Financing in 32224 : Advice

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Karen Delozi…,  in Jacksonville, FL
Karen Delozier answered:
Good Faith Estimate Is Way Off From HUD Form For Closing??
Hello Lou,

I sympathize with your shock Lou. I always try to prepare my clients for anything that has to do with cash out of pocket. Without knowing more about your situation, ... more
0 votes Share Flag Wed Oct 23, 2013 Financing in 32256
Nadine Mauro, Real Estate Pro in Lake Worth, FL
Nadine Mauro answered:
What can you do if your offer is rejected?
Good Evening,

If your offer is rejected there may be nothing you can do (if the house was sold to another individual).

There could be a lot you could do. What is the sellers ul ... more
0 votes Share Flag Tue Jun 25, 2013 Financing in Jacksonville
Danielle Sha…, Real Estate Pro in Cape Coral, FL
Danielle Sharp answered:
Any recourse if property taxes are under estimated?
Any lender will use the most recent tax bill for escrow purposes. On new construction is that smart? No. There is probably a document or two in your loan papers that discusses taxes; mi ... more
0 votes Share Flag Wed Nov 27, 2013 Financing in 32218
Rosina Eisen…, Other/Just Looking in Jacksonville, FL
Rosina Eisenmann 904-482-8666 answered:
Lenders to foreign investors?
Shoot me an email with your contact information. I have a couple of lenders for you to interview.
0 votes Share Flag Sat Sep 6, 2014 Financing in Jacksonville
Terri Vellios, Real Estate Pro in Campbell, CA
Terri Vellios answered:
How to get an appraisal on my house? I'm underwater with a 6.55% interest rate in a neighborhood I don't like so I'm trying to investigate options.
You can hire and pay for an independent appraiser, but I would suggest you call your local neighborhood real estate agent and have a sit down, face to face. They will be able to give y ... more
0 votes Share Flag Thu Sep 27, 2012 Financing in Jacksonville
Henry Pruitt, Real Estate Pro in Azalea Park, FL
Henry Pruitt answered:
Paid cash for a property in Florida for $56K 3 months ago, repair and remodel add another $10K, COM on the same neighborhood with similar size is arou
Where is this property? Different cities and areas will be different.
0 votes Share Flag Wed Sep 19, 2012 Financing in Jacksonville
Jeff Metcalf, Real Estate Pro in Saint Augustine, FL
Jeff Metcalf answered:
125 LTV home equity loan
Your post didn't come with an actual question attached...what can I help you with?

Jeff Metcalf, REALTOR(R)
Watson Realty Corp.
0 votes Share Flag Fri Jun 15, 2012 Financing in Jacksonville
Alma Kee, Real Estate Pro in Tampa, FL
Alma Kee answered:
Who does mortgages under 50,000 Jacksonville, fl?
Try a credit union. They lend their own money. Other banks, etc. immediately sell off your mortgage the day after it closes to an investor and the low amount will make your loan costs ... more
0 votes Share Flag Sat Apr 19, 2014 Financing in 32277
Jim Simms, Real Estate Pro in Louisville, KY
Jim Simms answered:
Can we use LLC to get finance?
You can count any income that is reported on your tax returns, even gambling wins if you can prove reliability. Robbing banks might be tough to count even if you report it on the tax r ... more
0 votes Share Flag Thu Jun 7, 2012 Financing in Jacksonville
Don Tepper, Real Estate Pro in Burke, VA
Don Tepper answered:
Have any home been sold in your area since Feb 22?
Yes. Homes are selling in my area. In fact, they're selling fast. For example, moderately-priced townhouses in Falls Church, Virginia, usually are receiving contracts in under a week.
... more
0 votes Share Flag Thu May 17, 2012 Financing in 32225
Jeff Metcalf, Real Estate Pro in Saint Augustine, FL
Jeff Metcalf answered:
Will the banks lend money to overseas investors?
Hi Sergio,

The best thing to do is contact a few local lenders and ask them some questions specific to your goals. If you are currently overseas, you can start with the big banks. ... more
0 votes Share Flag Sun May 6, 2012 Financing in Jacksonville
Tim Fennell, Real Estate Pro in Jacksonville, FL
Tim Fennell answered:
How much would a couple need a year to live a confortable retirement in Jacksonville?
I'm not sure how anyone, here, could answer your question. It depends on so many different variables. I'd recommend talking with a Financial Planner and/or attorney who specialize in su ... more
0 votes Share Flag Sat Apr 28, 2012 Financing in Wesconnett
Melanie Baird, Real Estate Pro in Jacksonville, FL
Melanie Baird answered:
I'm looking for a lender that will do an FHA new construction loan or energy efficient mortgage? Can anyone help?

I know of several lenders I can point you too. Are you looking to build yourself? OR will you be going through a new home construction company such as Lennar or Richmond?
If yo ... more
0 votes Share Flag Wed Jun 5, 2013 Financing in 32257
Melvin List, Real Estate Pro in Tampa, FL
Melvin List answered:
financing inquiry...fha
As long as you meet the down payment and closing costs requirement I would not worry about reserves on an FHA loan with your scores!
0 votes Share Flag Tue Mar 20, 2012 Financing in Jacksonville
Bsinger, Other/Just Looking in Florida
Bsinger answered:
I am looking for a hard money / private money lender to assist a buyer in Orange Park, FL. Does anyone have a source?
I specialize in Private money Mortgages Through out the state of Florida.. Your biggest issue will be the down payment. The norm is 50% down. But there are lenders that will go as li ... more
0 votes Share Flag Wed Aug 5, 2015 Financing in Jacksonville
Alma Kee, Real Estate Pro in Tampa, FL
Alma Kee answered:
2nd use of our VA loan what is involved?
Hi Will,

You can contact this lender, they are experts with VA Mortgages:

All the best,
0 votes Share Flag Tue Mar 20, 2012 Financing in Jacksonville
Holly Hayes, Real Estate Pro in Ponte Vedra Beach, FL
Holly Hayes answered:
Current FHA Mortgage in Duval County, want to move to St Johns County for schools, have 6 mo. PITI plus 2mo PITI saved, anyone able to do 5% down mtg?
I would contact Cindy Barker at Gibraltar. If she can't do it, she can tell you what it will take to make it happen.

Cindy Barker
Gibraltar Mortgage, LLC | 1000 Sawgrass Villa ... more
0 votes Share Flag Sun Jan 1, 2012 Financing in Jacksonville
Charles Chor…, Real Estate Pro in Orange Park, FL
Charles Chorman answered:
Purchase a house with unemployed son. What do i need to do?
Hi DS,

The best way is to consult with a mortage lender to see what your son can qualify for using you and your husband as co-signers. I can provide you with a mortgage lender to di ... more
0 votes Share Flag Sun Dec 18, 2011 Financing in Jacksonville
Keith Anders…, Real Estate Pro in Jacksonville, FL
Keith Anderson answered:
I have investment property in Julngtn Crk area and looking for lower interest rate. Quicken Loans told me they can't touch condos under
Call wells Fargo . I would avoid Internet loan co.
0 votes Share Flag Fri Sep 30, 2011 Financing in Jacksonville
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
I am trying to see if I can get an FHA loan to build a new home and purchase the land as well. Does Texas have a loan like this?
You are "Outside U.S." (which makes me question how this would be your primary residence, which is what FHA loans are for), and posting in Florida about a question regarding T ... more
0 votes Share Flag Thu Aug 25, 2011 Financing in 32256
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