Home Buying in 90803 : Advice

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Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
I am trying to buy a house in Southern California. The lender is telling me that they are unable to get an appraisal done on it. Using Equifax.
You should provide a copy of the zoning map showing it is zoned residential to your loan officer. Even if used as a school if it meets teh croteria of a residential home such as working ... more
0 votes Share Flag Mon Jan 16, 2012 Home Buying in 90804
Bruce Forge, Real Estate Pro in Tustin, CA
Bruce Forge answered:
We want to buy an investment condo with an HOA that has 28% delinquency and a 72% funded reserve. Is this considered average or dangerously risky?
Interesting question. On the face of it, 28% delinquency means the association must run the project on a bit less than 3/4 of planned income. That the funded reserve is down by 28% in ... more
0 votes Share Flag Thu Nov 17, 2011 Home Buying in Long Beach
Isabel Lechu…, Both Buyer and Seller in Long Beach, CA
Isabel Lechuga answered:
Can I purchase a home after one year after bankcrucpty discharge with 650 credit and 3.5% down?
Bk have to be 2 yrs. from discharge than you can buy.
0 votes Share Flag Thu Nov 17, 2011 Home Buying in Long Beach
Connie Wilda…, Real Estate Pro in Long Beach, CA
Connie Wildasinn answered:
How much does home insurance cost for a typical replacement value policy with earthquake rider in Long Beach CA area?
Price vary by carrier... Do your homework and check out a few... the insurance rider is totally seperate to the insurance. Read carefully, there is a 10% full value replacement deducta ... more
0 votes Share Flag Sun Aug 14, 2011 Home Buying in Long Beach
Linda S. Cef…, Real Estate Pro in Oak Creek, WI
Linda S. Cefalu answered:
does pmi expire once 20% of principle is paid?
In my experience the answer would be no. There are different requirements depending on the type of financing you took out. Also, if you are doing improvements to the home, it is impor ... more
0 votes Share Flag Thu Jul 21, 2011 Home Buying in Long Beach
Cindy Schach…, Real Estate Pro in Long Beach, CA
Cindy Schachter answered:
Looking for 2 br condos below 7th st, LB around 200,000. Prefer 3rd and 4th Sts, Can you supply listings?
I would be happy to help you. Please email me at TeamSchachter@aol.com or call 562-505-2867.
0 votes Share Flag Sun Jul 3, 2011 Home Buying in Long Beach
Peter Solomon…, Real Estate Pro in 92804
Peter Solomon SRES GRI ABR answered:
I'm looking to buy, in Long Beach, can you help me narrow the demographics so I can choose an area to buy?
Hi Stevet, I have several ideas and options for you, a phone call would be the best way to communicate, feel free to call me anytime.

Peter Solomon / Realtor
MetroCal Properties
5 ... more
0 votes Share Flag Thu Nov 17, 2011 Home Buying in Long Beach
Shanna Rogers, Real Estate Pro in Murrieta, CA
Shanna Rogers answered:
Pets and HOA'S
Hi Josh,

I agree with you - why waste everyone's time? I suggest if you find a condo complex you like, find out (or have your Realtor find out) who the HOA is and contact them ... more
0 votes Share Flag Fri May 20, 2011 Home Buying in 90808
Kelly Tap, Real Estate Pro in Long Beach, CA
Kelly Tap answered:
What are good areas and what are scary/bad areas of Long Beach. Hard to tell by looking at listings. Any general guidelines?
Hi Christina!

