Financing in 91390 : Real Estate Advice

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Carl Henker,  in 95928
Carl Henker answered:
Does anyone have some info about the %3 FHA Grant loan for first time homebuyer?
Here is a link to the California program. It is a DAP program used in connection with an FHA loan. It is not a grant that is forgiven you do have to pay it bank at some point. Find out ... more
0 votes Share Flag Thu Mar 28, 2013 Financing in 91390
Charles Dail…, Real Estate Pro in Saint Paul, MN
Charles Dailey answered:
Are there any local lenders willing to offer a conventional loan (5% down) with a 669 credit score? Our current lender says they require a 680 score.
I'm in MN but licensed there. I can do conventional privately insured loans with a 669 fico but they're pricer that those with higher scores. If you can go FHA, that might be better.
0 votes Share Flag Tue Sep 3, 2013 Financing in Santa Clarita
Rudi Hofmann, Real Estate Pro in El Segundo, CA
Rudi Hofmann answered:
Impound Interest IN CA
Here you go Heidi: http://www.mortgagebankers.org/files/StateInterestonEscrowLaws-4-10-07.pdf

Happy funding, Rudi
0 votes Share Flag Tue Oct 25, 2011 Financing in Santa Clarita
Tony Lewis, Real Estate Pro in Valencia, CA
Tony Lewis answered:
would u qualify to by a house on unemployment and side jobs?
Unemployment and undeclared income will not be counted as income since all income needs to be verified and not have a limited time of payment. You will need to show 2 years of employme ... more
0 votes Share Flag Sun Apr 29, 2012 Financing in Santa Clarita
Laura Ashley…,  in Encino, CA
Laura Ashley Homes answered:
In aug. 2009,we refinananced our loan. Now were anticipating falling behind again due to my wife being laid off. can the bank re-negotiate again?
Yes, they can renegotiate the loan again. The most important thing is that you contact them ASAP and let them know the status. It is better for them to have someone in the home paying ... more
0 votes Share Flag Sun Apr 29, 2012 Financing in Santa Clarita
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
how much home can we afford on 45000.oo income with very low debt and good credit rating?
In order to determine affordability, visit with any qualified loan officer(s), after reviewing your overall financial information, a determination on qualification can be made--the type ... more
0 votes Share Flag Thu Jan 13, 2011 Financing in Santa Clarita
Theresa Bens…,  in Santa Clarita, CA
Theresa Benson answered:
Should I lock the rate now?The new home will be completed in around October time. I am taking an FHA loan
If rates get better what is there "FLOAT DOWN" policy. If rates drop will they drop your rate? Get it in writing.
0 votes Share Flag Tue Apr 14, 2009 Financing in Santa Clarita
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