Home Buying in 91320 : Advice

change location

cancel or

Activity

11
Barry Shapiro, Real Estate Pro in Camarillo, CA
Barry Shapiro answered:
Hi Rob Spinosa, Can you give me the address of a F/C house on Midbury Hill Rd, Newbury Park, CA. I want to drive by that house. Thanks, MuLan
There are no current Trustee Sale or NOD status properties on Midbury Hill in Newbury Park
0 votes Share Flag Sat Jun 28, 2014 Home Buying in Newbury Park
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
On a short sale, can you offer less then the asking price?
Sure you can, but since the bank has not approved or suggested a price it is more than likely the bank will say no to even a full offered price. Understand the seller and their agent ha ... more
0 votes Share Flag Tue Aug 21, 2012 Home Buying in Newbury Park
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
is there anyway a first time buyer..with good credit..can buy a house with nothing down?
Pat there are 2 common loan programs the first is VA which is no money down but requires you to be a vetran, the other is USDA which the property and the location must meet certain crit ... more
0 votes Share Flag Mon Jan 14, 2013 Home Buying in 91320
Barry Shapiro, Real Estate Pro in Camarillo, CA
Barry Shapiro answered:
NO CREDIT CHECK RENT TO OWN HOW DOES IT WORK
In this part of the country, I am not aware of 'rent-to-own' programs other than furniture stores and such. If you happen to have IRS tax liens, I have a colleague that speci ... more
0 votes Share Flag Mon Dec 2, 2013 Home Buying in 91320
Barry Shapiro, Real Estate Pro in Camarillo, CA
Barry Shapiro answered:
CAN I GET A HOME WITH TAX LIENS BAD CREDIT AND ONLY 10000 DOWN GOOD INCOME 105000 PER YEAR?
Hi Rob,
This is more of a Lender question. You probably need to go with a seller financed deal, or lease-option with a longer term option. $10K down is a drop in the bucket, apx. equ ... more
0 votes Share Flag Thu May 3, 2012 Home Buying in 91320
Barry Shapiro, Real Estate Pro in Camarillo, CA
Barry Shapiro answered:
How easy is it to refinance? The seller of the house I am interested in doesn't wants FHA, so I am thinking/hoping I could take a conventional
Sh,
You are in a very difficult predicament. You really should be asking your lender how to best approach this scenario. I understand you will need to have a minimum of 30% equity in ... more
0 votes Share Flag Thu Jun 10, 2010 Home Buying in 91320
Barry Shapiro, Real Estate Pro in Camarillo, CA
Barry Shapiro answered:
How much are the closing costs for an approx 580K house with 10k back for closing costs? Looking for a conventional loan.
Hello Sh,
Your lender should have already given you a good faith estimate of closing costs for you to sign. Plan on just less than apx. 3% of the purchase price for non-recurring clos ... more
0 votes Share Flag Mon May 24, 2010 Home Buying in 91320
Barry Shapiro, Real Estate Pro in Camarillo, CA
Barry Shapiro answered:
Is there a Conventional loan which would offer me a low interest rate with a 5-10% down payment? Looking for an approx loan of $570K.
Hello Sh,
The largest hurdle you have is to obtain a decent interest rate for a Jumbo. Loans over the $417,000 conventional loan limit are considered jumbo loans. Also, If LTV > 8 ... more
0 votes Share Flag Thu Jun 10, 2010 Home Buying in 91320
Bonnie Sterl…, Real Estate Pro in Simi Valley, CA
Bonnie Sterling answered:
There has been a house listed in Newbury Park, Ca at 3994 Mountain Creek for quite some time; yet similar
Hi Sophia,

The home that you are inquiring about does appear to be "properly" priced or in-line with other activity in the area. The home has been on the market since 3/27 ... more
0 votes Share Flag Sat Aug 22, 2009 Home Buying in Newbury Park
Ted Mackel, Real Estate Pro in 93065
Ted Mackel answered:
Is it better to buy a brand new townhome vs an older SFH?
Juliet,

If there is any of the State money left over and you are a first time home buyer, then you can get up to $10k from the state on the new home purchase and up to $8k from the f ... more
0 votes Share Flag Sat Jul 25, 2009 Home Buying in Newbury Park
Joyce Zangme…, Real Estate Pro in Ventura County, CA
Joyce Zangmeister answered:
Newbury Park Neighborhood (Calle Zafiro, Plata, etc) SAFE to invest??
Questions like this can be answered by calling the Ventura County Sheriff's Department (494-8260) and/or the Thousand Oaks Police Department (494-8200) and asking for activity call re ... more
0 votes Share Flag Tue Jun 23, 2009 Home Buying in Newbury Park
Search Advice

Followers

367
Email me when…

Learn more

Meet the Trulia VIPs
Kathy Fontana, Agent in Newbury Park
Kathy Fontana
Agent
Newbury Park
Christian Melgar, Agent in 91362
Christian Melgar
Agent
91362
Home > California > Ventura County > Newbury Park > 91320 > Home Buying in 91320
Copyright © 2015 Trulia, Inc. All rights reserved.   |  
Have a question? Visit our Help Center to find the answer