Financing in 75093 : Real Estate Advice

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Tommy Burris, Real Estate Pro in Baton Rouge, LA
Tommy Burris answered:
In Texas can you do a cash out mortgage on a clear home with a guest house that has a separate electric meter.
The guest house with the separate meter is on the same lot? Survey shows this?
I don't see a problem.
The guest house having it's own meter doesn't affect title in any way so I would ... more
0 votes Share Flag Wed Feb 20, 2013 Financing in Plano
Dallas Texas, Real Estate Pro in Dallas, TN
Dallas Texas answered:
1. Does Home Equity Loan has another name as Cash Out? How much charge for the process fee?How about interest rate? 2.If I want borrow $70,000 sum
Recommend to contact a mortgage broker direct who can answer all your questions. Your closing costs will most likely roll into the loan which be approx. $3K -$5K .

Lynn911 Dallas R ... more
0 votes Share Flag Wed May 1, 2013 Financing in 75023
Dallas Texas, Real Estate Pro in Dallas, TN
Dallas Texas answered:
i am looking for stewardship group in plano,tx 75093
Stewardship can have several meanings can you provide additional details
0 votes Share Flag Wed Feb 20, 2013 Financing in Plano
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
How can i get the appraisal fee back from the lender in plano tx?
That Appraiser is trained and Licensed.
Zillow is neither.

The Assessment probably bears no resemblence to the VALUE of the Property: Some assessments might have been determined by ... more
0 votes Share Flag Fri Nov 25, 2011 Financing in Plano
Bruce Town, Real Estate Pro in Allen, TX
Bruce Town answered:
I had a bankruptcy discharge about 9 months ago. I now have good paying job and down payment saved up. Where and how can I find financing?
A good, reputable lender that has been referred to you by someone who has used this person before would be the place to start to talk to someone about obtaining financing on a home. Yo ... more
0 votes Share Flag Wed Oct 26, 2011 Financing in Plano
RJ Avery, Real Estate Pro in Forney, TX
RJ Avery answered:
I have only 5% downpay with a Credit score 730. Looking to buy a home 250K
You would definitely need to talk to a loan officer to answer this question. If your do not have a realtor yet I would love to help and as and added bonus I give 20% of my commission t ... more
0 votes Share Flag Wed Feb 20, 2013 Financing in Plano
Brian Rayl, Real Estate Pro in Dallas, TX
Brian Rayl answered:
I have begun looking for a home recently. I am currently looking for information on loan availability and assistance programs for teachers.
Homebuyer,

The Texas State Affordable Housing Corporation (TSAFC) has an initiative called "Teachers and Heros" where they can get you financed for 4.99% and give you a 3% ... more
0 votes Share Flag Mon Mar 28, 2011 Financing in Plano
Peter Lindqu…,  in Oakdale, MN
Peter Lindquist answered:
I had a foreclosure 4 years ago and have poor credit, are there any loan places that would loan, with 20% down and 10% intrest in the kansas city area
Hi Dawna - The key here is to talk to a few different local lenders about FHA financing. FHA guidelines only require that a foreclosure must be at least 3 years ago. Lenders are takin ... more
0 votes Share Flag Fri Mar 22, 2013 Financing in 75075
T.E. & Naima…, Real Estate Pro in Dallas, TX
T.E. & Naima Sumner answered:
Looking to buy a house in Plano, TX. for $175K to $200K. Have $150K in cash. What are finance/loan options?
A buyer who has such a large down payment should consider a conventional loan. These loans have no mortgage insurance payment. Your credit scores (assuming you mean >730) will make ... more
0 votes Share Flag Wed May 1, 2013 Financing in 75023
Melissa Hail…, Real Estate Pro in Plano, TX
Melissa Hailey answered:
The property I found dosn't qualify for FHA.Will it qualify for FHA203Kloan?Need major repair.
Tatiana,
The FHA 203k loan is a rehabilitation loan, meaning that its specifically for homes that need major repair. Please know that you will be required to work with a contractor fo ... more
0 votes Share Flag Thu Jun 3, 2010 Financing in Plano
Andrew Distad, Real Estate Pro in La Quinta, CA
Andrew Distad answered:
Okay! I've gone thru a recent foreclosure and subsequent destruction of my credit. All this due to
0 days! ...You don't have to wait!

Just ask the property seller to finance.

Sure, your options will be limited if you don't put any money down and have horrible credit- ... more
0 votes Share Flag Sun Mar 14, 2010 Financing in 75075
T.E. & Naima…, Real Estate Pro in Dallas, TX
T.E. & Naima Sumner answered:
7500 First time buyers tax credit. Do you only get 3750 if you are single?
That is correct, if you file as a single person you are eligible for half.

If you have not purchased a home during the last 3 years or are considering buying a home for the 1st time ... more
0 votes Share Flag Wed Sep 9, 2009 Financing in Plano
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
conventional loans
there are many different types of conventional loans, overall a true conventional loan is just that, conventional with no straying. Your best bet is to ask Ameridream who they work in c ... more
0 votes Share Flag Tue Aug 12, 2008 Financing in Plano, TX
Pam Guthrie, Real Estate Pro in Myrtle Beach, SC
Pam Guthrie answered:
legality of attachment of a property by Bank
Try "Ask a Lawyer".

It would seem that the Grandmother could not have borrowed money 1 month after she deeded it without the daughter signing the paperwork for the loan.

I would d ... more
0 votes Share Flag Tue Jul 13, 2010 Financing in Plano
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