90604 : Real Estate Advice

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Melissa Zava…, Real Estate Pro in Escondido, CA
Melissa Zavala answered:
My appraisal for the house Im buying came in at a higher rate. However, due to lender requirements some repairs needed to be completed. Now that the
It is unlikely that the seller will be able to modify the purchase price because you already have a contract. However, the seller is not legally obligated to pay the lender-required rep ... more
0 votes Share Flag Thu May 30, 2013 Home Selling in Whittier
Kathy Stark, Real Estate Pro in Burke, VA
Kathy Stark answered:
My parents are giving me 20k as a gift on my first home. Will I be taxed?
This really is a tax advisor question. I am providing a link here to the IRS website where they answer this question in more detail. It appears each of your parents can give you up to ... more
0 votes Share Flag Wed Oct 7, 2009 Home Buying in Whittier
Suzette Baker…,  in Whittier, CA
Suzette Baker, ABR,GREEN answered:
list price for 13427 russell st whittier ca 90602
I checked and the only active listing on Russell in Whittier is on 16125 Russell, Whittier. The price on that is $326,824. You can visit my website, www.SuzetteBaker.com, for listin ... more
0 votes Share Flag Sat Oct 17, 2009 Home Buying in Whittier
Matthew Bart…, Real Estate Pro in Glendora, CA
Matthew Bartlett answered:
Is the unincorported (South Whittier) considered a bad area? We will be closing soon on a house. The neighborhood is very nice and on a quiet cul de
Hi Frustrated,

I certainly understand your concerns. I would recommend that you contact the local Police Department. They will be able to bring you up to speed on what type of calls ... more
0 votes Share Flag Sat Feb 20, 2010 In My Neighborhood in Whittier
Patti Philli…,  in Carlsbad, CA
Patti Phillips answered:
What is the typical amount for closing costs? My agent said it may be about 8k. That sounds pretty high to me. We are in escrow right now. The home
Dear Frustrated, Usually it's about 3- 3.5% of the purchase price for your closing costs.
0 votes Share Flag Tue Sep 22, 2009 Home Buying in Whittier
Dot Chance, Real Estate Pro in Burbank, CA
Dot Chance answered:
What happens if I cannot occupy the property within the 60 days as required by FHA?
Anayesli,

It sounds like you need legal advice. Did your contract stipulate that the property be delivered to you vacant? Have you thought about paying the tenant to vacate?
0 votes Share Flag Sat Sep 19, 2009 Home Buying in Whittier
Patrick Thies, Real Estate Pro in Anytown, IL
Patrick Thies answered:
Do i have a chance as an backup offer?
Cash offers are usually pretty solid deals. With a cash offer there are not any contigencies to fail such as financing or house sale/close. Once the offer is past the attorney review ... more
0 votes Share Flag Wed Sep 2, 2009 Home Buying in Whittier
Joe Nernberg,  in Calabasas, CA
Joe Nernberg answered:
How will my home value be affected by a remodel?
Good article from This Old House: http://www.thisoldhouse.com/toh/article/0,,408045,00.html?xid=hinewsletter-081809-renovations-return-on-investment
0 votes Share Flag Sun Sep 27, 2009 Remodel & Renovate in Whittier
Vicki Lloyd,  in Lake Forest, CA
Vicki Lloyd answered:
what are reasons why an escrow may fail?
There are many many reasons that an escrow can fail - the buyer may not qualify for the loan, the buyer could lose his job, the property may not appraise for the sale price, the home in ... more
0 votes Share Flag Tue Aug 11, 2009 Home Buying in Whittier
Dyanna,  in California
Dyanna answered:
Should I wait until end of summer to purchase a home?
In my opinion, you should start now. The large amount of buyers has been there since the beginning of the year in large part to the $8,000 rebate, low interest rates and low home prices ... more
0 votes Share Flag Mon Jul 20, 2009 Home Buying in Whittier
M.D.J,  in Los Angeles, CA
M.D.J answered:
what are the nicer zip codes in Whittier? I heard some areas can be rough? Friendly Hills comes up alot
Whittier has different areas and price ranges that are appealing to alot of buyers. The first step is to know your price range first then pursue the zip codes your interested in and ye ... more
0 votes Share Flag Sat Sep 26, 2009 Home Buying in Whittier
Luke Allison,  in Asheville, NC
Luke Allison answered:
What are the odds of me qualifying to buy a house at this time?
Did you try for an FHA loan? Typically as long as you show 2 years of employment history (even if there is a gap due to WC) you should be okay with regards to employment. The main iss ... more
0 votes Share Flag Mon Jul 6, 2009 Financing in Whittier
Vicky Chrisn…, Real Estate Pro in Purcellvile, VA
Vicky Chrisner answered:
my home is in foreclosure,is there anything i can do to save the property or at least delay the process
Yes, filing for bankruptsy will stall it, but has other major complications. Have you talked to the lender about a load mod program? Do you have time to get a short sale through? A l ... more
0 votes Share Flag Wed May 27, 2009 Home Buying in Whittier
Dyanna,  in California
Dyanna answered:
how much money do i need to make to buy a house? i only make 2400 gross pay a month. i feel like im throwing $
You might just be throwing your money away. We wouldn't be able to give you an exact number on how much you need to make in order to qualify for a loan, it all depends on your debt and ... more
0 votes Share Flag Thu May 22, 2014 Home Buying in Whittier
Brad Davidson, Real Estate Pro in Placentia, CA
Brad Davidson answered:
What does it mean buy the interest rate down by 1 point?
It means that you pay an additional "POINT", or fee, to the lender in exchange for a lower interest rate on your loan. If you are planning on staying in your home for a long time it mi ... more
0 votes Share Flag Tue May 5, 2009 Home Buying in Whittier
Dyanna,  in California
Dyanna answered:
Can I get approved for a loan without all the requirements being met ?
Hello Claudia. If you have only been working for 1 year you will just have to explain what and how your means were for the previous year. If you can show you were on workers comp then I ... more
0 votes Share Flag Tue May 5, 2009 Financing in Whittier
Dyanna,  in California
Dyanna answered:
Is my scenario realistic? My wife and I make an average annual income of 60k a year. My credit score is 736
Yes, from the information that you just stated that seems realistic. But you would really need to begin by finding a good, knowledgeable agent that can guide you through the lending pro ... more
0 votes Share Flag Mon Apr 20, 2009 Home Buying in Whittier
Dyanna,  in California
Dyanna answered:
average homeowner insurance for 182.000
The average I have seen is about $250.00 for this purchase price.

Dyanna
0 votes Share Flag Sat Apr 18, 2009 Home Buying in Whittier
Dyanna,  in California
Dyanna answered:
I'm looking for a home in Whittier, CA. Is it a good idea to have my credit run by a loan agent that deals?
George nowadays banks are requiring you to get pre-qualified through their bank no matter who your agent or loan officer is. Even if an agent tells you they deal with multiple banks tha ... more
0 votes Share Flag Mon Aug 24, 2009 Home Buying in Whittier
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