If all else fails if an agent does not respond, check the tax rolls for the street address you can investigate further in those files. http://www.lynn911.com http://www.homes-for-sale-dallas.com... more
Hello Val. I think you should talk to a loan professional about your options. Find out what the difference in interest rate is if you put down 20% as opposed to less than 20%. If you put down less than 20%, you may also have to pay private mortgage insurance. It's difficult to say whether waiting would be better. While the prices may go down, it is also possible that interest rates will go up. I would encourage you to do the math. Let's say the house you are thinking of buying goes down another $25,000. While you'll save $25,000 on the purchase price, if interest rates go up 1/2 point, you'll pay 1/2 point more on the entire loan, which will result in a higher monthly mortgage payment than if you had purchased the house for $25,000 more but at the lower interest rate. In the end, it's a question of whether you are willing to gamble. The other question that I have is, when will you know that you waited long enough. The only way to know that the market has bottom out is when the prices start going up again.
Best of luck to you.... more