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Lynn911.com…, Real Estate Pro in Dallas, TX
Lynn911.com Dallas Realtor answered:
I WANT TO BUY A HOUSE WITH A FHA LOAN AT 3 1/2 PERCENT DOWN PAYMENT AND A 580 FICO. CAN ANYONE HELP ME?
Have you consider a lease option purchase increase your credit scores where you can qualify for a loan.

580 credit score more than likely no

I do consultant across country revie ... more
0 votes Share Flag Wed Sep 28, 2011 Home Buying in Covina
Mission Viejo…,  in Mission Viejo, CA
Mission Viejo Real Estate by Valorie Stover answered:
How are the chances now with buying a house with FHA loan. We are first time home buyer and looking around
You need to find out where the houses are at that price and put in offers. It may mean that you will be putting in lots of offers before you get lucky! Some buyers have put in 10 to 20 ... more
0 votes Share Flag Fri Jul 10, 2009 Home Buying in Covina
Tammy Davis, Real Estate Pro in 95023
Tammy Davis answered:
I am considering a foreclosure, and I am trying to consider other alternatives.
You might want to take a look at my blog here on Trulia, titled short sale vs. foreclosure....I just addressed what the difference was briefly.

The main difference between the two is ... more
0 votes Share Flag Fri Dec 3, 2010 Foreclosure in Covina
Gita Bantwal…, Real Estate Pro in Jamison, PA
Gita Bantwal ABR/CRS/SRES/CDPE answered:
THE SELLER WANTS US TO INCREASE OUR EARNEST MONEY DEPOSIT FROM OUR ALREADY SUBMITTED $1,000 TO A NON
I would read the contract carefully . Are you working with an agent or buying directly from a seller. ?If buying without an agent , please get an attorney. Maybe the seller means it is ... more
0 votes Share Flag Fri Feb 20, 2009 Home Buying in Covina
Joan Patters…, Real Estate Pro in Rancho Cucamonga, CA
Joan Patterson-951-204-1864 answered:
Can you have two open escrows on the same property?
Steve,

I am very sorry you are going through this. First of all, escrow cannot be opened until yours is cancelled. I would not sign anything to cancel until you have discussed this ... more
0 votes Share Flag Wed Mar 12, 2014 Home Buying in Covina
Vicky Chrisn…, Real Estate Pro in 20132
Vicky Chrisner answered:
What happens when the appraisal comes back lower than the purchase price during the later stages of escrow,?
If the buyer wants to avoid the short sale process and is willing to pay the difference between the previously agreed upon price and the appraisal price, then he just pays it (check wit ... more
0 votes Share Flag Thu Jun 3, 2010 Home Buying in Covina
Jennaca, Other/Just Looking in Pittsburgh, PA
Jennaca asked:
How much was the property in my area worth before march 2008? I need to have taxes adjusted how and where can i find this information. The assessor has valued my home way over and they said i need to compare it to homes in my area for the time per...
0 votes Share Flag Fri Nov 14, 2008 Home Selling in 91722
Dyanna,  in California
Dyanna answered:
our garage is attached to our house can one family member live in the garage . covina calif. los angeles
No in Covina it is illegal to have a garage conversion.
0 votes Share Flag Sun Sep 18, 2011 Quality of Life in Covina
M.D.J,  in Los Angeles, CA
M.D.J answered:
Does anyone know of any lenders or banks doing shor-refi's?
Do you mean sources that will contact the lender to negotiate loan modifications for a homeowner or the actual lenders that are taking less than owed?

I do mortgages, so feel free to ... more
0 votes Share Flag Sun Sep 9, 2012 Financing in Covina
Marcia Wray, Real Estate Pro in Charleston, SC
Marcia Wray answered:
Our agent always says offer listing and doesn't show us CMA.
Mari, CMA's are critical in buying and selling. Do you have a Buyer's Agent agreement with your realtor? Many agents are reluctant to give too much information or do too much work if th ... more
0 votes Share Flag Fri Dec 3, 2010 Home Buying in 91724
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