Financing in 90058 : Advice

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Gerard Dunn, Real Estate Pro in Potomac, MD
Gerard Dunn answered:
Anyone knows what banks or agencies make ITIN Home Loans?
There are very few companies offering financing using alternate means of justifying income. I found a link on-line for the Chicago area. Maybe this will help


http://www.ahorre.co ... more
0 votes Share Flag Tue Jan 20, 2015 Financing in Los Angeles
Tom Heath, Real Estate Pro in Tucson, AZ
Tom Heath answered:
i found my house my offer got accepted
I am not suggesting that you do not shop for lenders, but changing this late in the transaction could have negative consequences. With the FICO score you have, you are dangerously clos ... more
0 votes Share Flag Sat Feb 6, 2010 Financing in 90001
Mitch Lichte…, Real Estate Pro in Los Angeles, CA
Mitch Lichterman answered:
I`m looking for a non-owner occupied loan at 80% LTV refi cash-out..Excellent credit/employed.Property rented( LA , CA)
We cannot provide any non-owner cash out refi's at 80%. Fannie Mae and Freddie Mac define the guidelines for loans on the secondary market and their requirements do not allow for ... more
0 votes Share Flag Wed Feb 1, 2012 Financing in Los Angeles
Deborah Brem…, Real Estate Pro in 90049
Deborah Bremner answered:
What is the standard commercial real estate commission on vacant land in Illinois?
As we all know, all commissions are NEGOTIABLE, and an item for discussion between seller and agent. To find out what is common in your marketplace, look at some local listings.
Debor ... more
0 votes Share Flag Thu Feb 10, 2011 Financing in Los Angeles
Jeffrey White, Real Estate Pro in Beverly Hills, CA
Jeffrey White answered:
Are there any downtown LA lofts with seller financing or lease options?
Hi there C-bas. With this credit score, cash down, you should be able to qualify for an FHA loan. Have you talked to a mortgage lender about this? Lease options may be possible, but ... more
0 votes Share Flag Thu Jan 21, 2010 Financing in Los Angeles
Ted Canto -…, Real Estate Pro in Los Angeles County, CA
Ted Canto - The Mobile Mortgage Pro answered:
Has anyone used Home-Account to find a mortgage? Wondering how they compare to other mortgage recommendation sites.
Larry.. Knock yourself out. If spinning your wheels for a few hundred bucks give or take, is it really worth your time traveling the mortgage planet for the loan of a lifetime? Of cou ... more
0 votes Share Flag Tue Jan 12, 2010 Financing in Los Angeles
Robin Silver…, Real Estate Pro in Garden City, NY
Robin Silverberg answered:
We are selling our home. I just learned that the buyer and the loan officer are roommates and old friends. We got a really bad appraisal ($120k under
I have done loans for both friends and family members, and there would be no reason for me to influence an appraiser because of that relationship, and there is no need for disclosing th ... more
0 votes Share Flag Fri Jan 8, 2010 Financing in 90031
Danny Brown, Real Estate Pro in Los Angeles, CA
Danny Brown answered:
what counts as income when one is self-employed and salaried?
Sounds a little complex but I'm sure any seasoned lender could give you a straight answer. There's probably a lot of other variables that need to be considered like your cred ... more
0 votes Share Flag Wed Jan 18, 2012 Financing in Los Angeles
Bruno Tori, Real Estate Pro in Salt Lake City, UT
Bruno Tori answered:
how to apply to 2 different lenders at the same time?
there are new regulation coming January 2010, where the lender has to give you accurate information up front. i would have a back up plan like a second lender you can choose. it means ... more
0 votes Share Flag Sat Dec 26, 2009 Financing in Los Angeles
Ted Canto -…, Real Estate Pro in Los Angeles County, CA
Ted Canto - The Mobile Mortgage Pro answered:
Does anybody have any good or bad experience on any end in a mortgage loan transaction with USC CREDIT UNION- Los Angeles?
Schlacher.. I am not aware of USC, however you said the 2 magic words "Credit Union". They are not in the mortgage business and they rarely do home loans anyhow. This leads ... more
0 votes Share Flag Tue Dec 15, 2009 Financing in Los Angeles
Thadeus Brew…, Real Estate Pro in Scottsdale, AZ
Thadeus Brewer answered:
What does it mean to me (home- buyer) if the lender sells off my mortgage after closing?
It means only you will pay your payment to someone else. It is required by law that your old & new lender correspond with you on direction to make payments.
0 votes Share Flag Tue Jan 3, 2012 Financing in Los Angeles
Moshon Reuve…, Real Estate Pro in Toluca Lake, CA
Moshon Reuveni answered:
How do I find out how many loans are on a property?
To get accurate information you need to request a “preliminary title report” from a title company directly or get the preliminary title report via a real estate agent or a m ... more
0 votes Share Flag Mon Dec 14, 2009 Financing in Los Angeles
Keane Ng, Real Estate Pro in Seattle, WA
Keane Ng answered:
can i get a mortgage if i can afford 50%-70% cash down with ZERO tax history? im 21 and made a lot of money from poker
Sure you can, but it depends on what kind of loan. You can easily get a hard money loan with that much money down but the rate and fees would be high.

