Build your scores first - then make sure you will qualify for a loan.......and then go and buy a home.
Rent to own is not necessarily good for the buyer - usually, t ... more
It all depends on the loan program. Each mortgage program has different minimum credit score requirements.
For an FHA mortgage, most lenders require a 640+ credit scor ... more
I am licensed in both AL & GA. My contact info is below.
Rodney Mason, NMLS #151088
Sr Loan Officer
825 Juniper St NE, Atlanta, GA ... more
A short sale is when you sell your house for less than what is owed on the property. A short sale requires approval from the lender(s). Also, the owner/seller must be a ... more
I would suggest that you start your search now and if you are able to, purchase while the prices are low when you find that perfect home to retire in.
In the meantime, y ... more
In the state of Alabama, Law requires that when a property is foreclosed by a lender, that the property owner be allowed a period of time to redeem the property. In Alabam ... more
This is a question best asked of a mortgage or lender professional. Try to find a local lender, who will be very happy to assist you, and if you have an attorney, ask him o ... more