Home Buying in 91401 : Advice

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Emily Knell, Real Estate Pro in Huntington Beach, CA
Emily Knell answered:
my name is not on the loan but on the deed.I am not married
Yes you can. I did this recently for a lady who's parents were also on title but not on the loan for a short sale & it's just easier for me to deal with & get signatures for 1 person r ... more
0 votes Share Flag Fri Nov 8, 2013 Home Buying in 91401
Steve Ploetz, Real Estate Pro in Carlsbad, CA
Steve Ploetz answered:
do you think, demand for housing will remain strong through 2013?

I think it's important to look at the major economic factors: mainly, what does the job situation look like? As of December the unemployment rate was at 7.8% nationally. It h ... more
0 votes Share Flag Thu Sep 26, 2013 Home Buying in Van Nuys
Walter 'Skip'…, Real Estate Pro in 92870
Walter 'Skip' Kersten answered:
After signed off on the short sale approvals from the banks, please let me know what I, the buyer, have to expect to do more from the listing agent?
Yes it is time. The prelim title will show how many loans. Be sure and see how much time the seller's banks are giving you to close.
Good luck,
0 votes Share Flag Mon Nov 26, 2012 Home Buying in 91405
Angela.alonz…, Renter in Simi Valley, CA
Angela.alonzoh asked:
Lease with option to buy anywhere between Van Nuys and Simi Valley, CA. Hi!

My name is Angela. My family is a family of 3 and a dog. We are looking for a house with a yard. We would prefer 2 bedrooms or more. We can afford up to about $1000 a month but can...
0 votes Share Flag Sun Jul 22, 2012 Home Buying in Van Nuys
Hass, Home Buyer in 91405
Hass asked:
can i get a mortgage when i am working abroad? I am a Green Card holder who worked in LA for 2 years, started a job in New Zealand 3 month ago. Can I get a mortgage in USA to buy a house?
0 votes Share Flag Sun Apr 29, 2012 Home Buying in 91405
Tony McMahon, Real Estate Pro in 20601
Tony McMahon answered:
Does any one know if you can buy a Home with Section 8 in California ? And If so what are the steps in doing so ? Thanks
I could be mistaking , but I am not aware of a section 8 purchase program. I am pretty sure it only applies to rentals.
0 votes Share Flag Tue Apr 2, 2013 Home Buying in 91401
Richard Schu…, Real Estate Pro in Los Angeles, CA
Richard Schulman answered:
how much money should I put down if my score is 600 and I do not have a steady job ( student) but I have cash?
You should consult a lender. With your FICO score, you likely will only qualify for FHA, which is a 3.5% down loan program. If you have any questiosn, you can call me at 310-482-0173. ... more
0 votes Share Flag Sun Oct 2, 2011 Home Buying in Van Nuys
Richard Schu…, Real Estate Pro in Los Angeles, CA
Richard Schulman answered:
Should I seekmy first home through actions?
Where do you expect to buy a property for that price? Its a big misconception that properties sell for huge discounts at auction. At most auctions, you might get a 20% discount on pri ... more
0 votes Share Flag Sun Oct 2, 2011 Home Buying in Van Nuys
Jonathan Shi…, Real Estate Pro in Redlands, CA
Jonathan Shidler answered:
do house sitters have right to stay when asked to leave?
depending upon the contract written.

But after a point it becomes an issue of them being a squatter if they do not leave the property.

You can call the police if they do not leave ... more
0 votes Share Flag Sat Jul 9, 2011 Home Buying in 91405
Gerard Curre…, Real Estate Pro in Pasadena, CA
Gerard Current answered:
Self employed w/large home office (40%)of my rent, utilities. This lowers my AGI on tax return. How does that AGI effect my chances for home loan?
Usually you can add back whatever you deduct from your schedule C as business use of your home.
0 votes Share Flag Thu Mar 7, 2013 Home Buying in 91401
Bob Georgiou, Real Estate Pro in Walnut Creek, CA
Bob Georgiou answered:
Do house sitters have any rights to a house after a sale?

In California, Occupants in possession amazingly have more rights than unpaying tenants. The process for an unlawful possession is hugely expensive as well. Worse, in Californ ... more
0 votes Share Flag Wed Jun 2, 2010 Home Buying in 91405
Jennifer All…, Real Estate Pro in Mentor, OH
Jennifer Allen answered:
can we buy any propaty 10% down payment?
I suggest contacting a lender in your area to see if you qualify for a loan with the payments you would like per month. Congratulations on having $25,000 to use as a down payme ... more
0 votes Share Flag Tue Jan 5, 2010 Home Buying in Van Nuys
Mario A. Cab…, Real Estate Pro in Coral Gables, FL
Mario A. Cabrera answered:
How can I get preapproved for a 4 unit bldg, when part of the mort. will be payed from rental income.?
the rental income together with your job income is what you qualify for
0 votes Share Flag Thu Mar 7, 2013 Home Buying in 91401
Lynn911.com…, Real Estate Pro in Dallas, TX
Lynn911.com Dallas Realtor answered:
What percentage of rental income will be considered when getting preapproved for a 4 unit owner occupied bldg?
Confer with your mortgage broker who can review entire file. If you own the units show income 100% should be counted underwriting might request your P & L statement

National Featur ... more
0 votes Share Flag Thu Mar 7, 2013 Home Buying in 91401
Danielle, Home Buyer in Van Nuys, CA
Danielle asked:
california state tax credit on condo conversions Does the new March 1 CA 10,000 tax credit for CA state work for condo's which are newly converted from apartments since they have never been lived in as an owned property?
0 votes Share Flag Sat Mar 21, 2009 Home Buying in Van Nuys
Keith Sorem, Real Estate Pro in Glendale, CA
Keith Sorem answered:
This an urgent question so please help me. I'm in the process of closing escrow on a condominium but I just
You need advice from someone who has reviewed the condo financial statements and minutes of the association meetings. One side of the argument is that now that they have completed the ... more
0 votes Share Flag Mon Feb 9, 2009 Home Buying in 91405
PENNY O'BRIEN, Real Estate Pro in Las Vegas, NV
PENNY O'BRIEN answered:
closed escrow, but overpaid the seller on property taxes, how do i get my part back.
Have you contact the escrow company you used. They would be more than happy to help with this matter.
0 votes Share Flag Fri Jun 12, 2009 Home Buying in 91401
Susan Doyle,  in Boynton Beach, FL
Susan Doyle answered:
looking for a agent to work with in the van nuys area ..any tips?
Dear Viv,

You definately want someone who specializes in the area where you wish to purchase. Ask a lot of questions and find someone with experience. If you don't know what questi ... more
0 votes Share Flag Mon Jul 20, 2009 Home Buying in 91405
Joel Colvin, Real Estate Pro in 71270
Joel Colvin answered:
Can you trade a home for another? No down payments, etc. Just a staight trade?
Very rare occurance, but it does happen, I'm presently working with a seller who go the house they are selling now in a Trade with one of the elderly neighbors down the street that had ... more
0 votes Share Flag Mon Jun 10, 2013 Home Buying in Van Nuys
Tara Steinke, Real Estate Pro in San Diego, CA
Tara Steinke answered:
Are there agents who specialize in representing a buyer for a home auction?
Hi Jeannie,

I know of a company that offers assistance to buyers in purchasing at Trustee Sales. A trustee sale is an auction that occurs on the courthouse steps by a bank before it ... more
0 votes Share Flag Mon May 12, 2008 Home Buying in 91401
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