Financing in 30076 : Advice

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Rick Musto, Real Estate Pro in Alpharetta, GA
Rick Musto answered:
Should we try an asset based loan? If so, what banks would do this?
Best thing to do is talk with a good mortgage broker. Not sure what bank you talked with but I have done deals like with this my investors and having a good mortgage broker opens up man ... more
0 votes Share Flag Fri Jan 30, 2015 Financing in Roswell
Bill Polack, Real Estate Pro in Atlanta, GA
Bill Polack answered:
My husband and I have been trying to find a local lender who will give us an asset-based mortgage. So far, we're having no luck.
Asset based companies are far and few between. Companies like ING, BB&T and Quicken changed to traditional lending after the stock market crashed in 2008. It's not so much the ... more
0 votes Share Flag Tue Aug 14, 2012 Financing in Roswell
Annette Levi…, Real Estate Pro in New York, NY
Annette Levinson answered:
Can I get an asset based conventional mortgage?
Mr. Jim,
Even if all of your investments were tax free, you still have to show them on your tax return. If you have average $5,000 a month from your investments for the last 2 years, t ... more
0 votes Share Flag Wed Apr 24, 2013 Financing in Roswell
Laura Feghali, Real Estate Pro in Stamford, CT
Laura Feghali answered:
I am interested in buying a home in the $700K to $900K range with less than 20%.
Hello Steve,
You may qualify for an FHA loan which currently only requires a minimum 3.5% down payment. I suggest that you contact a few mortgage lenders/Brokers in your area to f ... more
0 votes Share Flag Sun Jun 5, 2011 Financing in 30075
Carolyn Ripp…, Real Estate Pro in Manchester, CT
Carolyn Ripple Dionne answered:
Given the current market, are lenders more open to buyers building a new home or purchasing pre-existing properties?
We are finding in our area that it is still easier to purchase a pre-existing property. We are doing a lot of 203K loans because of all the damage from the snow we got this year.
0 votes Share Flag Mon Mar 28, 2011 Financing in Roswell
Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
Strong income, but current FICO was 585. Just Paid off debts. How soon before I can buy a home?
If you paid off some debts, you may find that once the reporting agencies get this news, your scores will go up. If you are in a hurry, talk to a lender about RapidRescore, I ... more
0 votes Share Flag Mon Mar 28, 2011 Financing in Roswell
Michael Hamm…, Real Estate Pro in 30078
Michael Hammond answered:
Life after Ch 7
Was your wife involved in the Chapter7, Snoopy?

Michael Hammond
0 votes Share Flag Tue Oct 5, 2010 Financing in 30076
Tim Honeycutt, Home Buyer in Bloomfield, NJ
Tim Honeycutt answered:
house is appraised at $265,000 and I am approved for $195000 and my offer is accepted at $150000 can I use the $45,000 difference on needed repairs.
do a gogle search for a FHA 203K Renovation loan.
0 votes Share Flag Wed Mar 31, 2010 Financing in Roswell
David Mceach…, Real Estate Pro in Norcross, GA
David Mceachern answered:
Short sales in Roswell and Alpharetta
The house is priced to sell it sounds like. Honestly one has to go look at the house and make the determination of the condition. Many times when houses are priced to this amount of d ... more
0 votes Share Flag Thu Jun 18, 2009 Financing in Roswell
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