Home Buying in 60443 : Real Estate Advice

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Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
my wife and i are ready to buy our own home, my credit is 570 but hers is 640. will we be able to get approved for a mortgage? Both our income is 70K.
It will depend on your income, expenses and credit as well as how much you have saved for a down payment and closing costs. . You should start with meeting a local and trusted loan offi ... more
0 votes Share Flag Sat Feb 2, 2013 Home Buying in 60443
Sally Grenier, Real Estate Pro in Longmont, CO
Sally Grenier answered:
I am looking for a foreclosure home in matteson or maybe a rent to own are there any homes out their like that for a reasonable price?
First step is to get prequalified with a lender to determine what/if you can qualify for a mortgage. Regarding finding a foreclosure....any Realtor can help you find a property that fit ... more
0 votes Share Flag Tue Jan 1, 2013 Home Buying in Matteson
Philip Cabral, Real Estate Pro in San Jose, CA
Philip Cabral answered:
Is it possible to acquire a loan for $100,000-$200,000 home with a proof of future employment letter?
If you cannot show current income, lenders will take letters from employers that state you are currently employed but have not yet received a paystub. The operative word here is current ... more
0 votes Share Flag Wed Nov 28, 2012 Home Buying in Matteson
Tim Moore, Real Estate Pro in Kitty Hawk, NC
Tim Moore answered:
I am trying to buy a Short Sale Townhome in Matteson, IL for 68K. Can I go FHA on that?
For a property to allow an FHA loan one thing is it must pass a FHA inspection from a FHA inspector. It must be in an area where they allow homes to use an FHA loan. You then must quali ... more
0 votes Share Flag Thu Jul 25, 2013 Home Buying in 60443
Suzanne Hami…, Real Estate Pro in Orland Park, IL
Suzanne Hamilton answered:
Who is the most successful mobile home salesperson in Matteson, IL?
Interesting question. Success I would think you mean about who has sold the most. I have had some dealings with the mobile home parks in that area and would be happy to give you some ... more
0 votes Share Flag Mon Jun 4, 2012 Home Buying in Matteson
Phil Rotondo, Real Estate Pro in Melbourne, FL
Phil Rotondo answered:
what does pending/contingent means when you see it displayed as a property status?
In brief, pending and contingent mean that there is an executed contract/agreement in place between the buyer and seller that has not closed yet.
You might be able to place a backup of ... more
0 votes Share Flag Mon Apr 16, 2012 Home Buying in 60443
Oggi Kashi, Real Estate Pro in San Francisco, CA
Oggi Kashi answered:
If a home is being sold "as is "can I offer a price less because of the repairs needed?
You can offer any price you like. Ask you realtor to run the comps for you and then deduct for the present condition of the property and the trouble of making the necessary repairs.
... more
0 votes Share Flag Wed Mar 19, 2014 Home Buying in 60443
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
I am working on raising my credit score. I found a bank owned home that I really want, is there anyway I can put money down to hold it?
Highly unlikely, what is your agent advising...
0 votes Share Flag Mon Jul 23, 2012 Home Buying in 60443
Gerard Dunn, Real Estate Pro in Chevy Chase, MD
Gerard Dunn answered:
whats the lowest credit score you can get approved with?
580 is typically the lowest score that will allow you to still be eligible for FHA financing.

When applying jointly with another - the credit score used typically defaults to the l ... more
0 votes Share Flag Thu Mar 10, 2011 Home Buying in 60443
Mark Roncone,  in Naperville, IL
Mark Roncone answered:
REO in Matteson below avg prices?
Anna,

I am pretty sure when you get out to the property you will find out why it is priced below market. If it looks like a great deal have your realtor check on similar recent sales ... more
0 votes Share Flag Wed Jul 16, 2008 Home Buying in Matteson, IL
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