Foreclosure in 91390 : Advice

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Mikel DeFran…, Real Estate Pro in Canton, MA
Mikel DeFrancesco answered:
what happens to a 2nd loan on a short sale?
They must agree to the short sale... typically for pennies on the dollar since they're in second position. But the first will usually make some accommodation for them to sign off.
0 votes Share Flag Sun Jul 1, 2012 Foreclosure in Santa Clarita
Edwin Momeny, Real Estate Pro in Newhall, CA
Edwin Momeny answered:
i am looking to buy this house but i need more information on the forclusre auction day for the house how do i go about it ?
Whatever the address, you will not have an opportunity to buy it until it hits the market as a short sale or bank-owned home.

If you give me the address, I will be happy to reach out ... more
0 votes Share Flag Fri May 18, 2012 Foreclosure in Santa Clarita
Marc Schwartz, Real Estate Pro in Chatsworth, CA
Marc Schwartz answered:
Can a Bank foreclose on a home at an Auction, while the Bank is actively participating in a short sale agreement on the same property?
Yes, a bank can foreclose on a home while a short sale is in process. I sell a lot of REO's that have been in some type of short sale process, one thing that needed to be done is m ... more
0 votes Share Flag Tue Jun 5, 2012 Foreclosure in 91350
Theresa Bens…,  in Santa Clarita, CA
Theresa Benson answered:
We are facing foreclosure in 6 weeks in NC. I am not sure what our options are, since my husband is retired and on SS and I recently lost my job.
You need to contact an attorney ASAP to know your rights TODAY. You may qualify for a loan modification also. You need to contact your lender TODAY and request a Loan Modification appl ... more
0 votes Share Flag Wed Feb 24, 2010 Foreclosure in Santa Clarita
Fred Griffin,  in Tallahassee, FL
Fred Griffin answered:
How does foreclosure affect a spouse that is not on the loan documents?
California is a Community Property State.

That, coupled with the Quit Claim Deed that you signed may drag you into the story.

You should talk with a Real Estate Attorney.

--- ... more
0 votes Share Flag Thu Jul 16, 2009 Foreclosure in Santa Clarita
Patti Philli…,  in Carlsbad, CA
Patti Phillips answered:
I filled chapter7 bk in ca, my house is in foreclosure proceding and the bank has filed a motion to remove
Real Estate Mom, YOur bankruptcy attorney should be able to gve you some clearer answers than we might. One thing though, usually when the house is foreclosed upon you still have some ... more
0 votes Share Flag Tue Jun 16, 2009 Foreclosure in Santa Clarita
 Robert, Real Estate Pro in ,
Robert answered:
I put an offer on a house and it was never accepted or countered or declined. When I had my agent call the?
There is no rule that I'm aware of based on the situation you described. There is a code of ethics however. Your offer should be properly declined. Sometimes banks will take the first o ... more
0 votes Share Flag Mon Dec 28, 2009 Foreclosure in Santa Clarita
Tisza Major-…, Real Estate Pro in Upland, CA
Tisza Major-Posner answered:
What happans to propert after someone dies leaving no will and family members live thier and can't afford it?

I am sorry to hear about your loss. To address your question, I would advise you to speak with an attorney who specializes in Probate. The situation you are speaking of is c ... more
0 votes Share Flag Mon Aug 3, 2009 Foreclosure in 91350
Lynn  Crosby, Real Estate Pro in Dallas, TX
Lynn Crosby answered:
in cross searching these properties i find them to be higher than your listing why
In many instances buyers overlook properties are not "like" in value or area of the town.. A realtor can comp your requested homes. ... more
0 votes Share Flag Wed Dec 3, 2008 Foreclosure in Santa Clarita
Debt Free Da…,  in 85260
Debt Free Dave answered:
What happens to the borrower when the lender forecloses on their home?
Alot happens, for one your credit will be toast. You wont be able to buy for a few years. If it is your primary residence you can avoid a capital gain if the mortgage was a purchase m ... more
0 votes Share Flag Fri Dec 5, 2008 Foreclosure in Santa Clarita, CA
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