20171 : Advice

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Vicky Chrisn…, Real Estate Pro in Leesburg, VA
Vicky Chrisner answered:
Bank has countered our offer of 275k on short sale at 285K. The appraised value is 275K. What should I counter with?
Who's appraisal? I have NEVER seen the bank counter for an amount above the appraised value; who told you this? Something is fishy. What does your agent say?
0 votes Share Flag Thu Dec 23, 2010 Home Buying in 20171
Cindy Jones, Real Estate Pro in Alexandria, VA
Cindy Jones answered:
Which builders construction is more qualitative out of these three - Winchester,Pulte and Toll Brothers
I don't think this is a question that is easily answered. Each builder has good reputation in our area. Any time I am working with a new home buyer I make sure that they have an ... more
0 votes Share Flag Fri Jul 5, 2013 Home Buying in 20170
Chirayu Shah, Real Estate Pro in Reston, VA
Chirayu Shah answered:
Which home value appreciates more in Fairfax county or Loundon county in VA?Single Family home or Town home?
It really depends how long are you planning to keep the property. In the near future, Metro Rail - Silver line construction will play an important role in home values in both Fairfax an ... more
0 votes Share Flag Wed Dec 8, 2010 Home Buying in Herndon
Monika Kumar…, Real Estate Pro in 22182
Monika Kumar & Realty Geeks answered:
I have poor creidt, is there a way that I could get financed for a house?
Lindsey,

Good that you have motivation to take advantage of low interest rates and trying to figure out How.. If you are not ready to hire a Realtor to finger hold you to get you ... more
0 votes Share Flag Sun Nov 21, 2010 Credit Score in Herndon
Betty Best,…, Real Estate Pro in Fairfax County, VA
Betty Best, Realtor, CDPE answered:
In a short sale sit. I am the back up contract. If sellers like my offer better can they refuse to sign the contingency extention and take our offer?
Short sales are tough, and I'm happy to hear this is a home you really want, but unfortunately all you and your agent can do is wait for one of the parties to drop out.

They hav ... more
0 votes Share Flag Mon Jun 3, 2013 Home Buying in Herndon
Jim McCowan…, Real Estate Pro in Arlington, VA
Jim McCowan (703) 395-0166 answered:
Looking for a basement apartment to rent with a mini kitchen. Has to be a short term lease.
It's generally more difficult to find a short-term rental through an individual owner. Your best bet will probably be going to actual apartment complexes.
0 votes Share Flag Wed Aug 11, 2010 Rentals in Herndon
Kathy Stark…, Real Estate Pro in Fairfax County, VA
Kathy Stark 703-201-9656 answered:
I am looking for a house,townhome or Condo (2Br min) to rent in the Fairfax Oaks or sorounding area (15 - 20 miles radius), rent not to exceed $1400.
Hello Colins

Sorry you are out of the townhouse price range. There are 3 condos though. You did not say when you want to move or if you have any pets.
Let me know if any of thes ... more
0 votes Share Flag Mon Aug 2, 2010 Rentals in Herndon
Reiner Leal, Real Estate Pro in Chula Vista, CA
Reiner Leal answered:
I am buying a bank owned home. The original purchase price for the home was 65k--a contract has been signed and escrow has been opened. I was given
It sounds like the bank is trying to keep their NET intact and roll the cost of the repairs into the price. This is not a totally unreasonable request on their part. I am in Californi ... more
0 votes Share Flag Wed Jun 30, 2010 Home Buying in 20170
Jim McCowan…, Real Estate Pro in Arlington, VA
Jim McCowan (703) 395-0166 answered:
What does the short sale addendum mean?
It's just saying that you should have word back from the bank on what they want to do. You can void a contract at any point until it's ratified and all parties have signed an ... more
0 votes Share Flag Wed Apr 14, 2010 Home Buying in Herndon
Gerard Dunn, Real Estate Pro in Potomac, MD
Gerard Dunn answered:
How much time does a seller (Bank Owned: BofA) have to repsond to an addendum during escrow?
Generally the banks are not held to timelines on a short sale. The banks are dealing with so many short properties that they do not have the skilled staff to handle these transactions ... more
0 votes Share Flag Thu Sep 22, 2011 Home Buying in 20170
Barbara Swav…, Real Estate Pro in Reston, VA
Barbara Swavely answered:
13558 Cedar Run Ln, Herndon VA 20171 iS IT STILL AVAILABLE?
Hi,
This one is Sold but there are three others available.Email me and I will send to you.
Barbara.swavely@penfedrealty.com
0 votes Share Flag Fri Jan 15, 2010 Home Buying in Herndon
Andy Krumholz…, Real Estate Pro in Reston, VA
Andy Krumholz, GRI, CDPE answered:
Is it possible to convert my HEL(Home equity loan) to HELOC on my investment property?
Hi Aj,