You can get a FHA loan if you ... more
0 votes Share Flag Sun May 5, 2013 Financing in Los Angeles
Peter Stewart, Real Estate Pro in Los Angeles, CA
Peter Stewart answered:
Can a 10% down, full document, 790 FICO residential loan be closed in two week?
Probably not. Maybe 21 days but 14 would be about impossible. Depends on the lender though - that's really who you should direct the question to.
0 votes Share Flag Mon Nov 23, 2009 Financing in Los Angeles
Cynthia Barr…, Real Estate Pro in 33434
Cynthia Barron answered:
An owner in our Condo is interested in getting a reverse mortgage. He has been told that the condo must be FHA approved. I can't find out for
This is the link for the HUD APPROVED list.

Cindy Barron
The Keyes Company Realtors
954-298-6678
0 votes Share Flag Thu Nov 12, 2009 Financing in Los Angeles
Ray Calnan, Real Estate Pro in Los Angeles, CA
Ray Calnan answered:
I have found a house which is a short sale, and I also make offer. How lon g I need to wait for the response normallly?
This is someting that you need to discuss with your Realtor. Each case is different. If the short sale is already in the approval process or has been approved, it can be as short as a w ... more
0 votes Share Flag Fri Oct 23, 2009 Financing in Los Angeles
Ray Calnan, Real Estate Pro in Los Angeles, CA
Ray Calnan answered:
I want to apply a 15 yr term loan, but somebody said that 30 yr term is better. Can somebody tell me which one is better?
Neither is better, just different.
A 15 year loan will be paid off faster, may be a slightly lower rate, and you will definately pay less interest. However, your monthly payments will ... more
0 votes Share Flag Fri Nov 27, 2009 Financing in Los Angeles
scalrealty.c…, Real Estate Pro in Los Angeles, CA
scalrealty.com answered:
Trying to Buy my First Home!!
The best place to start is with a lender. They would be able to tell you what you can qualify for. Best of luck.
0 votes Share Flag Fri Oct 23, 2009 Financing in Los Angeles
Luke Allison, Real Estate Pro in Asheville, NC
Luke Allison answered:
Can I borrow money from my family ?
Typically, lenders like to see outside funds referred to as "Gift Funds with no obligation to repay." However, since you have so much of your down payment already, you can us ... more
0 votes Share Flag Wed Sep 16, 2009 Financing in Los Angeles
Kyle, Real Estate Pro in Scottsdale, AZ
Kyle answered:
We have several owner occ super jumbo loan candidates with no lender....
no such thing as stated income.
0 votes Share Flag Wed Sep 26, 2012 Financing in Los Angeles
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