The lenders do not have any control over the credit score requirement, however, they should be willing to talk with you and help you get on a path to improve the score. It may take some time, but if you know exactly what to do, it should help focus your efforts.
In the meantime, you might be able to find a home that's available as a lease, and then when your credit score improves, you'll be in a great position to purchase the home.
Better Homes & Gardens Real Estate Metro Brokers
Hello B, The best advice I can give you is to seek professional help. If you contact a Certified Mortgage Planner they should be able to guied you on ways to improve your score and to see if there are some programs that you may qualify for a purchase now. The key though is to talk to Knowledgeable Mortgage Consultant.... more