Financing in 49507 : Advice

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Jon Smith, Real Estate Pro in Grand Rapids, MI
Jon Smith answered:
Looking for a Hard Money Lender
Pete St. John at Third Coast financial does "challenge" loan brokering. He may also know of other hard money options- http://thirdcoastfinancial.com/About.html
0 votes Share Flag Tue Feb 3, 2015 Financing in Grand Rapids
TERRY MCCARL…, Real Estate Pro in Cape Coral, FL
TERRY MCCARLEY answered:
Is it normal to be signing FHA Streamline Mortgage application papers that contain incorrect info?
I would recommend you speak with a real estate attorney. Signing incorrect paperwork sounds extremely risky to me.
0 votes Share Flag Tue Sep 4, 2012 Financing in Grand Rapids
Brek Schutten, Real Estate Pro in Grand Rapids, MI
Brek Schutten answered:
I have a bankruptcy and foreclosure just over two years ago, and a credit score of 680. Is it possible for me to get a mortgage?
It is going to be difficult to get conventional or FHA financing for some time because the bankruptcy and foreclosure will prevent it for years regardless of your credit score. Your be ... more
0 votes Share Flag Sun Sep 1, 2013 Financing in Grand Rapids
Brek Schutten, Real Estate Pro in Grand Rapids, MI
Brek Schutten answered:
I have MSHDA down payment assistance. If I sell the house and take a loss do I still have to pay the money back?
I believe that the MSHDA down payment assistance is in the form of a soft second loan. This means that when you purchased the property, they gave you a loan for (up to) $7,500 for your ... more
0 votes Share Flag Wed Jun 27, 2012 Financing in Grand Rapids
Lloyd Reed, Real Estate Pro in Grand Rapids, MI
Lloyd Reed answered:
Are there any options for purchasing a home with a credit score of 580 and 5-7k down?
Chelsea, there are options out there for you. Many lenders have minimum scores for FHA mortgages of 620 but others go as low as 550 or less depending on your circumstances. I would enco ... more
0 votes Share Flag Thu Jan 5, 2012 Financing in Westside Connection
Louanne, Other/Just Looking in 49412
Louanne asked:
0 votes Share Flag Mon Apr 4, 2011 Financing in 49508
Carrie Vos B…, Real Estate Pro in Belmont, MI
Carrie Vos Bouck answered:
Does anyone know of a good rent to own agent who could help us find a home in Kentwood and help sell our Duplex?
Do you currently have your duplex listed?
0 votes Share Flag Tue Mar 1, 2011 Financing in 49508
Michelle Gor…, Real Estate Pro in Grand Rapids, MI
Michelle Gordon answered:
Any way around seasoning a down payment?
Who will not issue the gift letter, the parents or the lender?
0 votes Share Flag Wed May 18, 2011 Financing in Grand Rapids
Anthony Bird, Real Estate Pro in 49503
Anthony Bird answered:
Is there any banks doing $30,000.00 mortgages in Grand Rapids, MI?
I am not sure if many banks are doing loans this small. The problem falls with section 32 financing (the red tape of the industry) - The goverment regulates fees as a percentage of the ... more
0 votes Share Flag Mon Mar 8, 2010 Financing in 49508
Dave V'Dovick, Real Estate Pro in Belmont, MI
Dave V'Dovick answered:
Should we help daughter buy a house with our HELOC, or co-sign an FHA Loan? She wants to qualify for the FTHBC
I have lots of mortgage experience and can help answer your question. It depends on how much and a few other factors that I need to discuss with you. Please call Dave VDovick @ 616-89 ... more
0 votes Share Flag Tue Aug 18, 2009 Financing in 49546
Bob McClure-…, Real Estate Pro in Walled Lake, MI
Bob McClure- Real Estate Investing answered:
Wife excluded from the mortgage?
good afternoon...rest your thoughts....underwriting guidelines change all the time....you are both going to be on title since you are married and live in michigan, marital status is req ... more
0 votes Share Flag Mon Jul 13, 2009 Financing in Grand Rapids
Lisa Bender, Real Estate Pro in Howell, MI
Lisa Bender answered:
Are there any lenders that still do manual underwriting? We would like to buy but have no credit
Try calling Bob Carta - Asset One Mortgage 734-521-2131 rcarta@livonisbranch.com or Rick Smith of GoldStar Financial at 810-343-0798 rsmith2@goldstarfinancial.com. Tell them I sent you ... more
0 votes Share Flag Wed Jun 3, 2009 Financing in 49506
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