You would need more information and you really need to get an estimate from an isurance carrier. Tripple AAA has good rates. It is difficult to say more specifically with a century old home. Are you interested in a refinance or thinking of selling?
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IMO, the large major ones are pretty much the same. I would recommend going with the one your broker has a good relationship with. That way if there is an issue, the broker can apply some pressure for you.
Good luck and Happy New Year... more
Without knowing anything about your home, amount needed and your credit, the bets advice is for you to shop around. Try national companies like allstate, statefarm and perhaps try a local company. All should give you free estimates.... more
Their quality control must have turned up the fact that you did not have enough coverage. Things have changed in the past year, so what was good last year is not good enough. How this got by them for you to close, I don't know. The other thing that I am questioning here is that the HO6 on a condo is not generally something that banks escrow for.... more
Afunguy you should not have trouble getting insurance. There are companies that write insurance for distressed properties every day. They will charge about 4-5 times what you would expect to pay for insurance because the property in no owener occupied and as a distressed property it is an atractive nusiance.... more
There are many factors that enter into the price of homeowners insurance. The best way to obtain a price is to contact an agent (broker) that works not with one company but sends to many companies and is able to check rates for the best price.... more