Foreclosure in 55122 : Advice

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Ken Graczak, Real Estate Pro in 55344
This word HomePath is really starting to pop up everywhere lately and a lo... Read more
Blogged Fri May 20, 2011 by Ken Graczak Home Buying Foreclosure
Julie Ellefs…, Other/Just Looking in Minneapolis, MN
Debt to Income Ratios, often referred to as “DTI’s”, are a key calculation... Read more
Blogged Sun Jun 9, 2013 by Julie Ellefson Home Buying Financing Foreclosure
Jessica Lowe, Real Estate Pro in Saint Paul, MN
There are fewer foreclosures on the market today. However, some vacant buildings... Read more
Blogged Thu May 15, 2014 by Jessica Lowe Home Buying Foreclosure Investment Properties
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Julie Ellefs…, Other/Just Looking in Minneapolis, MN
Your Credit Score is everything. It determines whether you will get a loan. It d... Read more
Blogged Fri Jun 14, 2013 by Julie Ellefson Home Buying Foreclosure Credit Score
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Joe Houghton, Real Estate Pro in Minneapolis, MN
Foreclosures--and how you handle them--may have long-term credit score implicati... Read more
Blogged Sat Mar 19, 2011 by Joe Houghton Foreclosure
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The Kawohl T…, Real Estate Pro in Woodbury, MN
Charming & solid one and 1/2 story filled with character! Three bedrooms and... Read more
Blogged Tue Jul 3, 2012 by The Kawohl Team Home Buying Foreclosure
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Casey Anders…, Real Estate Pro in Woodbury, MN
How to buy a St. Paul foreclosureSo you want to buy one of the properties in for... Read more
Blogged Thu Feb 16, 2012 by Casey Anderson Home Buying Foreclosure
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Casey Anders…, Real Estate Pro in Woodbury, MN
A foreclosure can be a great value because the bank owns it and is paying for al... Read more
Blogged Tue Jan 10, 2012 by Casey Anderson Home Buying Foreclosure
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Shawna Frazi…, Real Estate Pro in 55408
MN – One of the common reasons that people are concerned about a foreclosure o... Read more
Blogged Thu Jul 7, 2011 by Shawna Frazier Financing Foreclosure Credit Score
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Shawna Frazi…, Real Estate Pro in 55408
MN – The Stop Foreclosure Institute recently received a question about re... Read more
Blogged Mon May 23, 2011 by Shawna Frazier Foreclosure Property Q&A Rentals
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Shawna Frazi…, Real Estate Pro in 55408
MN – The Stop Foreclosure recently received a question from Georgia E. He... Read more
Blogged Thu Mar 31, 2011 by Shawna Frazier Home Selling Foreclosure Property Q&A
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Kris Lindahl, Real Estate Pro in Blaine, MN
Kris Lindahl answered:
Can I buy a forclosure house if its still in the redemption period and not on the market?
If it is listed as a short sale you can. It doesn't turn into a bank owned property until the redemption period expires. Email me the address and I'll look into what bank will be tak ... more
0 votes Share Flag Mon Jan 27, 2014 Foreclosure in 55123
Michael Emery, Real Estate Pro in Minneapolis, MN
Michael Emery answered:
Do I have to pay my Association Fees?
Is the association aware that your property is in foreclosure and you will be moving out at the end of the redemption period?

As I recall, under state law the bank that takes possess ... more
0 votes Share Flag Thu May 10, 2012 Foreclosure in Saint Paul
Thomas Drayt…, Home Owner in Saint Paul, MN
Thomas Drayton answered:
If I buy a house that is still in its redemption period and the original owner redeems it later, will I get my money back from the current seller?
The quick and easy answer Manpat777 is "yes", you will.

If the owner is in redemption then they must pay the mortgage in full before redemption expires to regain possession of the p ... more
0 votes Share Flag Mon Dec 10, 2012 Foreclosure in 55123
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
If 1st & 2nd mortgages are with the same bank will we be responsible for the 2nd when we foreclose? Should we continue paying on 2nd or stop?
Before considering foreclosure and in order to best protect yourself, do consult with an attorney who specializes in real estate, see exactly what options you may have; most profession ... more
0 votes Share Flag Thu May 10, 2012 Foreclosure in Saint Paul
Susan Hoffla…, Real Estate Pro in Minneapolis, MN
Susan Hofflander answered:
I am currently two months behind on my mortgage (7 days from being 3 mths) the mortgage co. is refusing 1 mthly payment, is this legal? I live in VA.
Yes, unfortunately, it is legal. If they accept any less than what you currently owe in total without there being another agreement in place, it could look as though they are okay with ... more
0 votes Share Flag Thu May 10, 2012 Foreclosure in 55104
FSBOsuccess, Home Seller in 28590
FSBOsuccess answered:
My name is on the deed but not in the mortgage.
The foreclosure should not affect you or your credit. I would go with the 2nd broker.
0 votes Share Flag Tue Apr 24, 2012 Foreclosure in 55114
Marc, Real Estate Pro in Saint Paul, MN
Marc answered:
In MN, Who Owes for HOA Dues Accumulated Before Foreclosure?
they are wiped out from the sale. no need to worry about them.
0 votes Share Flag Fri Mar 22, 2013 Foreclosure in Saint Paul
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
our house is going to be foreclosed on. We can no longer afford payments. Do we need an attorney?
Sheila your best bet is to contact your bank, let them know what your hardship is and ask if tehy can help. if you have the ability to make any payment then ask if you can complete a lo ... more
0 votes Share Flag Tue Apr 24, 2012 Foreclosure in Saint Paul
Patrick Thies…, Real Estate Pro in Elmhurst, IL
Patrick Thies SFR, CNC answered:
If we can't make the payments on the house, which is the best thing to do? Short sale or foreclosure since there are no garauntees to the sale
If you can get the bank to agree to a short sale, it will be better for you then a foreclosure. Your credit will still take a hit but it won't be as bad as it would with a foreclo ... more
0 votes Share Flag Sat Jul 3, 2010 Foreclosure in Saint Paul
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