Financing in 31419 : Real Estate Advice

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Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
Financing to purchase a HUD sale
You need to meet with a local and truted loan officer tio get orequailified, they can let you know what programs are available to you. Anyone else is just guessing without seeing your c ... more
0 votes Share Flag Wed Mar 28, 2012 Financing in Savannah
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
Can you use a USDA rural loan twice?
USDA's policy on retained dwellings is as follows:

Meet the requirements of

1) Does not own a dwelling in the local commuting area or 2) Own a dwelling which is not structurally s ... more
0 votes Share Flag Wed Aug 14, 2013 Financing in Savannah
Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
is there anyone else who mortguages mobile homes besides steve nimmer in the Savannah , ga or surrounding areas?
Dory,
Try your local branch of US Bank. Last I knew they did mobile & manufactured homes.
0 votes Share Flag Thu Aug 25, 2011 Financing in 31405
Al Akerman, Real Estate Pro in Lakewood, NJ
Al Akerman answered:
IF I am buying a home with an FHA loan I am required to put 3.5% down. Is that money used to pay my closing costs on the HUD? Or does that mean I put
You would have to pay closing costs in addition to the 3.5% downpayment.

However, the seller can pay your closing costs up to 6% of the purchase price. Once you have a realtor you ca ... more
0 votes Share Flag Wed Dec 30, 2009 Financing in Savannah
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
What happens if my wife loses her job a month before we close? If she has another job before we close making the same or more money, are we still ok?
HI Alone
I think you may be ok, but you really need to reach out to your mortgage lender............he or she is the only one who knows your particular details, and can give you a def ... more
0 votes Share Flag Thu Oct 22, 2009 Financing in Savannah
Judy Wittenb…, Real Estate Pro in Suwanee, GA
Judy Wittenberg answered:
I'm trying to find out everything I can about 203k loan. I'm hoping this will be the loan that
Call Nicki Strickland at 404-786-2450. She will be able to answer all of your questions.
0 votes Share Flag Thu Sep 3, 2009 Financing in 31405
Robert Chome…, Other/Just Looking in San Diego, CA
Robert Chomentowski answered:
Iam a single woman with good income and crdit. i have an FHA loan on my townhouse in savannah ga. Grea
Hi Diane,

You can only have 1 FHA loan at a time. You can refinance into a conventional loan out of your current FHA loan. And then you will eligible for a new 3.5% down FHA loan o ... more
0 votes Share Flag Thu Jul 23, 2009 Financing in Savannah
J Lo, Home Buyer in California Glory, Br...
J Lo answered:
I paid a mortgage broker a 300.00 appraisal fee up front. He can't get me a satisfactory loan.
I am concerned about the "appraisal" fee you paid. Typically the appraisal fee is paid to the appraiser at the closing table - although this isn't true in all cases.

Could this fee ... more
0 votes Share Flag Thu Jul 26, 2007 Financing in Savannah, GA
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