Long Beach is change from block to block I'm sure you've noticed.
90803,90802,90808,90807 are a few good zip codes but the MLS listings are separated by area ... more
0 votes Share Flag Fri Aug 10, 2012 Home Buying in Eastside
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
How can I find foreclosure property?
Why not consider working with an agent of your own; he/she can provide you with suitable listings, keep you informed as new properties arrive on the market; schedule showings, etc.
0 votes Share Flag Fri Feb 25, 2011 Home Buying in 90805
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
Rent -to-Own Websites?
Let me ask you WHY you would even want to do a rent to own? How familiar are you with them and do you totally understand how they work?
Curious.
0 votes Share Flag Sat Dec 27, 2014 Home Buying in 90802
Barbara Robb…, Real Estate Pro in Long Beach, CA
Barbara Robbins-Olexa answered:
I am looking for rent to won properties in the Long Beach area ranging from the price of 800-1050 a month?
Sorry to say but in this market with REOs and short sales there are no rent to own properties. You can not legally take over anyone's payments without the permission of the lender ... more
0 votes Share Flag Thu Feb 24, 2011 Home Buying in 90802
Voices Member,  in
Voices Member answered:
Buying properties to rent out. Best value (rent and rate of occupancy versus cost of home) : Long Beach or San Diego, CA
Take your loan payment, minus it from the rent the building is currently collecting and you got your answer. It's that easy. Are you in the + or - ??
0 votes Share Flag Sat Dec 18, 2010 Home Buying in Long Beach
Emily S. Kne…, Real Estate Pro in Huntington Beach, CA
Emily S. Knell answered:
has anyone heard or used a service called "rent to own " Resources? is this a legit way to buy a home? any suggestions? Thank you!
Personally I am opposed to Lease options. I always suggest to anyone who asks to just allow the renter to have a First Right of Refusal Clause in their lease agreement.

EmilyKnell1@ ... more
0 votes Share Flag Sun Feb 22, 2015 Home Buying in 90805
Steve Ornell…, Real Estate Pro in Fremont, CA
Steve Ornellas answered:
Can a buyer pay the realtor fees at closing instead of the seller?
Hi Particlemn, great question. As long as the Seller and Agents agree via a contract addendum I don't see any reason why not.

Best, Steve
0 votes Share Flag Thu May 8, 2014 Home Buying in Long Beach
Jack Raley, Real Estate Pro in Henderson, NV
Jack Raley answered:
would like to buy fire dammage propery or fixer 2139260261 larryroses58@yahoo.com
I called that # and a lady answered. Call 866-607-4196
0 votes Share Flag Thu Aug 26, 2010 Home Buying in Long Beach
Jack Raley, Real Estate Pro in Henderson, NV
Jack Raley answered:
would like to find fire dammaged property for sale or distressed?
Hi Larry,
I have a property in Long Beach; 5822 E. Parkcrest that you can buy for $450,000 with 25% down payment and 6.5% interest only for 5 years or your own finance that I can help. ... more
0 votes Share Flag Thu Aug 26, 2010 Home Buying in Long Beach
Young-Jin Ya…, Real Estate Pro in Van Nuys, CA
Young-Jin Yang answered:
Is there a time limit on keeping a escrow open in California? Can it got doormat or be cancel without both parties signing off on the cancellation?
It depends on your contract. The problem is verbal agreements do not hold a lot of weight, especially in a written contract. I would ask your agent to contact his brokerage Attorney (My ... more
0 votes Share Flag Wed Jan 26, 2011 Home Buying in Long Beach
Loan Do, Real Estate Pro in Oceanside, CA
Loan Do answered:
I short saled a rental property last year. How long before I can buy a place to live in? Is it the law or just recommended?
There's no law saying you can't buy because of a previous short sale. However, you'll be hit with higher interest rate because of your lower credit score and the short sa ... more
0 votes Share Flag Tue Aug 10, 2010 Home Buying in Long Beach
Scott Miller, Real Estate Pro in 33432
Scott Miller answered:
We are 2 1/2 weeks in a 60 day escrow to buy our first home.It is tenant occupied. When will i see it in writing/escrow that house will be vacant?
Hi Randy. Two things: I hope you have an attorney to do your closing and advise you before you get to the finish line.

And, did you make sure there was language in your offer tha ... more
0 votes Share Flag Mon Oct 14, 2013 Home Buying in 90815
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