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Dan Tabit, Real Estate Pro in 98074
Dan Tabit answered:
Can someone explain to me the difference between the rate and apr?
The rate is the number used to calculate payments on a set balance. The APR is the total cost adding in the upfront loan costs on top of the total interest paid over the length ... more
0 votes Share Flag Thu May 26, 2011 Financing in 90501
Oliver Thomp…, Real Estate Pro in Inglewood, CA
Oliver Thompson answered:
I'm the seller, how can I cancel shortsale agreement with my realtor who is stressing me of after signing a contract?
Submit a letter in writing that you wish to cancel your listing agreement to agent and agents broker. That's it. If you have any questions, contact Oliver at 949-436-8418.

Bes ... more
0 votes Share Flag Sun Jul 26, 2015 Home Buying in 90501
Gary Geer, Real Estate Pro in Antioch, IL
Gary Geer answered:
Concluding a short sale now, naturally, credit report hurt but everything else is OK. Can I rent with a dinged credit report?
Yes you can. Explain up front with the landlord or leasing agent your situation. Fill out any tenant credit application with the detail also. You will find another home thei ... more
0 votes Share Flag Wed Mar 23, 2011 Rentals in Torrance
Adrian Hunti…, Real Estate Pro in 94110
Adrian Huntington answered:
When should I wire the money to escrow?
You need to wire the money to escrow tomorrow morning. Fannie Mae will sign the documents. I sell Fannnie Mae homes and they will sign your docs in order to close by 25th. What are you ... more
0 votes Share Flag Thu Feb 24, 2011 Financing in Torrance
Helen Chong, Real Estate Pro in San Jose, CA
Helen Chong answered:
I am trying to sell my house ($900K range) in Torrance, CA. How much commission rate is acceptable? It seems like the rate ranges between 5% and 6%.
Dear John: there isn't really an acceptable rate per se, it's negotiable between you and the listing agent. I will be more than happy to discuss further with you about selling ... more
0 votes Share Flag Wed Feb 2, 2011 Home Selling in Torrance
Patrick Thies…, Real Estate Pro in Elmhurst, IL
Patrick Thies SFR, CNC answered:
Is it better to have a small amount of a mortgage payment or to pay off your home in full? Is it true that the taxes rise when your house is paid off?
A mortgage on a house doesn't effect the taxes. The taxes are based off the assessed value of the home set by the county assessors office. Paying off the mortgage is just a matte ... more
0 votes Share Flag Fri Jan 7, 2011 Home Buying in 90505
Lynn911.com…, Real Estate Pro in Dallas, TX
Lynn911.com Dallas Realtor answered:
When buying a Home there is a 30 day escrow. Is this the same for all kinds of homes including mobile homes?

Escrow can vary based on executed sales agreement, if cash purchase, or lender involved HOWEVER the standard is approx. 30 -60 days.

Lynn911 Dallas Realtor & ... more
0 votes Share Flag Sat Apr 9, 2011 Home Buying in 90505
Gregorio Den…, Real Estate Pro in San Diego, CA
Gregorio Denny answered:
Closing cost and Lender fees?
Yes; by selecting a higher than par rate, all your fees can be included.
0 votes Share Flag Sat Dec 11, 2010 Financing in 90501
John Souerbry, Real Estate Pro in Palo Alto, CA
John Souerbry answered:
My ex-husband is trying to get me to sign a Substitution of Trustee on a property he is trying to foreclose on. Should I be wary? (He's a slick
Tell him you want to show it to your attorney before signing, then follow through and show it to your attorney before signing.
0 votes Share Flag Wed Jan 8, 2014 Foreclosure in Torrance
Desari Jabbar, Real Estate Pro in Atlanta, GA
Desari Jabbar answered:
Thank you for your response. Mo
I don't think your answer came through.
0 votes Share Flag Fri Nov 19, 2010 Market Conditions in 90505
Salim Patel, Real Estate Pro in San Pedro, CA
Salim Patel answered:
What is the going price of land around the 2520 Sepulveda Blvd.?
Hi Mo:

There is not much vacant land in Torrance. Currently, there is one residential lot available for $19/sq. ft. and a commercial lot for around $40/sq. ft.

