Hello. Most reputable lenders can give you a pre-approval going on what you tell them, without the need to run a credit check. However, full approval must be documented with proof of income, credit reports, pay stubs, etc. I have a lender that I've referred many of my clients to and they just love her. She works out of Torrance and she's bends over backwards for my clients. If you're interested in talking to her, let me know. Good luck.
RE/MAX Beach Cities
The Palos Verdes Peninsula is my favorite place to live in the South Bay. Here is why:
1. Quality of Local School System :The Palos Verdes Unified School System is one of the best in the State, and our schools consistently rank among the top in standardized test scores. These can be verified at the following link on my seb site : PV School Info . People recognize the value of having strong local public schools and the cost savings that can be achieved when they don't have to send their kids to private schools.
2. Rural Atmosphere : The foresight of the city planners of the 4 cities on the Palos Verdes Peninsula to insure the preservation of open space has made the Palos Verdes Peninsula an island of tranquility in the urban jungle that is Los Angeles County. In additon, the maintenance of equestrian oiented trails and rights of way have preserved this rural way of life for all of us.
3. Larger Lot Sizes and Set back Requirements: Compared to most of the local beach communities, our city governments on the hill have maintained building standards to limit the "mansionation" of homes here. Most of our cities have limitations on the size of the foundation of a home as well as strict neighborhood compatability regulations to make sure that new homes do not sit on top of each other and give all of us breathing room.
4. Our Beautiful Views and Proximity to the Ocean: We are so fortunate to enjoy the spectacular views along our coastline, as well as the magnificent city views that we also have. People who are looking to relocate here are absolutely blown away by the beauty and spectacular views that many of the homes here have. Even if you do not have a view from your home, we all enjoy the spectacular setting that we live in just when we are driving around the Peninsula. I have lived here for 24 years, and have never taken the beauty of this area for granted.
5. The Weather: Because of the moderating influence of the ocean, our weather varies very little from month to month compared to most areas of the Los Angeles basin. The cool ocean breezes cool us during the summer, and the ocean also tends to moderate cold temperatures in the winter. I live in Lunada Bay and I don't think that our high tempertures vary by more than about 10 degrees for most of the year. Most of the older homes on the Peninsula that are near the ocean do not even have air conditioning.
6. Our Sense of Community: My husband and I have raised 3 boys in the Lunada Bay area of Palos Verdes Estates, and we have made so many friends over the years through other parents participation with their children in their school programs and sports programs. Our boys played for many years in the baseball leagues, basketball leagues, and soccer programs on the Hill, and we have found most of the people that we have met to be friendly and non-pretentious. We have had some relocation clients comment to us that in the well off areas that they are moving from that people tend to treat their homes as status symbols, but I believe that most of the residents on the Hill see their houses as truly their homes.
Please call me at 310-259-7124 if you would like help in finding the perfect home on the Palos Verdes Peninsula or in one of the other beautiful South Bay beach communities. Visit my website at http://www.maureenmegowan.com... more
In my experience, realtors are the most unprofessional society of folk I have ever encountered. Sure there are few exceptions. Life is too short to allow un - knowledgeable and unprofessional people access to my deals.
I do not allow myself to be involved in any deals that require realtors. Just me, the seller, and our attorney's.
The internet gives me access to all the info realtors have so no value added. In fact, my attorney provides more inside info than anyone.... more
Hello Suzy, Trulia is really not(at this time) the right venue for you. Am sure there are websites like forsalebyowner.com or craigslist etc. Best of Luck and as somebody whose Sister lives in Manhattan Beach I am sure you have a great home! Best of Luck!!... more