14202 : Advice

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Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Can a landlord keep your deposit if he claims that he does not have a tenent?
For any necessary legal advice, do consult with an attorney who specializes in real estate; also review your lease agreement, does it specify damages for release of contract....
0 votes Share Flag Tue Nov 29, 2011 Rentals in 14224
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
I am looking for a house in Amherst,NY with owner holding the mortgages or do a rent to own option? if anyone knows , please let me know. Thanks
Before considering either option, protect yourself and do consult with an attorney who specializes in real estate for all related paperwork and necessary legal information...
0 votes Share Flag Mon Dec 12, 2011 Home Buying in 14226
Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
Any lenders in Buffalo giving out mortgages to recently self employed people with 630 credit score? If not, any quick credit score fixes you can refer
Joe,
Self employment is tougher, but with 2 years in you have lasted longer than most start up businesses. If your self employment is in the same line of work you were in previously ... more
0 votes Share Flag Sat Mar 30, 2013 Financing in Buffalo
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
What's Best? Saving for a down payment or paying off debt?
In order to make an informed decision and determine what will work best for you, do consult with any licensed loan officer(s); he she can best advise as to what should be done, so that ... more
0 votes Share Flag Mon Nov 7, 2011 Financing in 14221
Terry Bell, Real Estate Pro in Santa Rosa, CA
Terry Bell answered:
what are seller's concessions and when should my seller offer them?
Well, I guess it depends what State and what area you are in. Out here in California sellers often offer a 3% cash back towards non-recurring closing costs, sometimes an allowance for ... more
0 votes Share Flag Fri Nov 4, 2011 Home Selling in Buffalo
Frankie Ann…, Real Estate Pro in Amherst, NY
Frankie Ann Casillo answered:
Please Contact me at 716 759 1563 ASAP to view home-thank you
Good Morning,

Which property were you looking for information on? I would be able to assist you better with that information.

Thank You,

Frankie Casillo
716-830-3104
0 votes Share Flag Sun Oct 23, 2011 In My Neighborhood in 14221
tim moore, Real Estate Pro in Nags Head, NC
tim moore answered:
FHA loan approval with 1099 income
Talk to some other loan officers with banks or lenders. I had a loan denied and moved the whole package over to Wells Fargo who closed it in 23 days. It can happen. Some lenders just ar ... more
0 votes Share Flag Thu Oct 20, 2011 Financing in Buffalo
Joe Sorrenti…, Real Estate Pro in Buffalo, NY
Joe Sorrentino answered:
what are the regulations to getting a mortgage on an investment property in western ny?
This is a lender question that most real estate agents in WNY can't answer because we don't have the expertise. Every mortgage product and even lender may have their own guide ... more
0 votes Share Flag Wed Nov 16, 2011 Home Buying in 14223
Ryan Walley, Real Estate Pro in Amherst, NY
Ryan Walley answered:
My husband is currently working in DT buffalo but his work ranges from rochester to BUFF. what is the best suburb to buy in? We plan on children.
Many young couples and small families, moreso that ever before, live work and play in Buffalo. I would highly consider talking to a real estate agent in either the Allentown or Elmwood ... more
0 votes Share Flag Wed Sep 28, 2011 Home Buying in Buffalo
Ryan Walley, Real Estate Pro in Amherst, NY
Ryan Walley answered:
Does anyone know where I can get a home equity loan or a HELOC on a rental unit? I am having trouble finding one.
The only trouble you should have is the 20-25% equity requirement, and that the rate will be significantly higher than one on your primary residence. Other than that, HSBC and Key Bank ... more
0 votes Share Flag Fri Sep 16, 2011 Financing in Buffalo
Robert Measer, Real Estate Pro in Amherst, NY
Robert Measer answered:
I am looking to purchase in Buffalo, NY within the next 18 months. Any pointers/recommendations for someone just starting this process now?
Congrats on getting married. The best thing to do is start saving as much money as you can for your first house. HSBC offers a first time home buyer program that you should take advan ... more
0 votes Share Flag Tue Dec 6, 2011 Home Buying in Buffalo
Elva Wormley, Real Estate Pro in San Jose, CA
Elva Wormley answered:
Is a concession allowed on a 203 (k) mortgage?
Hi Dewiggle,

Yes, seller concessions are allowed on 203k purchase money mortgages.

Best regards,
Elva Wormley
C2 Financial Corporation
0 votes Share Flag Wed Aug 3, 2011 Home Buying in Buffalo
Bryan Block, Both Buyer and Seller in Buffalo City, WI
Bryan Block answered:
hi thinking of investing in buy to let propertys in bufflo im living in the u.k. i will be a cash buyer im not interstead in using a investment compan
Hi,
we manage the sale of properties in the Buffalo area. The properties are all renovated, tenanted and managed by our local professional property management company. Price range bet ... more
0 votes Share Flag Fri Jul 29, 2011 Home Buying in Leroy
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
why is this house off the market ..was it sold already 430 14th street buffalo ny
Any local agent/realty office can give you an actual current status--the property could have been withdrawn, it could have expired, could be in contract or sold.
0 votes Share Flag Wed Jul 6, 2011 Home Buying in Buffalo
Michael Alga…, Real Estate Pro in Buffalo, NY
Michael Algawani answered:
why is this home off the market..was it sold already
Hello Meirad, what is the address of the property?
0 votes Share Flag Wed Jul 6, 2011 Home Buying in Buffalo
Orin Helfrich, Real Estate Pro in Buffalo, NY
Orin Helfrich answered:
Can someone recommend an agent to manage a multi unit home in Lovejoy (Buffalo NY), please?
BCG is a fantastic Property Management company and all around Real Estate firm and I don't just say that because I work there! Please take a look at our website and feel free to re ... more
0 votes Share Flag Wed Jun 22, 2011 Rentals in Buffalo
Maxine Gueva…, Real Estate Pro in Buffalo, NY
Maxine Guevara answered:
We have our first offer $10k lower than asking (which is what we want) - what do we do now? What is a good counter?
Hi Flamingo!

My advice is always to never take the first offer. Make a counter-offer that is a little sweeter for you around $5 to $7k higher and see what happens. Be sure to con ... more
0 votes Share Flag Wed Aug 3, 2011 Home Selling in 14225
Ryan Walley, Real Estate Pro in Amherst, NY
Ryan Walley answered:
WE NEED A HOUSE IN OR AROUND BUFFALO ASAP
Look through Craigslist or the local paper. There are many apartments that fit your criteria but the more bedrooms and the bigger the apartment, the less desirable area you will be in. ... more
0 votes Share Flag Tue Jun 21, 2011 Rentals in Buffalo
Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
I am interest in a home where the seller is willing to owner financing. What questions should I ask him about his terms?
Bonluty,
You should have a contract and the terms prepared by an attorney, agent and/or mortgage professional. Among the terms will be price, down payment, rate, term, late fees. Wi ... more
0 votes Share Flag Sat Jun 18, 2011 Home Buying in 14220
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