20170 : Advice

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Andy Krumholz…, Real Estate Pro in Reston, VA
Andy Krumholz, GRI, CDPE answered:
Is it possible to convert my HEL(Home equity loan) to HELOC on my investment property?
Hi Aj,

This question is best asked of your lender, but the answer is likely to be no. When they gave you the Home Equity loan, they did an appraisal to make sure your home's va ... more
0 votes Share Flag Tue Dec 29, 2009 Financing in Herndon
Sonal Goda, Real Estate Pro in 20190
Sonal Goda answered:
Does the bank have rights to cancel my ratified contract for a short sale house? If so under what kind of conditions they can do it.
I would recommend that your agent's broker speak with the other agent's broker to get this resolved ASAP while you still have a chance to get the house - ie, before the other ... more
0 votes Share Flag Mon Oct 19, 2009 Home Buying in 20171
Guy Gimenez…, Real Estate Pro in 78704
Guy Gimenez ABR, CRS, GRI answered:
Why would a seller insist on an "as is at settlement" clause?
It is typically not included in real estate association/state approved contract forms, but I always offer my seller clients the option of including an AS-IS, WHERE IS AND WITH ALL FAULT ... more
0 votes Share Flag Mon Sep 28, 2009 Home Buying in 20170
Monika Kumar…, Real Estate Pro in 22181
Monika Kumar & Realty Geeks answered:
203(k) Rehab Loan 203(b) Home Acquisition Mortgage Loan
As by my past experience bottom lines

1.One Loan is given at the time of settlement as a normal loan BUT before that
a) repair estimates are taken from 3 different contractors to d ... more
0 votes Share Flag Tue Aug 18, 2009 Financing in 20170
Cherrie Cata…, Real Estate Pro in Chicago, IL
Cherrie Catama answered:
Verbal commitment to lender for home mortgage, locked interest rates.
Yes! Technically you are not obligated to any loan. Nothing is finalized until the loan is closed and funded. Just be upfront with the lender and tell them you are cancelling your ap ... more
0 votes Share Flag Mon Aug 17, 2009 Financing in 20170
Glenda Cherry, Real Estate Pro in Herndon, VA
Glenda Cherry answered:
Financial Products for home improvement/face-lift etc.
From the FHA Info web site:

"The FHA 203k loan program is the Department's primary program for the rehabilitation and repair of single family properties. Basically a home improvement ... more
0 votes Share Flag Wed Mar 7, 2012 Remodel & Renovate in 20170
Mary Margaret…, Real Estate Pro in Fairfax County, VA
Mary Margaret Gates answered:
If I lock-in mortgage rates for my first time home purchase financing, can the locked-in rate be
The best advice I will offer is to check with your lender. You want to ask about locking-in the rate and timing for settlement.

As of June 30th, there are some brand new governmen ... more
0 votes Share Flag Mon Aug 17, 2009 Financing in 20170
John B Wells, Real Estate Pro in Severna Park, MD
John B Wells answered:
Kid Friendly Neighborhoods Without the Commute?
Hey fellow hokie, I graduated '79 Industrial Engineering. First dorm was O'Shag. My sister in law got their first house in Reston. Good resale vales. Where in DC do you work? It m ... more
0 votes Share Flag Thu Nov 11, 2010 Home Buying in Herndon
The Mulhern…, Real Estate Pro in Fairfax County, VA
The Mulhern Home Team answered:
Follow-up to unfair appraisal question...
Here is the only thing I can see you have a shot on getting approved for with the state of the current appraisal market. Find out if the appraisal was done by an out of town appraiser. ... more
0 votes Share Flag Thu Sep 22, 2011 Home Selling in Herndon
Annmarie How…, Real Estate Pro in Toms River, NJ
Annmarie Howley answered:
How can I appeal an unfair appraisal? We put an addition onto our house making it a 4BR/3BA. The tax records
Cstulia,

First you can go to the township and ask them to update their records. You can also have a Realtor do a Comparative Market Analysis to challange the appraisal. However, keep ... more
0 votes Share Flag Tue Jul 14, 2009 Home Selling in Herndon
Sonal Goda, Real Estate Pro in 20190
Sonal Goda answered:
Shortsale property purchase timeline.
Hi Shams - if there is only one bank and one trust, it can be two to four months. If there is more than one bank or more than one trust it can be three to six months. During this time ... more
0 votes Share Flag Tue Jul 7, 2009 Home Buying in 20170
The Mulhern…, Real Estate Pro in Fairfax County, VA
The Mulhern Home Team answered:
Hi I am trying to find out some information for my mom. She is a tenant at 13318 Schwenger Place, Herndon,
There are some laws being put into place helping renters in these situations, but to my knowledge they have not been put into place as of yet. According to Fairfax County, the terms of ... more
0 votes Share Flag Thu Sep 22, 2011 Foreclosure in Herndon
Lauryn Eadie…, Real Estate Pro in Reston, VA
Lauryn Eadie 703-898-4771 answered:
Professional Homemaker
try calling MINA FIES, with Synergy D&C...they are fantastic and I would recommend their work! They will help you with as little or as much as you want. Tell her I referred you!

Go ... more
0 votes Share Flag Thu Jun 18, 2009 Design & Decor in 20170
Sonal Goda, Real Estate Pro in 20190
Sonal Goda answered:
When my house is foreclosed, what happens to the second mortgage in Virginia?
From what I have been taught - any junior liens get erased, including the second. Tax liens remain, however.

It would be best to speak with a real estate attorney for questions of t ... more
0 votes Share Flag Thu Jun 18, 2009 Foreclosure in Herndon
Dana Schuster, Real Estate Pro in 70458
Dana Schuster answered:
Hello, I'm trying to find out if a property in Herndon is in forclosure? I believe the address is 13116
I suggest you contact an agent in your area who will have access to the most accurate information. Purchasing a foreclosure or short sale is a very tricky process and you really need an ... more
0 votes Share Flag Sat May 2, 2009 Home Buying in Herndon
Luke Allison, Real Estate Pro in Asheville, NC
Luke Allison answered:
Buying a house in VA and the cost of the house is 410k. My broker quoted me 2.5% Orgination fee ist high?
Unless your broker is significantly buying down your interest rate with that fee, your cost seems to be quite excessive. Most lenders only charge around 1% in origination and receive ... more
0 votes Share Flag Mon Sep 28, 2009 Home Buying in 20170
Tiny Varner, Real Estate Pro in McLean, VA
Tiny Varner answered:
why is the county record not showing right ownership record for this REO ?
Do you have an address for the property? With an address, I can look into it.
0 votes Share Flag Thu Jan 1, 2009 Foreclosure in 20170
Are Andresen, Real Estate Pro in Falls Church, VA
Are Andresen answered:
What is the asking price for this home?
You will have to provide an address for us to be able to help you with the price...

Are
0 votes Share Flag Thu Nov 6, 2008 Home Selling in Herndon
Niaz Zaman, Home Buyer in 20109
Niaz Zaman asked:
Questions about NACA Anyone used them before? Are they really as good as they say they are? Any Real estate agent who works with them?
0 votes Share Flag Mon Oct 6, 2008 Home Buying in 20171
real estate…, Real Estate Pro in Montgomery County, MD
real estate md va dc answered:
How much has the market declined in since 2006?
Have your Agent pull comparables in your neighborhood that have sold recently. This is your best way to research and come up with a fair asking price.
0 votes Share Flag Tue Sep 23, 2008 Home Selling in 20190
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