Financing in 89012 : Advice

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Ernie Gonzal…, Real Estate Pro in Henderson, NV
Ernie Gonzales answered:
HUD FHA Pre-Foreclosure Sale - Nevada - Will I get at 1099-C
As a real estate agent, I would refer my clients with this question to their CPA or tax preparer. I can tell you that if you closed in 2011, that is well within the IRS Debt Relief Act ... more
0 votes Share Flag Thu Jan 31, 2013 Financing in Henderson
Myra Gouger, Real Estate Pro in 89052
Myra Gouger answered:
Searching for a lender in Las Vegas, Nevada to assist with a IRS Lien.
I don't know of any lenders that will make a loan on a home with an IRS lien. The reason is simple. The IRS can seize that property at any time. Try renting. There are nice homes to re ... more
0 votes Share Flag Mon Sep 24, 2012 Financing in Lake Las Vegas
Michael Cheng, Real Estate Pro in San Jose, CA
Michael Cheng answered:
Buying 3rd home
While a $90K income on a $115K home is easily viable, we don't know about your debt obligations on the other two homes. Those institutions may very well have good justifications for no ... more
0 votes Share Flag Sat Jul 28, 2012 Financing in Henderson
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Are there any lenders willing to give me a mortgage with 10% down, Had a SS with lates two years in 10/12 Scores are high 680s and been on jobs for?
For a personalized answer regarding mortgage qualification visit with any licensed loan officer; after reviewing your overall financials, income, credit, debt, etc., a determination can ... more
0 votes Share Flag Thu Feb 9, 2012 Financing in 89074
Jackie Roeder, Real Estate Pro in 89044
Jackie Roeder answered:
Need a home loan. med fico is 628 i think.1i collection of 50.00 which i can pay..but is not accurate bk back in 2005 due to divorce. self emp
We can work with that FICO score if everything else is in order. Do not pay an old collection debt until you speak with a licensed loan officer, if you go with me I can explain in more ... more
0 votes Share Flag Fri Nov 4, 2011 Financing in 89002
Robert Little, Real Estate Pro in 89123
Robert Little answered:
I need a short refinance lender in Nevada. I have written approval from my current lender. Can anyone help? Thanks Chris
Please call Scott Smith at Prospect Mortage, He does short refinances,

(702) 688-0126

If thats doesn't work we can work with you on a short sale, with an attorney assitance ... more
0 votes Share Flag Sat Sep 25, 2010 Financing in Henderson
FSBOsuccess, Home Seller in 28590
FSBOsuccess answered:
We are considering purchasing a townhome in Henderson NV, will interest rates be higher for us since we have a home in Colorado already ?
You need to really talk to a mortgage professional to answer your question.
0 votes Share Flag Wed Sep 22, 2010 Financing in Henderson
Melissa Towb…, Real Estate Pro in Las Vegas, NV
Melissa Towbin answered:
Single-family home in Henderson/Las Vegas
That's a great question. With home prices so affordable why not buy one for cash. There are townhomes with garages and yards for less that 50,000. There are homes in that same p ... more
0 votes Share Flag Tue Oct 15, 2013 Financing in 89014
Cheryl J Mcd…, Real Estate Pro in Stroudsburg, PA
Cheryl J Mcdonald answered:
I'm Australian. I've got a good deposit, can I get a mortgage over in the states for a property?
You have to have a more perminant residency in the US to obtain a mortgage. You should obtain a green card or if you are coming over on a work visa that may be suffiecient. I just wor ... more
0 votes Share Flag Tue Oct 15, 2013 Financing in Lake Las Vegas
Linne D., Real Estate Pro in Henderson, NV
Linne D. answered:
Hi, I'm looking for recommedations for good mortgage companies/ banks for financing a house in Las Vegas.
Hi Sukinu,

Congrats on your decision to purchase in Las Vegas/Henderson. I've listed contact information for the two lenders I comfortably recommend based upon their performance with ... more
0 votes Share Flag Tue May 19, 2009 Financing in Henderson
Tom Clemmer, Other/Just Looking in South Valley Ranch,...
Tom Clemmer answered:
What happens to an HOA if the builder goes under during construction?
Well, depends on who picks it up...in general a company that handles HOAs for the developer will take over.

If a very small developer takes over or the city in certain cases the HOA ... more
0 votes Share Flag Fri Jun 13, 2008 Financing in Lake Las Vegas, Henderson, NV
John Brassner…, Real Estate Pro in Henderson, NV
John Brassner, MBA, REALTORĀ® answered:
UK buyer interested in buy to rent in Las Vegas what type of mortgage could I get? Thanks
Hello Ann. Are you planning on working in the States? What kind of Visa or Green Card do you expect to be securing? Lenders usually require 25% down for non-residents, I believe and oth ... more
0 votes Share Flag Thu Feb 21, 2008 Financing in Lake Las Vegas, Henderson, NV
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