Home Buying in 55123 : Advice

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The Kawohl T…, Real Estate Pro in Woodbury, MN
1311 Fremont Ave. St. Paul, MN 55106 $33,900 2 Bed Rambler with 2 car attached... Read more
Blogged Thu Mar 8, 2012 by The Kawohl Team Market Conditions Home Buying Home Selling
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The Kawohl T…, Real Estate Pro in Woodbury, MN
Adorable unit with old world charm! Beautiful hardwood floors in the living room... Read more
Blogged Tue Nov 15, 2011 by The Kawohl Team Home Buying Foreclosure
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Shawn Korby, Real Estate Pro in Saint Paul, MN
Are you planning to buy your first home in Phalen, MN? There are some basic th... Read more
Blogged Tue Aug 16, 2011 by Shawn Korby Home Buying In My Neighborhood
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Shawn Korby, Real Estate Pro in Saint Paul, MN
Phalen area Rental homes: Should I Rent One Or Buy?If you are in the hunt for ... Read more
Blogged Fri Aug 5, 2011 by Shawn Korby Home Buying Financing In My Neighborhood
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Shawn Korby, Real Estate Pro in Saint Paul, MN
Do you want to learn about how to buy a home in Summit-Crocus Hill? The process ... Read more
Blogged Thu Aug 4, 2011 by Shawn Korby Home Buying Financing In My Neighborhood
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The Kawohl T…, Real Estate Pro in Woodbury, MN
Great Woodbury location!  Spacious 2+ bedroom walk-out end unit townhouse wit... Read more
Blogged Thu Jan 27, 2011 by The Kawohl Team Home Buying Home Selling Foreclosure
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Christopher…, Real Estate Pro in Saint Paul, MN
Christopher Block answered:
My Ex needs to buy a house and has a credit score of only 570. Can anyone help or advise as to whom I may contact?
Hey!

I am still trying to get my loan officer Lisa on here, but give her a call 612-990-2271 or just contact me directly and we can talk more about advice!

Basically, I have y ... more
0 votes Share Flag Wed Apr 10, 2013 Home Buying in 55119
Connie S. Pa…, Real Estate Pro in Northport, AL
Connie S. Pate answered:
what does the debt to ratio mean?
This means the formula the lender uses to see how much you have going out for debt and then how much you have coming in as income . They have a specific percentage that you have to hav ... more
0 votes Share Flag Tue Apr 16, 2013 Home Buying in Saint Paul
Matt Christe…, Real Estate Pro in Prior Lake, MN
Matt Christensen answered:
Can I buy a home if I owe the state of Minnesota?
Possibly, however not real likely.

What type of debt do you owe?

Are you now on a payment plan?

Are you presently past due?

How does it show up on your credit report?
0 votes Share Flag Fri Mar 14, 2014 Home Buying in Saint Paul
Moraghan Der…, Real Estate Pro in Saint Paul, MN
Moraghan Derosia answered:
I'm new to the house hunting scene. I'm wondering how I go about getting pre approved? any advantages for first time buyer and being a teacher?
Great question! There are many programs out there for first time home buyers. I would make sure to get preapproved with a lender who will take the time to work with you and talk about t ... more
0 votes Share Flag Mon Jul 22, 2013 Home Buying in Saint Paul
Mayda Ridere…, Real Estate Pro in The Lakes, NV
Mayda Riderelli answered:
Where is the best state to live in?
Minnesota, Colorado, Nebraska, and North Dakota round out the top five.
0 votes Share Flag Tue Apr 16, 2013 Home Buying in 55109
Cameron Piper, Real Estate Pro in Minnesota
Cameron Piper answered:
Can anyone help with buying a cheaper home and financing in Saint Paul?
Walley,

A couple of things to consider are whether or not you have GI BIll benefits intact (have you used them to purchase another house). If you do, you can use the GI BIll to do a ... more
0 votes Share Flag Tue Feb 12, 2013 Home Buying in Saint Paul
Elizabeth Fu…, Real Estate Pro in 55445
Elizabeth Fuller answered:
when buying a house in an OK area i.e. decent amount of crime. is it to sell the house 5years later. is there a precentage you can expect to lose?
Why would you expect to lose? Michael, do you have real estate agent? You need one...if you have one, discuss this with your agent. If you don't have one, get one. An agent represe ... more
0 votes Share Flag Mon Jul 22, 2013 Home Buying in Saint Paul
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
Building a new home, how does the lot get purchased?
In most new construction the builder owns the lot and sells you the lot with a new home. If you are buying the lot and hiring a builder, you would need a construction loan that would al ... more
0 votes Share Flag Wed Dec 4, 2013 Home Buying in 55124
Christopher…, Real Estate Pro in Saint Paul, MN
Christopher Block answered:
What are the average HOA fees in the northern suburbs of Mpls- St. Paul?
on the low end you will be around $160, but there are a couple associations where you will be over $200/month. I would add you may want to look in Shoreview for TH's. There is more inve ... more
0 votes Share Flag Mon Aug 13, 2012 Home Buying in 55112
Christopher…, Real Estate Pro in Saint Paul, MN
Christopher Block answered:
Recommendations for a home builder?
Well I will tell ya what I do know of a builder that has been doing homes since the 1970's and it is a small family owned business. Not one of these big companies in Minnesota. It is ju ... more
0 votes Share Flag Thu Dec 6, 2012 Home Buying in Saint Paul
Kirk Duckwall, Real Estate Pro in Minnesota
Kirk Duckwall answered:
I am looking for a singly family house in shoreview area. 200k-250k, 2000sqf, 30years old
I grew up in the Roseville / Shoreview area and have been helping buyers and sellers there for many years. Please feel free to give me a call or shoot me an email if you would like to t ... more
0 votes Share Flag Sun Apr 21, 2013 Home Buying in 55126
Elizabeth Fu…, Real Estate Pro in 55445
Elizabeth Fuller answered:
Has anyone applied for a Wells Fargo CDMP loan?
You are in process. Just stay with it and let the steps unfold. These community development loans have their own pace and just go with the flow as long as your buying power and credit ... more
0 votes Share Flag Sat Mar 2, 2013 Home Buying in 55103
Susan Hoffla…, Real Estate Pro in Minneapolis, MN
Susan Hofflander answered:
I think my loan officer is racist and is putting up road blocks, to my loan, what can I do?
What??? That's not a good feeling! I would suggest talking to the manager of the mortgage company first. Do you have a real estate agent yet?

If you don't feel your issues are be ... more
0 votes Share Flag Sat Jun 30, 2012 Home Buying in 55119
Ryan Bretzel, Real Estate Pro in Lake Elmo, MN
Ryan Bretzel answered:
I am looking for a 3bed / 2 bath townhouse in Woodbury,MN possibly new or built in the last 10 years. What would be the price range?
Blue,

To be honest builders dont always budge much on price. A lot of it has to do with what upgrades and amenities the unit has. Many times they will also try to get you to use t ... more
0 votes Share Flag Fri Mar 14, 2014 Home Buying in 55129
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