Need'a.. You need to be very careful on conducting what is considered a wrap. If the loan is not assumable, it likely has a Due on Clause, meaning once the lender finds out that you are in possession, they have a right to call the note due (They want their money and now). They can actually and will accelerate a foreclosure if need be. I would seriously think about financing if at all possible.
If it is assumable, I would recommend going through the proper channels in transferring the loan into your name.
Butterfly - Go to your local Title company. For a small fee they will help you do this. Now you may also be able to do this at the Clerks office, but unless you know the history of the deed and what might have been done while your mother was living is why I suggest the Title company. They can do a guick title search to make sure everything is okay.
Also, if you are in or went through probate, this is normally something that is done for you.... more
Too many steps to cover in a short answer, however basically:
1. Set up a schedule of when you want to move out and where you are going.
2. Shop around for a real estate agent. Talk with family, friends and coworkers for referrals.
3. Prepare your home to become a "house" for sale, i.e., declutter, paint, clean, etc.
4. Prepare for emotional ups and downs...your agent will help keep you from climbing the walls.
5. Take negotions on offers seriously....do not be greedy....a house priced right will sell.
6. Make sure after you accept an offer you REALLY have some place to go. Most buyers would not agree to more than 30 days before taking possession after closing.
If you would like more, please feel free to contact me without obligation.