The total amount of DEBT as a ratio, Debt to Income: So you want to reduce the Debt.
But they also look at the debt to the limit ratio, ... more
And still have a 550?
Do you have a credit report we can look at together?
I am surprised the score is that low with the 2 very positive ... more
ABR, CRS, GRI, e-Pro, ALS, ALHS, TAHS, S ... more