Financing in 55123 : Advice

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Tina Lam, Real Estate Pro in San Jose, CA
Tina Lam answered:
when applying for a mortgage with my fiance will they take into account her student loans repayments even though she will be in school for 3more year?
If your fiance will still be in school, then you would just apply for the mortgage under your own name. This would leave out your fiance's student debt. You can still have her on titl ... more
0 votes Share Flag Tue Oct 16, 2012 Financing in 55126
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
does a buyer ever have to pay the real estate agent?
Normally NO, but there are rare cases where they might, but it is very rare. I have sold homes for 25 years and never known any cases where it happened.
0 votes Share Flag Sat Feb 28, 2015 Financing in Saint Paul
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
Looking for a 2nd Mortgage for 15% for the purchase price
Those loans are a primary cause to alot of the foreclosures you see today and are not being done. Your best bet is to meet with a local and trusted loan officer who can prequailify you ... more
0 votes Share Flag Tue Aug 28, 2012 Financing in 55122
Susan Hoffla…, Real Estate Pro in Minneapolis, MN
Susan Hofflander answered:
My husband is living in the home his mother had, and he wants to purchase it...His sib's say NO! We were told he could purchase?
Well, there's no reason why he can't purchase it from a conventional real estate transaction standpoint. But, it depends on a couple of things.
1. Who has rights to the pr ... more
0 votes Share Flag Wed Mar 14, 2012 Financing in 55119
Thirdday, Real Estate Pro in Pennsylvania
Thirdday answered:
I want to know how to write a fnma repurchase letter with the sscenario below.
Shouldn't you be able to do this on your own. Having someone else write the letter will not get you in for the itnerview. The process is more intense then just the initial upfron ... more
0 votes Share Flag Tue Dec 28, 2010 Financing in 55111
Dan Chase, Home Buyer in Texas City, TX
Dan Chase answered:
What are my options?
If you have a big enough income. Buy another house and rent this one out. That way you have some income from rent to help pay this off. AND you get the house you want to live in.

I ... more
0 votes Share Flag Sat Oct 4, 2014 Financing in 55129
CCC, Home Owner in San Diego, CA
CCC answered:
Are inspection and appraisal fees included in Closing Costs?
Hello,
Inspection(s) are not required by most of the mortgages. Some mortgages require inspection(s).

Inspections are not part of the mortgage so that is an out side of closing exp ... more
0 votes Share Flag Sat Feb 28, 2015 Financing in Saint Paul
Charles Dail…, Real Estate Pro in Saint Paul, MN
Charles Dailey answered:
Home balance 175,000 to much for me how do I get off from under house I cant afford
You would either want to cooperate with your bank in selling your home if you owe more than the house is worth (also known as a short sale) or attempt a loan modification. In the case ... more
0 votes Share Flag Sun May 2, 2010 Financing in Saint Paul
Grace Morioka, Real Estate Pro in Sunnyvale, CA
Grace Morioka answered:
Do lenders ever check the financial condition of a condominium when approving a loan?
Hello Im2cynical and thanks for your question.

Prior to funding the loan, the lender will contact the Homeowners Association's Board of Directors or management company and will reque ... more
0 votes Share Flag Wed Jul 29, 2009 Financing in Saint Paul
Teresa Board…, Real Estate Pro in Saint Paul, MN
Teresa Boardman answered:
What are some of the things to know to keep yourself away from a predatory lender?
Know how much you can spend, get a referral from a realtor, ask for references from the lender, Get a good faith estimate in writing, if it sounds to go to be true it probably is.
0 votes Share Flag Mon Sep 21, 2009 Financing in Saint Paul
Mark Miller, Real Estate Pro in Chicago Area
Mark Miller answered:
As a Real Estate Agent, what should I know about subprime homebuyers?
With the market being what it is now. As a subprime buyer it definitely is harder for them to purchase a home. Most of them will now need 10-20% down. There are exceptions of course but ... more
0 votes Share Flag Fri May 18, 2007 Financing in Saint Paul, MN
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