Yes and no. Depending on the square footage and replacement cost, also location and sometimes your credit score.
Call Gina Raciopp (239-322-5310 firstname.lastname@example.org). Let her know I refered you. She'll be able to help quote you with 10 different companies for a lower rate.
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Shannon, I see that you are from Palm Coast, FL. I don't believe that insurance rates will be significantly different from your area compared to Port Saint Lucie. Other than the property age and type, your windstorm coverage rates will be based on how far the home is from the Ocean and the elevation of the home.
But, I'm a Realtor and not an insurance expert. You can call any insurance agents that are writing home owner policies for a much better understanding of rates and how they are determined.