This is one of those listings where the property may still be in redemption but the bank has not listed it yet. Realtytrac wants you to sign up for their services. That's the ploy to me of these listings on Trulia.
Hope that helps.... more
What kind of help are you looking for? Are you looking to sell it? If so, I specialize in short sale situations and we could see if we could help you. Feel free to contact me directly and we can find a time to talk over your situation. Thanks!... more
If you will contact a Realtor and list your house as a Shortsale, you can forestall the Bank from foreclosing:
Draft a ltter to the bank detailing your Hardship; do it in your handwriting.
Contact the Loss-Mitigation Department and talk to them.
Keep a log of everyone you talked to and what was said; you might be called on to remember.
If the Bank accepts your Shortsale, and they are doing more of this lately, they will suspend the Foreclosure for quite a while.
Have your Realtor do a CMA to determine the house's value and put the LIST PRICE about 10$ lower; unless the Bank tells you what to do.
Save everything you can to get you back on your feet.
First see if there is an emergency contact number and call it. if not place a note and tape it to the door you are interested for them to contact you. You could then go to the assessors office and look up teh owner or go a step further and check at your registry of deeds. Most often leaving a note will work as someoen is supposed to check the homes once a week.... more
Sorry to say this, but let's be real here. You are loosing the house because you are not making payments and you want someone to loan you money? Can you tell me why anyone would? Track record and credit history are the same thing and yours is not good. If you have that much money available why did you not do something long before now?... more