In this situation it may be a waste of time to go through the whole contract and offer process since the lender will only entertain one offer at a time. The fact of the matter is that these offerings often fall apart for one reason or another and it might be beneficial keeping your hat in the ring. This can be done by simply emailing the listing agent a message indicating your interest in the property should it become available.
In this way, you haven't committed yourself and can continue you search in other directions and you still could hear future good news on this home.
Unfortunately, all homes have deed restrictions. These are at the government level and are determined by zoning, land-use and other factors. If you are talking about Homeowners Associations, unfortunately the only way to determine this is from the listing information showing no HOA or HOA fees. If you are talking about Community Development Districts, then you would see these as part of the taxes and usually add a few thousand to a tax bill. This information is also part of the listing information. If you would like to receive listings with no HOA or CDD's a realtor would be able to set this up for you.... more
Find an expert in the area in which you are looking. A realtor that does a lot of buying and selling in your area of interest will be able to lead you in the right direction. You'll now what price to ask for your house "if you are selling" OR what price to offer on a house "If you are buying", because your Realtor will provide you with a CMA (Comparative Market Analysis).... more