Financing in 91911 : Real Estate Advice

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Marielena Be…, Real Estate Pro in Chula Vista, CA
Marielena Beatie answered:
first time buyer for a house/modular home just simple 2 bedrooms my credit is good and 15k deposit around 89 thousand on area code 92139 any ideas??
John, Please send me your email and i will sending you pictures of several properties matching your request.
malebeatie@hotmail.com


Marielena Beatie
Realtor
SD Realty Excellence ... more
0 votes Share Flag Wed Mar 20, 2013 Financing in Chula Vista
Luis Ramos, Real Estate Pro in Chula Vista, CA
Luis Ramos answered:
first time buyer of a house 2 bedroom simple my credit is good and 13k deposit, in area 92139 any ideas?? I'm from Anchorage, Ak.
John,

Call Martha Gomez with Guild Mortgage. She will tell you exactly where you stand right now and what you may be able to qualify for. Her phone # is 760-594-4727. Best of luck ... more
0 votes Share Flag Mon Mar 18, 2013 Financing in Chula Vista
Maria Esparza,  in Chula Vista, CA
Maria Esparza answered:
Is there rent to own homes in 92139 area or modular homes for sale?
Hi John,
in this marker, rent to own does not favor the buyer. Your best bet is to go the normal route. contact me.
I have many years experience and can help you with your specific Re ... more
0 votes Share Flag Wed Mar 27, 2013 Financing in Chula Vista
Tim Moore, Real Estate Pro in Kitty Hawk, NC
Tim Moore answered:
Rent to Own tips????
Tip #1 = they don't work so you won't find any or many at all

Tip #2 = rent and buy when you really can and stop thinking about rent to own since it does not work very often.
0 votes Share Flag Sun Feb 3, 2013 Financing in Chula Vista
Jerry Heard, Real Estate Pro in San Diego, CA
Jerry Heard answered:
What are my options if my family is growing and need to buy a second primary home, i currently have a condo w fha loan. I have great credit, dp 15k
Miya
This is a question that is best answered by a lender. There are many variables that would need to be addressed by the lender.
This link will give you the contact information on l ... more
0 votes Share Flag Thu Jan 17, 2013 Financing in 91914
Nick Gandhi, Real Estate Pro in Stamford, CT
Nick Gandhi answered:
First time home buyer loans? I purchased a condo 10 years ago before I got married and I still own it... Can my husband qualify for a home loan me?
Hello

At any given time, the lender will look at many things, amongst which one of them is debt to income ratio. If both of you have enough income to pay for a new home, which consid ... more
0 votes Share Flag Mon Oct 1, 2012 Financing in 91911
Dana Rosas &…, Real Estate Pro in Covina, CA
Dana Rosas & Eva Grijalva answered:
Hi my name is Jose I just posted a question about qualifying for a loan having a two yr old foreclosure.
As long as your credit score is coming up there is a chance you can buy a home again. Call me and I will tell you how. Dana Rosas 626-393-4271 Cell
0 votes Share Flag Sun Sep 23, 2012 Financing in 91911
Rashard Scott, Real Estate Pro in San Diego, CA
Rashard Scott answered:
Had a foreclosure about 2yrs now is it possible to qualify for a home loan? My credit score is around 737-747. 6yrs same job.
Please give me a call and I will connect you with some lenders that may be able to assist you. Generally 3yrs after is the norm but it won't hurt to contact a lender about your particu ... more
0 votes Share Flag Tue Jul 2, 2013 Financing in 91911
Jameskerry41, Home Buyer in San Diego, CA
Jameskerry41 answered:
do i put a large dn payment on a house or go with VA no dn (with higher mortgage)?
Hi Kara; many have told me with a VA loan mortgage insurance isn't required at all; is this true or what? thanks in adv
0 votes Share Flag Mon Jan 16, 2012 Financing in 91915
Gregorio Den…,  in San Diego, CA
Gregorio Denny answered:
California first time homebuyer grant?
I am familiar with the program but I thought it ended or they allocated all funds. It was administered by the SD Housing Commission: Website here: http://sdhc.org/Real-Estate/First-Time ... more
0 votes Share Flag Sun Sep 23, 2012 Financing in 91911
Dianne Hicks, Real Estate Pro in Rancho Bernardo, CA
Dianne Hicks answered:
If I stop my mortgage for 3 months, What are the chances of refinancing or modifying my loan if I do have equity in my house?
Rebe
Why not call the bank before you stop and see what they can work out for you. I know it is a shame that many do not work with you until you are behind but it is worth a try. That ... more
0 votes Share Flag Thu Jan 17, 2013 Financing in 91914
Nick Ruiz,  in San Diego, CA
Nick Ruiz answered:
I'm planning to buy a house because I'm tired of renting out on apartments. But I'm concerned about my credit score. I have a 632 on
Hi,

Unfortunately your not alone. Allot of people have had their credit ruined from family/friends promising to do good on payments.

Minimum FICO score for FHA is 620 so your no ... more
0 votes Share Flag Wed Dec 23, 2009 Financing in Chula Vista
Steven Ornel…, Real Estate Pro in Fremont, CA
Steven Ornellas answered:
Does anyone see mortgage rates going down the next couple of weeks?
Hi Kauaibeachgirl,

This is really a question that can only be answered on a daily basis due to the market dynamics that control this. To understand why, please read this:

http://d ... more
0 votes Share Flag Mon Jul 20, 2009 Financing in 91913
Dot Chance, Real Estate Pro in Burbank, CA
Dot Chance answered:
How hard is it to get financed for an older mobilehome?
There are companies that specialize in mobile home financing. I understand that they will only finance homes that are up to a certain age and I cannot recall what that is.

You may w ... more
0 votes Share Flag Sat Jan 10, 2015 Financing in Chula Vista
Sam Guillen,  in 92108
Sam Guillen answered:
I'm in a process of short selling my house. Once the process is done, what's my chance to be able to get a
Chances may be very good. As long as yoour husband meets the qualifing requirements for the desired sales price he should be fine.
0 votes Share Flag Wed Apr 2, 2008 Financing in 91915
Pam Winterba…, Real Estate Pro in Danville, VA
Pam Winterbauer answered:
Would a VA loan be used to obtain a short sale or foreclose homes?
Mary Ann.....

It is possible if the seller or bank is willing to comply with the VA guidlines. There are extra cost the seller, VA may want some repairs complete prior to close of e ... more
0 votes Share Flag Tue Mar 18, 2008 Financing in 91915
Alan Shafran, Real Estate Pro in Carlsbad, CA
Alan Shafran answered:
How do I find the best deal on a mortgage?
The very best lenders are the ones who have strong, established relationships with the strongest realtors in the city. These relationships hold the lender accountable by successful real ... more
0 votes Share Flag Tue May 15, 2007 Financing in Chula Vista, CA
Alan Shafran, Real Estate Pro in Carlsbad, CA
Alan Shafran answered:
Who are good lenders in this area?
There are several good lenders in the city. Please contact Alan Shafran for a referral. 760-929-9212, Alan@AlanShafran.com
0 votes Share Flag Tue May 15, 2007 Financing in Chula Vista, CA
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