Who is saying there are no comparable sales? The bank? The loan officer?
1. Ask a Realtor to check Realtor sales on the Multiple LIsting Service
2. You may have to go down to the County offices to check title recordings.
Bottom line, sales can be adjusted to become "comparable" and it is not possible that there were no sales within a one year period in your zip code/school district. I think you are just inquiring of the wrong people.... more