Financing in 64112 : Advice

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Julie, Both Buyer and Seller in Los Angeles County, CA
Julie answered:
Condo investment property refinance
It seems to me you are going to have to pay something, either in points or closing costs or both. I do not know anyone who is offering money and/or loans for free anymore, especially fo ... more
0 votes Share Flag Sun Mar 23, 2014 Financing in Kansas City
Suzanne Mont…, Real Estate Pro in Kansas City, MO
Suzanne Montague answered:
I am trying to find a mortgage loan with poor credit (563). Is there any loan programs out there?
Dear Brandy,

There are companies that can help you get your credit score up and you only pay them once they have accomplished that task. Please call me and I will be glad to refer y ... more
0 votes Share Flag Mon Apr 22, 2013 Financing in 64152
Dale Weir, Real Estate Pro in Saint Louis, MO
Dale Weir answered:
I had a foreclosure that was finalized on Jan 08. Is it possible for me to get a mortgage ?
It depends on many things, none of which we can answer here

Your credit will be affected for 5-7 years from the foreclosure, but if your credit scores are really high, they may stil ... more
0 votes Share Flag Wed Apr 4, 2012 Financing in 64151
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
Do sellers take their home off the market if it's been on for more than 6 months??
Well, several things might be at play here:

1. sellers are giving the home a "rest" (not what I would suggest , however)...and this is a strategic move - it may be relisted soon

2 ... more
0 votes Share Flag Mon Apr 2, 2012 Financing in Kansas City
Marie Souza…, Real Estate Pro in Centerville, MA
Marie Souza Team answered:
Can I get approved for a loan for $161,000 if my monthly income is about 1200 (after tax) plus child support $700 every week??
This is a question for a mortgage officer. Contact one directly to see what you qualify for.
0 votes Share Flag Wed Mar 21, 2012 Financing in Kansas City
Joel Upchurch, Real Estate Pro in Lagrange, GA
Joel Upchurch answered:
can you qualify for a homepath loan if you had bankruptcy discharge in the last 2 years?
Izzy the basic answer is you will have to have been discharged over 2 years ago The homepath program is basically underwritten with conventional loan guidelines Generally speaking you h ... more
0 votes Share Flag Fri Feb 17, 2012 Financing in Kansas City
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
Contract on home lender backed out short sale in 2010 but legal documentation of extenuating circumstances and excellent credit/finances. help!
Beth becuase you had a short sale in 2010 the availability of a mortgage is limited as most loan crieria states you have tio wait 2 years. There are conventional programs that require a ... more
0 votes Share Flag Thu Jul 18, 2013 Financing in Kansas City
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
Is it ever possible to do a lease purchase with a builder or foreclosure property?
It will be pretty unlikely for either. A home that has been foreclosed will be owned by the bank and they are not going to do a rent to own. A builder usually can't get the constru ... more
0 votes Share Flag Mon Jan 9, 2012 Financing in Kansas City
Ellen & Doc…, Real Estate Pro in San Antonio, TX
Ellen & Doc Stephens answered:
I am a foreigner who bought a House in Missouri. I paid it full by cash.
Hi, Gordon,

In the current market environment, you will need to find a competent lender partner who can advise you on the latest market rules and conditions. If you don't ha ... more
0 votes Share Flag Mon Jan 9, 2012 Financing in 64130
Annette Levi…, Real Estate Pro in New York, NY
Annette Levinson answered:
We are looking to finance 95,000.00 on a 15 year loan nothing down........know this is hard to do but can pay monthly payments
Julia,
Unless you are a vet or buying in a USDA area, you are not getting 100%financing. If you can afford the monthly payments for a house, why aren't you saving money.
0 votes Share Flag Sun Dec 16, 2012 Financing in Kansas City
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
Due to a short sale, we will not qualify for financing until Aug 2012. If we want to build, could we get preapproved before then?
A Preapproval, just like a lot of Real Estate documents is "time sensative" meaning that it is only good for about 60-90 days.
No one will give you longer than that.

Also, ... more
0 votes Share Flag Sat Jul 9, 2011 Financing in Kansas City
Domenic Zapp…, Real Estate Pro in Kansas City, MO
Domenic Zappia answered:
I am being evicted from my apt for nonpaymen.Lived here 5 yrs. No problems until spouse broke his ankle. Needing to rent to own.only rental problem.
Hello,

I have a half duplex listed in which the owners would consider a lease purchase. 6902 Fisk KMCO 64151. If your interested let me know and I'll get some specific terms ... more
0 votes Share Flag Mon Apr 11, 2011 Financing in 64118
Jon Adams, Real Estate Pro in Kansas City, MO
Jon Adams answered:
Seeking Self Employment Financing Options
Credit score goes a long way, but so does LTV. I could give you recommendations locally, but I don't know how much I could help in Iowa.

I have three people I recommend for the ... more
0 votes Share Flag Sun Apr 3, 2011 Financing in Kansas City
Chris Lengqu…, Real Estate Pro in Olathe, KS
Chris Lengquist answered:
I need a commercial lender does anyone have anyone in the kansas city area? If so please contact Dan Thomson 913-207-6443 (agent)
Charlie Hill at the Olathe Bank of Blue Valley. Small to medium size banks tend to be my best sources.
0 votes Share Flag Thu Sep 23, 2010 Financing in Kansas City
Bob McClure-…, Real Estate Pro in Walled Lake, MI
Bob McClure- Real Estate Investing answered:
I have a conventional loan ARM w/o PMI $482,140.62. The effective rate on 8/19/10 is 5.75%. Should I refinance?
good evening jrd.....yes, you should refinance...hopefully you haven't been a victim of falling home values .....
best regards
bob mcclure
mortgage one
brighton, michigan
0 votes Share Flag Wed Aug 25, 2010 Financing in 64113
The Oaks Team, Real Estate Pro in Blue Springs, MO
The Oaks Team answered:
Does anyone know a lender who will do loans under $40,000 on 2-4 unit residential properties in Kansas City?
Sandor,
Robert Hastings with Plaza Mortgage said he would consider it, but will need additonal info. Give him a call
816/655-6584

If I can assist you in any way, feel free to cont ... more
0 votes Share Flag Wed Sep 1, 2010 Financing in Kansas City
Sándor Lau, Both Buyer and Seller in Eugene, OR
Sándor Lau asked:
0 votes Share Flag Thu Aug 5, 2010 Financing in Kansas City
Darrell Hess, Real Estate Pro in Marietta, GA
Darrell Hess answered:
FHA loan - Cracks in foundation question how will it affect our appraisal
FHA basically states that an appraisal of the property is not a home inspection and really does not guarantee that a home may be without flaws. FHA will take steps to make sure a home ... more
0 votes Share Flag Tue Aug 3, 2010 Financing in Kansas City
Mack McCoy, Real Estate Pro in Seattle, WA
Mack McCoy answered:
Financing Repairs on Multi-Family (6-unit) Building
Yes, but you need to speak to a local commercial bank.
0 votes Share Flag Sun Jan 24, 2010 Financing in 64111
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