Financing in 91739 : Advice

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Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
How can I get a 100% for a 2nd home?
Your story is similar to many, many others that ended up in foreclosure recently.

The answer is; you probably cannot.

Good luck and may God bless
0 votes Share Flag Mon Feb 6, 2012 Financing in Rancho Cucamonga
Tina Lam, Real Estate Pro in San Jose, CA
Tina Lam answered:
i have 730 credit score my home is F/C . Where can I find a no income qualifing loan on a first mtg?
What is F/C? Loans like that are rare now. Only if you have a very significant asset base will any lender consider such a loan.
0 votes Share Flag Tue Feb 18, 2014 Financing in 91737
Carl Henker, Real Estate Pro in 95928
Carl Henker answered:
I would like to know if there are companies that review loan packages. My offer was accepted and I will be closing by the end of May. Is an FHA loan.?
Reviewed for what? You may have an attorney look the paper work over for a specific concern.
0 votes Share Flag Thu Apr 14, 2011 Financing in 91701
Thierry Abel, Real Estate Pro in California
Thierry Abel answered:
When you apply for FHA loan do they count the daycare payment as part of your debt?
Kathleen,

No we do not count the daycare payment as part of your debt.

Debt to Income Ratio Guideline calls for 43%. May be exceeded up to a maximum of 55%

Minimum credit ... more
0 votes Share Flag Wed Mar 9, 2011 Financing in Rancho Cucamonga
Suzanne MacD…, Real Estate Pro in 07856
Suzanne MacDowell answered:
Can I buy a bank owned property and have a bank buy my property?
Banks don't 'buy' homes, they foreclose on them. There is a big difference. And, while you may be able to buy a bank owned property in California, the process is not mu ... more
0 votes Share Flag Tue Oct 5, 2010 Financing in Rancho Cucamonga
Voices Member,  in
Voices Member answered:
I am refinancing. The rate lock and closing dates are fast approaching. If the finance company doesn't meet the deadline, can I back out of the
you could back out whenever you want to, you don't have to finish the refinance with the original company. Your appraisal fee or application fee etc. will probably be forfeit thou ... more
0 votes Share Flag Mon Mar 7, 2011 Financing in Rancho Cucamonga
Ron Hall, Real Estate Pro in Goodyear, AZ
Ron Hall answered:
I've been trying to Modify for 5-6mo's w/ Indymac, now they want me to apply 4 HAMP, sign a 4506T? but I am Self-Employed and reported low
You can amend your returns and claim less deductions but that is going to create a potential tax liability as well as other potential issues that need to be covered in depth between you ... more
0 votes Share Flag Sat May 18, 2013 Financing in Rancho Cucamonga
Shawn Sidhu, Real Estate Pro in San Jose, CA
Shawn Sidhu answered:
How can I get a hard money loan for purchase of $425,000 with $250,000 down payment $175,000 loan amount and 740 fico score?
You shouldn't have any problems getting a hard money loan. Feel free to contact me if you need any assistance. I work with clients all over California.
0 votes Share Flag Wed Mar 24, 2010 Financing in Rancho Cucamonga
Total Mortga…, Real Estate Pro in Connecticut
Total Mortgage Services, LLC answered:
Is the pressure on due to Limited inventory or First Time Home Buyer Tax Credit to place offers on any house?
Lucy,

I wouldn't think there's a limited inventory of homes, especially with current market conditions. Unfortunately, there are a wide variety of homes on the market due ... more
0 votes Share Flag Mon Aug 31, 2009 Financing in Rancho Cucamonga
Ute Ferdig -…, Real Estate Pro in Newcastle, CA
Ute Ferdig - Atty. Negotiator answered:
what is the current interest rate?
Hi Mark. Unfortunately, nobody can quote you one interest rate here on Trulia. You can go to www.bankrate.com and get a general idea of what you might expect. There are too many vari ... more
0 votes Share Flag Thu Dec 13, 2007 Financing in 91739
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