The first thing you should do is contact a lender and get pre-approved for a loan (unless you're paying all cash).
Once you have your pre-approval, contact a lo ... more
you probably have an Impound Account with the Lender,
which collects Taxes and Insurance on a monthly basis,
which would mean,
that you owe nothing.
i'm not familiar with the area - but in general i can say that it's a great idea for you to consider investing in real estate!