Of course! Let me set you up with a lender. It will be at no cost to you! He will give you the exact amount you are qualified to purchase. Call me at (702) 582-9750 or e-mail me at Tracy@NeighborhoodRealtyVegas.com.
I look forward to helping you with any of your real estate needs now or in the future.... more
It is very possible. FHA requires a minimum of 620 credit score. And there is a new program from wellsfargo that is supposed to allow a minimum of 575 credit score. Call me in the morning and I can help you further with
Realtor, Realty One Group
B.S. Marketing with 20 years of business and marketing experience
Please be more specific describing what you would like to know, and I'd be happy to help you and your clients. I have a mortgage license and many years of experience.. All conventional and FHA loan programs are FICO driven nowadays.
Check with a highly rated Wells Fargo office. Most lenders are restricted to a minimum 620 credit score, Wells can go to 600. Some lenders will tell you they can do a 580, at least they do here, but when you check the terms I could not recommend that my buyer go that route. Stay away from debt and see if the lender will help with credit repair suggestions, that will raise your score and maybe quick enough to take advantage of the current low interest rates.... more
If you're spouse is not on the deed or mortgage, it shouldn't affect their credit. However, if you are co-mingled on other loans or credit cards, it may come up. Let me check with my lender partner and get back to you to confirm. Give me a call or email me direct.
Rosen & Company West