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Kevin McLaug…, Real Estate Pro in Murrieta, CA
Kevin McLaughlin answered:
Best option for the long term?
Speak with your lender and ask for a payment comparison - specifically look at the mortgage insurance you will be paying because you aren't putting 20% down.

Good Luck!

Kevin McL ... more
0 votes Share Flag Thu Jan 24, 2013 Financing in Minneapolis
Miekeba Jones, Real Estate Pro in 20903
Miekeba Jones answered:
how can i raise my credit score from 580?
Hi Farm.coleman, Your lender or a financial consultant may be able to help you.
0 votes Share Flag Sat Jan 25, 2014 Credit Score in Minneapolis
Albi, Real Estate Pro in Minneapolis, MN
Albi answered:
My neighbor and I are both looking to sell our homes. My neighborhood (SW MSP) has had a lot of build ups/outs. Can we bundle our lots to add value?
Generally, you should list the lots independently, but in the remarks section of the listing mention the possibility of purchasing both. The city would have to approve of combining the ... more
0 votes Share Flag Mon Jan 7, 2013 Home Selling in Minneapolis
Kevin Bumgar…, Real Estate Pro in 55112
Kevin Bumgardner answered:
Is it wise to buy a house in Minneapolis, mn with a price range of up to about 200000 knowing you will leave the area within 5-10 years?
Hello Amber,

Five to 10 years is the average time one typically owns a home before moving again. Typically, your selling expenses will be small enough that you can still show a prof ... more
0 votes Share Flag Thu Dec 5, 2013 Home Buying in Minneapolis
Tom Schwartz, Real Estate Pro in Minneapolis, MN
Tom Schwartz answered:
Husband & I want to buy 1st home - excellent credit, husband has full-time job but I'm self-employed. Recommendations for a mortgage lender/broker?
Try Mid Country Mortage Twila Hanks 6129887747

Tom Schwartz
MN Real Estate Options
6128020989
0 votes Share Flag Tue Apr 16, 2013 Home Buying in Minneapolis
David O'Neil, Real Estate Pro in Minneapolis, MN
David O'Neil answered:
I am currently looking into selling my home. I owe 187,000 on it and the county info I get says it is only worth 161,000. What options do I have?
Those are some fairly complex questions. There are some FHA programs that might you might be able to use however, I would need a little more info from you with some more specific number ... more
0 votes Share Flag Sun Apr 6, 2014 Home Selling in 55423
Matt Brown, Real Estate Pro in Minneapolis, MN
Matt Brown answered:
My Fiance wants to buy a house for $140000 using an FHA loan but he only has 1 yr job history and credit score of 640
Hi Alex,

It is possible to qualify for a loan given your current situation. Even though Wells Fargo will not approve your fiance that does not mean that another lender won't as well ... more
0 votes Share Flag Tue Apr 16, 2013 Financing in Minneapolis
David O'Neil, Real Estate Pro in Minneapolis, MN
David O'Neil answered:
looking for new construction or newly updated home in wayzata school district
Hi!

There are definitely some options out there and we are starting to see a few more houses come on as we move closer to the spring. Give me a call or email and let's discuss ... more
0 votes Share Flag Wed Jan 2, 2013 Home Buying in Minneapolis
Lisa Staplin, Real Estate Pro in Minneapolis, MN
Lisa Staplin answered:
How is crime in Brooklyn Park? Is it exagerated? In South MPLS I like to run the lakes and around block. I like diversity, and safety.
Everyone has their own opinions and comfort levels when considering the frequency and kinds of events that happen in various areas.

The best place for information is the local police ... more
0 votes Share Flag Sun Jan 6, 2013 Home Buying in Minneapolis
Shanna Rogers, Real Estate Pro in Murrieta, CA
Shanna Rogers answered:
Can I buy another home when I just bought a home 10 months ago? Is it possible?
Hi tdwilliams232,

You can buy several houses - as long as you have all cash or can qualify for all loans.