This question is best asked of your lender, but the answer is likely to be no. When they gave you the Home Equity loan, they did an appraisal to make sure your home's va ... more
0 votes Share Flag Tue Dec 29, 2009 Financing in Herndon
Sonal Goda, Real Estate Pro in 20190
Sonal Goda answered:
Does the bank have rights to cancel my ratified contract for a short sale house? If so under what kind of conditions they can do it.
I would recommend that your agent's broker speak with the other agent's broker to get this resolved ASAP while you still have a chance to get the house - ie, before the other ... more
0 votes Share Flag Mon Oct 19, 2009 Home Buying in 20171
Guy Gimenez…, Real Estate Pro in 78704
Guy Gimenez ABR, CRS, GRI answered:
Why would a seller insist on an "as is at settlement" clause?
It is typically not included in real estate association/state approved contract forms, but I always offer my seller clients the option of including an AS-IS, WHERE IS AND WITH ALL FAULT ... more
0 votes Share Flag Mon Sep 28, 2009 Home Buying in 20170
Monika Kumar…, Real Estate Pro in 22182
Monika Kumar & Realty Geeks answered:
203(k) Rehab Loan 203(b) Home Acquisition Mortgage Loan
As by my past experience bottom lines

1.One Loan is given at the time of settlement as a normal loan BUT before that
a) repair estimates are taken from 3 different contractors to d ... more
0 votes Share Flag Tue Aug 18, 2009 Financing in 20170
Cherrie Cata…, Real Estate Pro in Chicago, IL
Cherrie Catama answered:
Verbal commitment to lender for home mortgage, locked interest rates.
Yes! Technically you are not obligated to any loan. Nothing is finalized until the loan is closed and funded. Just be upfront with the lender and tell them you are cancelling your ap ... more
0 votes Share Flag Mon Aug 17, 2009 Financing in 20170
Glenda Cherry, Real Estate Pro in Herndon, VA
Glenda Cherry answered:
Financial Products for home improvement/face-lift etc.
From the FHA Info web site:

"The FHA 203k loan program is the Department's primary program for the rehabilitation and repair of single family properties. Basically a home improvement ... more
0 votes Share Flag Wed Mar 7, 2012 Remodel & Renovate in 20170
Mary Margaret…, Real Estate Pro in Fairfax County, VA
Mary Margaret Gates answered:
If I lock-in mortgage rates for my first time home purchase financing, can the locked-in rate be
The best advice I will offer is to check with your lender. You want to ask about locking-in the rate and timing for settlement.

As of June 30th, there are some brand new governmen ... more
0 votes Share Flag Mon Aug 17, 2009 Financing in 20170
John B Wells, Real Estate Pro in Severna Park, MD
John B Wells answered:
Kid Friendly Neighborhoods Without the Commute?
Hey fellow hokie, I graduated '79 Industrial Engineering. First dorm was O'Shag. My sister in law got their first house in Reston. Good resale vales. Where in DC do you work? It m ... more
0 votes Share Flag Thu Nov 11, 2010 Home Buying in Herndon
The Mulhern…, Real Estate Pro in Fairfax County, VA
The Mulhern Home Team answered:
Follow-up to unfair appraisal question...
Here is the only thing I can see you have a shot on getting approved for with the state of the current appraisal market. Find out if the appraisal was done by an out of town appraiser. ... more
0 votes Share Flag Thu Sep 22, 2011 Home Selling in Herndon
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