Credit Score in 30345 : Advice

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Tony Grech, Real Estate Pro in Michigan
Tony Grech answered:
1st time home buyers with sub par credit.
Those scores are pretty good, but that is a serious derogatory credit item.

Physician loans are portfolio programs, so the lender is free to implement their own underwriting guideli ... more
0 votes Share Flag Tue Jan 14, 2014 Credit Score in Atlanta
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
FHA Manual Underwriting with No Credit Score
I am not aware of any lenders doing a Manual underwrite with no credit score at this time. We will allow the Co-Borrower to not have a credit score so long as the occupant Borrower has ... more
0 votes Share Flag Wed Feb 27, 2013 Credit Score in 30307
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
What website can I go to get my credit scores without signing up for something?
You can get your credit scores by applying for credit (mortgage, auto loan, credit card, etc.) or you can go to the various online websites to get them there - but since everyone wants ... more
0 votes Share Flag Thu Apr 4, 2013 Credit Score in Atlanta
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
How are couple scores calculated?
For all mortgage transactions, a credit report is pulled for all 3 credit bureaus. The 3 scores are ranked numerically, then the middle one is used as the borrower's representative cre ... more
0 votes Share Flag Mon Mar 19, 2012 Credit Score in Atlanta
Carlos Valen…, Real Estate Pro in Orlando, FL
Carlos Valentin answered:
I have no credit and no cosigner, looking to rent my first place...would I be able to rent a condo by paying a few months rent ahead of time?
What's your work history and previous rental history like? Have you rented in the past? Any good references?

Many times, you can still rent, even with no credit. It specially he ... more
0 votes Share Flag Thu Dec 15, 2011 Credit Score in Atlanta
Bob Movin-On,  in Hartford, CT
Bob Movin-On answered:
my credit score is 530 I paid all my debt this month. Should I get a credit card to build up my credit?
If you do be very careful. Not many other options.

Bob Patrick
Buy a home after foreclosure expert
Movin-On LLC
Helping families/people that have lost their homes get back into a ... more
0 votes Share Flag Mon Dec 5, 2011 Credit Score in Atlanta
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