Shanna Rogers
SR Realty
www.RealtyBySR.com
0 votes Share Flag Tue Apr 16, 2013 Home Buying in Northeast Park
Michelle Gon…, Real Estate Pro in 90650
Michelle Gonzalez answered:
Is it possible to get a home equity loan with poor credit and a paid off home. My husband and I make around 4000 per month.
It can be possible. Why is your credit poor? If you owe collections, you may be required to pay them off before the lender will allow you any credit.
0 votes Share Flag Tue Nov 26, 2013 Financing in Minneapolis
Mike Kelcher, Real Estate Pro in Minneapolis, MN
Mike Kelcher answered:
crime rate in this area
Marlene,

Here's a few things you should know. This property is bank-owned and sold "as-is". For some reason, it's not currently available for showing at this time...but I'd be happy ... more
0 votes Share Flag Sun Dec 9, 2012 Market Conditions in Willard-Hay
Stephanie Gr…, Real Estate Pro in Minneapolis, MN
Stephanie Gruver answered:
1600 BLOCK IN NORTH PENN
Hi Marlene - I'm not sure what you're asking here - feel free to contact me and I'll do my best to answer any questions you may have.

Sincerely,

Stephanie Gruver, Realtor
RE/MAX ... more
0 votes Share Flag Wed Dec 12, 2012 Crime & Safety in Folwell
Fred Glick, Real Estate Pro in Los Angeles, CA
Fred Glick answered:
Can I refinance mortgage loan on home if I had a foreclosure on other home 8 months ago?
Sorry Dobie,'

That is impossible under today's credit standards.
0 votes Share Flag Wed Dec 5, 2012 Financing in Minneapolis
Ken Graczak, Real Estate Pro in 55344
Ken Graczak answered:
credit score 617 i need a lender for a house .any takers or ideas?
I could look at it, but keep in mind with the 617 credit score everything else is going to be scrutinized by an underwriter. You need to have NO job gaps in the last 2 years, you are g ... more
0 votes Share Flag Fri May 22, 2015 Home Buying in Minneapolis
Lenny Frolov, Real Estate Pro in Minneapolis, MN
Lenny Frolov answered:
I paid cash for a HUD home. Do the owner occupant requirements still apply?
Yes the requirements still apply regardless if you paid cash or got financing. HUD accepted your offer based on the assumption you will occupy, they may have went with a different offer ... more
0 votes Share Flag Tue May 19, 2015 Financing in Minneapolis
Mark Claesse…, Real Estate Pro in Coon Rapids, MN
Mark Claessens, e-Pro, NHSS answered:
My house didn't sell at the Sheriffs Sale, I've heard nothing from anyone and I'm wondering "What now"?
As an expert on this, Patrick, I am confused and this doesn't make sense. If there was a sheriff sale, and it really took place, your senior lien holder would now have a sheriff's cert ... more
0 votes Share Flag Fri Feb 13, 2015 Foreclosure in Minneapolis
Maria Cipoll…, Real Estate Pro in Coral Springs, FL
Maria Cipollone answered:
What are my obligations to pay for repairs after closing on a sale?
You are responsible for whatever the agreement was between you and the buyer. Contact your real estate agent and ask him/her to review your sales contract and tell you what are your ob ... more
0 votes Share Flag Thu Jul 17, 2014 Home Selling in Minneapolis
Maria Cipoll…, Real Estate Pro in Coral Springs, FL
Maria Cipollone answered:
Gross proceeds vs net income
Shop around for a real estate agent and ask them to provide you with a market analysis of your area and what kind of price you can get for your property. After interview several agents ... more
0 votes Share Flag Wed Nov 7, 2012 Home Selling in 55425
Ken Graczak, Real Estate Pro in 55344
Ken Graczak answered:
What are the best Home Mortgage Options for Primary Residence $460K with 5% down and a 800 Credit and $11K monthly income in MN?
If you can get the loan down to $417,000 you will have a better loan and more options. This would require more than 5%.
0 votes Share Flag Tue Oct 30, 2012 Financing in Minneapolis
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