-Salim Patel
The R ... more
0 votes Share Flag Mon Jan 31, 2011 Market Conditions in Torrance
Suzanne MacD…, Real Estate Pro in 07856
Suzanne MacDowell answered:
How long can a Real-Estate Agent be held accountable?
I would suggest you speak to the agent, to that agent's broker and to an attorney. I would also read all the paperwork carefully to see whether it was ever put in writing. Did you ... more
0 votes Share Flag Thu Nov 18, 2010 Home Buying in 90501
CJ Brasiel, Real Estate Pro in San Jose, CA
CJ Brasiel answered:
I am trying to change real estate agent.
Cloud -

If you are unhappy with your agent, first talk to him and let him know you no longer want to work with him. If there is any issue with the process, ask to meet with his brok ... more
0 votes Share Flag Mon Dec 27, 2010 Home Buying in Torrance
David Poulsen, Real Estate Pro in San Francisco, CA
David Poulsen answered:
Property is REO and they wanted to cancel the agreement and would not extend escrow days any longer. i just noticed the property is back on market.
It is very important to have the loan all ready to go with REOs or else you can run into these troubles.
0 votes Share Flag Sat Nov 13, 2010 Home Buying in Torrance
Pam Crawford, Real Estate Pro in 01562
Pam Crawford answered:
to cancel the escrow, all we need is both seller and buyer's signature to get the earnest money back?
If both buyer and seller agree to terminate the contract, and both agree on the release of deposit back to the buyer, then the escrow agent should release the deposit as instructed by b ... more
0 votes Share Flag Wed Feb 2, 2011 Home Buying in Torrance
Sonsie Conroy, Real Estate Pro in San Luis Obispo County...
Sonsie Conroy answered:
Would you rent a property that just went up for sale? It's in Torrance...duplex front house...I was approved today but I'm nervous.
If you have a one-year lease, it must be honored by the purchaser of the home. The down side is that the house will be shown to prospective buyers and you'll have to cooperate with ... more
0 votes Share Flag Tue Feb 8, 2011 Rentals in Torrance
Spirit Messi…, Real Estate Pro in 85718
Spirit Messingham answered:
Are there any realtors here that focus on the South Bay? Torrance, Redondo Beach, etc.? We r looking for one who knows area and school districts.
I wish, what a beautiful area. You can simple Google Realtor for the city you are interested in and sure more names will come back at you than you can deal with. Meet with them, treat ... more
0 votes Share Flag Wed Nov 17, 2010 Home Buying in Torrance Beach
Vickie Say-N…, Real Estate Pro in Los Angeles County, CA
Vickie Say-Nye answered:
Can you refer me to a direct lender that accept less than or within 500 fico score to purchase a home. My husband and I has a poor credit score but
I spoke to my lender and he, Carlos said that he'll like to review your credit report and help possibly help your score a little higher. Call me. Let's discuss your situatio ... more
0 votes Share Flag Sun Jul 25, 2010 Home Buying in Torrance
Sheyenne Sch…, Real Estate Pro in Torrance, CA
Sheyenne Schultz answered:
I have a forclosed property in California in Sept 2009, which I owed $370,000. Part of this is $150,000 that I pulled out after a refinance. The
Hi...That depends. I have a CPA that specializes in short sale, foreclosure and deficit amounts being pursued by banks. She is an expert on this. You may have to show insolvency. Meanin ... more
0 votes Share Flag Wed Nov 17, 2010 Foreclosure in 90503
Joni Greer, Real Estate Pro in Tarzana, CA
Joni Greer answered:
I understand that you have to disclose if a tenant dies on the premises if the house is for sale? Does the same law cover the death in a rental unit?
In a sale, you must disclose if there was a death on the property within the past three years OR if a buyer asks if anyone died on the property at any time, you are obligated to discl ... more
0 votes Share Flag Mon Sep 6, 2010 Rentals in Torrance
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