate Pro in Chula Vista, CA
Roger Ma answered:
I'm a first time buyer but I also want to go pro...
Yes, it's that simple! And yes, I'm ready to move too! So call me and let's do it! Let's make you a PRO! Enough time on Trulia! It's time to take action.


Roger Ma
The Realtor ... more
0 votes Share Flag Mon Nov 12, 2012 Home Buying in Chula Vista
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
How do I pick the right realtor for foreclosures and short sales?
Realty Trac is a waste of money.

We ALL have access to the current foreclosures through the MLS. Any experienced agent can help you buy a foreclosure.

Focus on finding the right ... more
0 votes Share Flag Tue Sep 4, 2012 Home Buying in Chula Vista
Sinead McAll…, Real Estate Pro in Oceanside, CA
Sinead McAllister answered:
How long does it take to pre-qualify for a loan...?
Hi-
Not too long at all. Usually my clients get it done within a week. Message me directly if you want me to refer you to a great loan officer. And YES it's OK and recommended to get a ... more
0 votes Share Flag Sat Sep 8, 2012 Home Buying in Chula Vista
Mark & K…, Real Estate Pro in San Diego, CA
Mark & Kari Shea answered:
We signed a contract to leave the fixtures (curtain rods) in the home.
Hi,

If it is in the contract, first I would try to resolve this through that listing agent and their broker first.

Ask your agent to set an appointment with the listing agent and ... more
0 votes Share Flag Sat Sep 8, 2012 Home Buying in Chula Vista
Vic Yamauchi, Real Estate Pro in San Diego, CA
Vic Yamauchi answered:
My husband and I are approved for a VA loan. We are having trouble finding homes that are VA approved and within our budget of 200k.
The best way is to get set up so that the homes you want and are willing to accept VA offers is to have the information emailed to you real time.

By a recent study I did, only 34% of ... more
0 votes Share Flag Fri Jul 20, 2012 Home Buying in Chula Vista
Cory La Scala, Real Estate Pro in San Diego, CA
Cory La Scala answered:
is it better for the lender to see a disputed credit or a removed credit or a settled credit in credit history.?
Hi Chris,

I'm not a lender, but I do know that FHA doesn't place a ton of weight on FICO scores, but they do have a minimum. They care mainly that you have a good payment history. If ... more
0 votes Share Flag Wed Jul 3, 2013 Home Buying in Otay Ranch Village
Amra T. Muns…, Real Estate Pro in Chula Vista, CA
Amra T. Munsch answered:
want to buy in the east lake area townhome or condo
Hi Patty, I am very familiar with all of south bay and currently have a few listings in the Eastlake area. I would love toto help you find the perfect home. amramunsch@gmail.com
0 votes Share Flag Wed Dec 19, 2012 Home Buying in 91913
Mark & K…, Real Estate Pro in San Diego, CA
Mark & Kari Shea answered:
me and my boyfriend are looking into buying a house but we feel like odds are against us. We make 3,500 a month
Hi Naomi,

The best thing you can do is call a few lenders (Wells Fargo, B of A, Chase, etc), explain your situation and find out. At least you will know what you have to do in the n ... more
0 votes Share Flag Thu Feb 13, 2014 Home Buying in 91911
Roger Ma, Real Estate Pro in Chula Vista, CA
Roger Ma answered:
I am looking for a good agent with connections to an aggressive FHA financing company that could close quickly.
Hey Sean!

I specialize in the South Bay area! The lender I work with guarantees the lowest interest rate and the quickest closing time. They close in 3 weeks! I'm not kidding! If ... more
0 votes Share Flag Mon Mar 24, 2014 Home Buying in 91910
Barbara Magu…, Real Estate Pro in Del Mar, CA
Barbara Maguire answered:
Can I get a FHA loan with a 620 average credit score and with income of 80K per year?
Give our preferred lender a call, they are a direct lending source.

Craig Piland
Prime Lending
858-663-9850
0 votes Share Flag Mon Mar 24, 2014 Home Buying in 91910
Daniel Di Ma…, Real Estate Pro in Chula Vista, CA
Daniel Di Matteo answered:
I need to find an agent who is bilingual english/spanish. Va loan experience in the Chula Vista area. Good reviews also!
Hi sofia,
I'm here for you!
You can view my client reviews here: http://www.dimatteogroup.com/Blog.php/category/Client+Letters

Daniel Di Matteo
Century 21 Award
619-512-0006
0 votes Share Flag Thu Feb 13, 2014 Home Buying in 91911
Daniel Di Ma…, Real Estate Pro in Chula Vista, CA
Daniel Di Matteo answered:
For new construction home, is it better to deal directly with the company's agent than bringing in your own realtor/agent? what would be the?
Hi Ellyn,
That is a very good question.
The answer will depend on whether your agent provides you with some sort of incentive.
I actually assist my clients with up to $1,000 towards ... more
0 votes Share Flag Sat Mar 31, 2012 Home Buying in 91913
Sinead McAll…, Real Estate Pro in Oceanside, CA
Sinead McAllister answered:
What are the developments or communities in Chula Vista that require little or no Mello Roos Fees? I heard Rolling Hills, Sunbow and Terranova.
Hi SD New Casa Buyer,
Yes you are on the right track with these areas. Feel free to contact me directly with your other search parameters, (price, BRS, etc) and I can send you a list o ... more
0 votes Share Flag Fri Aug 31, 2012 Home Buying in Chula Vista
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