Yes, there are dozens of private investors in the valley. However, they require fairly large down payments 30-40% and will charge higher interest rates than you will get from a mortgage banker.
I some how think you will be better served to find a good loan officer and work with them to repair your credit while you save to increase your credit score and savings. In about 6 months you can get approved by a local bank.
Feel free to contact me if you have questions or need a referral.... more