Home Buying in 90802 : Real Estate Advice

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Jessica Acker, Real Estate Pro in Santa Monica, CA
Jessica Acker answered:
Can a retired parent co-sign for me. They are on SS & their residence is under a reverse mortage. My credit needs help, but my fathers is Great!
Hi,

When I look at a guarantor's application, I want to see that they make three times their own rent/mortgage as well as three times the rent of the property they are agreeing to gu ... more
0 votes Share Flag Fri Apr 29, 2016 Home Buying in Long Beach
Anna M Kitras, Real Estate Pro in Las Vegas, NV
Anna M Kitras answered:
I would like to know if there's a parking space at 2296 Gaviota?
Hi Tiffanie,

2296 Gaviota in Signal Hill, Ca actually has parking on the premises. Access into the parking is controlled by a security gate and the parking is covered (carport style) ... more
0 votes Share Flag Wed Jul 25, 2012 Home Buying in Long Beach
Kawain Payne, Real Estate Pro in Seal Beach, CA
Kawain Payne answered:
Is it legal for a seller to charge the buyer penalty if they are the cause of delay so escrow went beyond 40 days? Can agent be sued also?
Hello Ned,

If the seller is charging you a penalty for closing late then the closing delay has to be due to your fault. Who made the mistakes you are speaking of and what were those ... more
0 votes Share Flag Thu Jul 26, 2012 Home Buying in Cal Heights/Bixby Knolls/Los Cerritos
Jeff Johnson, Real Estate Pro in Long Beach, CA
Jeff Johnson answered:
I have a client that wants to buy a manufactured home in a 55 park.
There is a 55 plus park on or just off of Loynes in LB.
0 votes Share Flag Fri Jul 13, 2012 Home Buying in Long Beach
Stephenie Ra…, Real Estate Pro in Long Beach, CA
Stephenie Raso answered:
I am considering buying a unit in the Cooper Arms Building in downtown Long Beach.
Good afternoon William,

HOA docs., which include: CC&R's, Bylaws, budget reports and minutes of meetings, are reviewed during an escrow period. The packaging of this material is bil ... more
0 votes Share Flag Sat Oct 3, 2015 Home Buying in 90814
John & Janis…, Real Estate Pro in Encinitas, CA
John & Janis Arendsen answered:
WHAT IS A QUIT CLAIM DEED?
"A quitclaim deed is a document prepared by an attorney by which a person can transfer his interest in a house, mobile home that has been permanently placed or any other form the real e ... more
0 votes Share Flag Sat Aug 16, 2014 Home Buying in 90806
Bob Foust, Real Estate Pro in Fullerton, CA
Bob Foust answered:
How to look out for myself when Buying a seller occupied property?
It's only true if that is how the offer contract was written up.

Its not really your responsibility anymore than it is a sellers responsibility if a buyers loan gets delayed and does ... more
0 votes Share Flag Sun May 20, 2012 Home Buying in 90801
Michael Magaw, Real Estate Pro in Torrance, CA
Michael Magaw answered:
Parents want to buy a second home in California but live in Arizona.
You need a new lender. Call me and I will refer you to my lender in California. Your parents should not need to come to California to get approved.

Michael Magaw
310.259.6850
m@n ... more
0 votes Share Flag Fri May 11, 2012 Home Buying in Long Beach
Emily Knell, Real Estate Pro in Huntington Beach, CA
Emily Knell answered:
FHA loan gift funds and domestic partnership
Yes & domestic partnership doesn't matter.

