Home Buying in 45244 : Advice

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heather.cata…, Home Buyer in 45236
heather.cataline asked:
0 votes Share Flag Tue Mar 27, 2012 Home Buying in 45236
Mark Flint, Real Estate Pro in Evanston, IL
Mark Flint answered:
how does a repaired foundation affect resale of a house?
With 25 years of experience in building and selling homes I can tell you it shouldn't make a difference. The nature of the problem and the quality of the repair mean everything, but if ... more
0 votes Share Flag Tue Jun 11, 2013 Home Buying in Cincinnati
Hermine Niesz, Real Estate Pro in Blue Ash, OH
Hermine Niesz answered:
I am looking to purchase my first home, however my credit score is currently around a 550-- is it possible?
Hi Heather! Your best source for an answer if to contact a lender. There are so many great lending products out there right now for 1st time buyers...Ohio Bond Money for one...that ca ... more
0 votes Share Flag Tue Mar 13, 2012 Home Buying in 45236
Norma Palazz…, Real Estate Pro in 45255
Norma Palazzolo ABR,ePro,SRES answered:
What areas in Cincinnati are likely to appreciate in the next 5 years?
There are no specific areas of appreciation at this time. Over the next five years we would expect the same areas to appreciate that took the biggest hit for the past five years. To nam ... more
0 votes Share Flag Thu Mar 22, 2012 Home Buying in Cincinnati
Norma Palazz…, Real Estate Pro in 45255
Norma Palazzolo ABR,ePro,SRES answered:
Question of the Day: What makes a great buyer's agent
First of all you want someone who will listen to you - what you need and what you want. It is extremely important that they communicate well with you and listening is the most important ... more
0 votes Share Flag Sat Mar 10, 2012 Home Buying in Cincinnati
Mike Papanto…, Real Estate Pro in Arvada, CO
Mike Papantonakis answered:
What are requirements for lease/option to buy? & is this overall a process for someone with less than perfect credit to buy a house?
I would highly suggest that you stay away from these. Most of the time, the buyer is at a high risk. If you are interested in buying but have a low credit score, I would look for a home ... more
0 votes Share Flag Tue Mar 6, 2012 Home Buying in Cincinnati
Ray Crousore, Real Estate Pro in Cincinnati, OH
Ray Crousore answered:
What's the typical process when buying a short sale?
Get pre qualified, be prepared to wait, two days to several weeks (depending on the lender).
0 votes Share Flag Mon Mar 5, 2012 Home Buying in Cincinnati
Patty Willia…, Real Estate Pro in Cincinnati, OH
Patty Williams answered:
What are some tips for first-time home buyers?
First interview a couple of Realtors. Find the right fit and someone who understands your needs. This Realtor will then be able to recommend a few lenders for you to contact depending ... more
0 votes Share Flag Sun Mar 4, 2012 Home Buying in Cincinnati
Pamela Porter, Real Estate Pro in Cincinnati, OH
Pamela Porter answered:
My credit score has been improving over these past months, right now its 560. Would I be able to get a home loan if everything else meet the standard?
Dave, there are some lenders that are assisting buyers with a credit score in the 580's. Heather Witt is a very good lender that helps people improve their credit standing. Give he ... more
0 votes Share Flag Sun Mar 4, 2012 Home Buying in Cincinnati
Mark Miller, Real Estate Pro in Cincinnati, OH
Mark Miller answered:
Which costs are potentially negotiable in closing costs
Everything is negotiable!
Call me for details
Mark Miller 513-721-LAND(5263)
0 votes Share Flag Sat Mar 3, 2012 Home Buying in Cincinnati
Elliott R. O…, Real Estate Pro in Falls Church, VA
Elliott R. Oliva answered:
is it possible to get approved for a loan with a score of 549? I have some money save, been at my job for 14 yrs, been at my residence for about 5yrs?
Paying off old collections may bring your scores down. Paying down revolving debt like credit cards will have a positive effect on your scores. Just depends on your overall credit profi ... more
0 votes Share Flag Tue Feb 28, 2012 Home Buying in Cincinnati
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
Can I get a mortgage with a large down payment even though I have a 650 credit score?
It is often difficult to get a loan for less than $50k, but maybe you have one available. Your lender will be better able to answer the question for you.
0 votes Share Flag Sat Feb 18, 2012 Home Buying in 45244
Alan May, Real Estate Pro in 60201
Alan May answered:
is it possible to get approved for a mortgage,with less than perfect credit?
Yes, it's possible to get pre-approved for a mortgage with less than perfect credit. The magic number that most lenders are looking for, these days, is 720, not 620.

A 577 is a ... more
0 votes Share Flag Tue Mar 13, 2012 Home Buying in Cincinnati
Mover05, Home Buyer in 45208
Mover05 answered:
Hi, I'm looking to buy a primary residence and have other investment properties I currently own.
Sorry, I forgot to say that I am in good standing for debt/credit. I just wanted to know if already owning properties will better my chances/ higher the amount I will be pre-approved fo ... more
0 votes Share Flag Wed Jul 3, 2013 Home Buying in 45208
Mikel Defran…, Real Estate Pro in Milton, MA
Mikel Defrancesco answered:
The investor's class I took said Reo agents would rather sign an agreement with sure investor than go to MLS where they will have to split
Deborah,

Please try not to believe what you hear in Investor classes. Many banks will not allow the agent to obtain a double commission, or to bring a buyer offer at all. That is w ... more
0 votes Share Flag Thu Jan 5, 2012 Home Buying in Cincinnati
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
Thank you Ron and Don and May God Bless you both. So where should I start to find this buyer's agent? Any realtor? I'm associated w/reia
Thanks.

I was going to suggest your local REIA. You'll likely find investor-friendly Realtors involved with REIAs.

There appear to be a bunch of REIAs in the Cincinnati area. ... more
0 votes Share Flag Thu Dec 8, 2011 Home Buying in Cincinnati
Tony Giglio, Real Estate Pro in Cincinnati, OH
Tony Giglio answered:
I am a beginning investor and I want to catch the property in Cincinnati before it gets to the MLS. Should I just contact the Asset Manager for Indy?
The likelihood is the asset manager wants to get market price for the asset and will want it to go to the MLS. Think of it this way, if you were selling something, anything, would you ... more
0 votes Share Flag Thu Jan 5, 2012 Home Buying in Cincinnati
Tony Giglio, Real Estate Pro in Cincinnati, OH
Tony Giglio answered:
how important is it that a back up offer be made in writing - or should one just wait until the property becomes available again?
If you are a serious buyer, they you should write a backup offer. An offer is not an offer until it is in writing. The agent must write and present all offers regardless of how low. ... more
0 votes Share Flag Sun Sep 4, 2011 Home Buying in Cincinnati
Bryan Smith, Real Estate Pro in Hamilton County, OH
Bryan Smith answered:
I'd like to avail myself of buying a short sale home. What are the best resources for finding them?
You can search all homes for sale at www.BryanSmithSells.com

You can save the properties you like in the "favorites" section and refer back to them to narrow your search do ... more
0 votes Share Flag Fri Aug 26, 2011 Home Buying in Cincinnati
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
what kind of credit should you when buying your first home.?
There are other factors besides credit that determine mortgage qualification, therefore do visit with any qualified loan officer, after reviewing your financials, credit, debt, etc., a ... more
0 votes Share Flag Tue Mar 22, 2011 Home Buying in Cincinnati
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