12205 : Advice

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Thomas J. Mc…, Real Estate Pro in Edinburg, NY
Thomas J. McGroder answered:
how many houses are for sale in Albany NY and how many are in forclosure?
Hi Patricia,

In reference to your first question:
I'm not sure of the exact number of homes for sale in Albany,NY, but if you go to my web site www.thomasjrealestate.com and click ... more
0 votes Share Flag Sun Feb 15, 2009 In My Neighborhood in Albany
Shelley Engl…, Real Estate Pro in Glens Falls, NY
Shelley Englert answered:
I have an intrest in a property in Amsterdam on 292 guy park ave. the problem I have is the average comp in
Hello Todd,

Thank you for you inquiry. I will be happy to assist you in your property search and answer any of your questions. Looking at the MLS this is a Victorian home in excell ... more
0 votes Share Flag Wed Jan 21, 2009 Home Buying in Albany
Voices Member,  in
Voices Member answered:
Is 18 Isbestor Street in forclosure? The property has been vacant for almost 1 year
It's isn't currently listed. Please contact me for more information and I would be happy to help.
0 votes Share Flag Mon Dec 29, 2008 Home Buying in Albany
Jim Mellen,R…, Real Estate Pro in Williamsburg, VA
Jim Mellen,REALTOR answered:
Is an empty home easier to sell than one that is occupied?
What happened to the Buffalo Bills today? I grew up in Williamsville and remain a loyal Bills and Sabres fan but lately they've both been....dissapointing! Tough season and I'm glad i ... more
0 votes Share Flag Mon Dec 29, 2008 Home Selling in Albany
Lisa Brodsky…, Real Estate Pro in Monroe, NY
Lisa Brodsky GRI, SRES, RCC, CNAS, CNMS, CNRS answered:
Has anyone ever called there bank and have had them lower the mortgage rates to current rates?
Hi Elm,
This is called a Modification. Many banks are doing it now. If you would like to talk personally about it, give me a call 845-401-1448. Are you current with your loan now or ar ... more
0 votes Share Flag Mon Dec 15, 2008 Home Buying in Albany
Voices Member,  in
Voices Member answered:
If dealing with a mortgage broker, how can I request the current mortgage rates?
Still looking for info on this? If so, please check out my site for some info.
0 votes Share Flag Tue Dec 23, 2008 Home Buying in Albany
Randall Sand…, Real Estate Pro in Charleston, SC
Randall Sandin answered:
Any ideas on how to get out of paying points on mortgage rate?
You can always roll the points into the loan if the bank is OK with that. However is does raise the amount you finance and therefor your payment and more importantly, the amount you pay ... more
0 votes Share Flag Mon Dec 15, 2008 Home Buying in Albany
Ryan Walley, Real Estate Pro in Amherst, NY
Ryan Walley answered:
You have the incorrect number of baths for 512 Voorheesville Rd, Altamont ,NY 12209. Please correct to 3.5
Pat,

Hi. Saw your comment. Trulia and most real estate sites like them, pull their info from your MLS and tax records. So you would want to correct it there. I went into the prop ... more
0 votes Share Flag Sun Sep 1, 2013 Home Selling in 12209
Kevin Clancy…, Real Estate Pro in 12203
Kevin Clancy #1 Voted Realtor answered:
Anyone know what NYS law is on Contract CLosing, Time is of the essence...?
Elm I could answer this fairly easily. However, I am not a lawyer and quite frankly any answer could be interpreted as providing legal advice and practicing law without a license. That ... more
0 votes Share Flag Wed Dec 3, 2008 Home Buying in Albany
Elm, Home Buyer in Albany, NY
Elm asked:
anyone know what nys law is for time is of the essence? Need to push closing date another week to get lower rate. Seller refuses to let us close a week later? Any ideas?
0 votes Share Flag Tue Dec 2, 2008 Home Buying in Albany
Pascual Paul…, Real Estate Pro in 10552
Pascual Paul Tarrats Jr answered:
should we buy points or will the mortgage rates drop again? Poker anyone
No one can time any market. Your guess is as good as mine.
0 votes Share Flag Tue Dec 2, 2008 Home Buying in Albany
Lori Jeltema, Real Estate Pro in Newport News, VA
Lori Jeltema answered:
What should you expect from the bank appraisal of the home you want to purchase?
Elm, in my experience, the appraisals have been all over the place. Sometimes, they come in right at sales price - other times much higher or lower. I know it's a vague answer, but th ... more
0 votes Share Flag Sun Nov 30, 2008 Home Buying in 12201
Voices Member,  in
Voices Member answered:
any comments on wholesale loans at hsbc?
HSBC plans to close its non-prime wholesale mortgage lending arm.
0 votes Share Flag Sun Nov 30, 2008 Home Buying in 12201
Maria Morton, Real Estate Pro in 64113
Maria Morton answered:
Is there a way to find recently sold home prices?
Yes, Elm, there is a way to find recently sold home prices in your area. Ask your realtor.
0 votes Share Flag Tue Dec 2, 2008 Home Buying in Albany
Bonnie, Both Buyer and Seller in Newton, MA
Bonnie answered:
What is common practice for sellers and buyers when a home inspection finds a major problem?
Seller needs to lower price. However, Buyer needs to get estimates on repairs needed so can ask reasonable price adjustment from seller. Just seems fair this way.
0 votes Share Flag Fri Nov 14, 2008 Home Buying in Albany
Joanne Miele…, Real Estate Pro in Knoxville, TN
Joanne Mielenz answered:
What is common practice for sellers and buyers when a home inspection finds a major problem?
You need to describe what the inpsector means by bad. Does that mean there is no longer any life left in the roof? Is it leaking? Is it structurally poor? Exactly what is wrong with ... more
0 votes Share Flag Sun Dec 7, 2008 Home Buying in Albany
Shelley Engl…, Real Estate Pro in Glens Falls, NY
Shelley Englert answered:
What are your favorite areas of Albany?
Hello Jon,

Favorite areas in Albany are; The Egg, The Palace and the great Restaurants which includes Jacks Oyster House and Bob and Ron's Fish Fry and Two Cousins Fish Market. ... more
0 votes Share Flag Fri Oct 31, 2008 General Area in Albany
Jeff - Ginny…, Real Estate Pro in Vero Beach, FL
Jeff - Ginny Mitchell answered:
Six months ago a realtor had me sign a document stating she was the buyers agent before she would show a house
Read the document you signed. To what did you agree? If you hired that Buyer's Agent for a specific time period or a specific area, the agreement may not apply in another county or af ... more
0 votes Share Flag Thu Oct 2, 2008 Home Buying in 12208
Voices Member,  in
Voices Member answered:
I have my section 8 voucher which is for $1,185.00 a mnth. I would like to buy a home with my voucher in
This is the wisest decision for the following reasons:

The Section 8 voucher is portable all over the US, so if you bring yours from expensive area, say, Brooklyn, to most affordable ... more
0 votes Share Flag Tue Sep 23, 2008 Home Buying in Albany, NY
Liz Stevens, Real Estate Pro in Berkeley, CA
Liz Stevens answered:
I'm looking to buy a multi-family residential investment property in Albany.
Tricia, you will want to watch carefully for units to become available in Albany. Because of the demographics of the tenants in Albany and the location and most importantly, the lack ... more
0 votes Share Flag Thu Nov 20, 2008 Home Buying in Albany, NY
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