With FHA you can receive gift funds for down payment from ANYONE, friend, family member, domestic partner, maybe even your cat if he or she ... more
0 votes Share Flag Tue Apr 24, 2012 Home Buying in Long Beach
Mack McCoy, Real Estate Pro in Seattle, WA
Mack McCoy answered:
Can someone explain what is a legal quiet title action?
There are potential "clouds" on the title - somebody may have divorced and stayed behind without getting a quit-claim deed; somebody might have sold on a real estate contract and never ... more
0 votes Share Flag Thu Jun 11, 2015 Home Buying in 90802
Nancy Cardena, Real Estate Pro in Long Beach, CA
Nancy Cardena answered:
What areas in Long Beach are likely to appreciate in the next 5 years?
When real estate market was hot, ALL areas of Long Beach were going up in price. Word of caution though, the areas where prices started low and then went off the grid, have fallen much ... more
0 votes Share Flag Tue Mar 13, 2012 Home Buying in Long Beach
Fred Sweezer…, Real Estate Pro in Long Beach, CA
Fred Sweezer Sr. answered:
Question of the Day: What makes a great buyer's agent
A good buyer agent show thier clients as many homes as it take until the home they fit in is found! One agent that I know showed her client homes for a year! And this without counting t ... more
0 votes Share Flag Fri Mar 16, 2012 Home Buying in Long Beach
Peter Werren…, Real Estate Pro in Long Beach, CA
Peter Werrenrath answered:
What's the typical process when buying a short sale?
"Short sales" are typically not short. They occur when the value of the property is less than the outstanding mortgage debt. As such, the lender needs to evaluate what is th ... more
0 votes Share Flag Thu Mar 8, 2012 Home Buying in Long Beach
Sheila Caron, Real Estate Pro in Long Beach, CA
Sheila Caron answered:
What are some tips for first-time home buyers?
1. Get preapproved by a qualified lender. This means giving all your required documentation so your loan application is ready to submit once you have an accepted offer.
2. Interview ... more
0 votes Share Flag Tue Mar 13, 2012 Home Buying in Long Beach
Melissa Seid…, Real Estate Pro in Long Beach, CA
Melissa Seidel answered:
Which costs are potentially negotiable in closing costs
Hello,

You can ask for all the closing cost to paid for and that can be up to 3% of the selling price. When I have clients that do not have much savings I usually recommend that we ... more
0 votes Share Flag Mon Mar 5, 2012 Home Buying in Long Beach
Nathan Wolf, Real Estate Pro in Charlotte, NC
Nathan Wolf answered:
is an REO house good to buy?
FIRST: HIRE A BUYER AGENT REALTOR!!!

Buyer Agent REALTORs work for FREE to the Buyer. NO CHARGE TO THE BUYER.

Their fee is already included in the purchase price. And if you dont ... more
0 votes Share Flag Sat Mar 3, 2012 Home Buying in 90805
Josie Neglia, Real Estate Pro in Long Beach, CA
Josie Neglia answered:
What are some surprises that first-time buyers encounter when purchasing a home?
When you set a goal for what you would like your monthly mortgage payment to be, be sure to leave room for cushioning.
When I bought my first home, I expected my monthly mortgage pay ... more
0 votes Share Flag Mon Mar 19, 2012 Home Buying in Long Beach
Barbara Robb…, Real Estate Pro in Long Beach, CA
Barbara Robbins-Olexa answered:
The California Housing Finance Agency. Who are they?
They are an agency of our State Government that provides loans similar to FHA but it is funded through a bond program.

CHFA, or "CHAFA" as it is sometimes known, is operate ... more
0 votes Share Flag Wed Feb 22, 2012 Home Buying in Long Beach
Walter 'Skip'…, Real Estate Pro in Brea, CA
Walter 'Skip' Kersten answered:
Do you know if the house you have for sale at 6786 Curtis ave long beach ca a short sale?
Hi Leticia,
The property at 6786 Curtis Ave is not listed in the MLS so I cannot answer your question.
Good luck,
0 votes Share Flag Thu May 10, 2012 Home Buying in Long Beach
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
What is the difference between a short sale, regular sale, and REO?
The basic difference is who owns them:
A "regular" traditional sale is between you and the Owner of the house. They have equity in it, and are not "distressed". The ... more
0 votes Share Flag Thu Feb 9, 2012 Home Buying in Eastside
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