11582 : Real Estate Advice

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Ralph Windsc…, Real Estate Pro in Hauppauge, NY
Ralph Windschuh answered:
For a Co op in Valley Stream that cost $109,900, what is a good offer price?
If you're working with a buyer's agent, that agent should be able to ascertain what the other units have sold for in the coop and also give you strategical advice on how to ma ... more
0 votes Share Flag Sun Aug 15, 2010 Home Buying in Valley Stream
Dallas Texas, Real Estate Pro in Dallas, TN
Dallas Texas answered:
what is the best buy,co-op or condo and what is the average maintenance cost for condo [monthly]?
HOA - dues usually vary based on sq. ft of unit on the property and the amenities property offers.

IF you don't use a gym, pool, grounds, search for a property offers less &quo ... more
0 votes Share Flag Wed Jul 28, 2010 Home Selling in Valley Stream
Rudi Hofmann, Real Estate Pro in El Segundo, CA
Rudi Hofmann answered:
seeking blanket mortgage or hard money
You are not going to find a hard money lender without a minimum of 40% out-of-pocket equity per unit with a minimum 6 month to 1 year pre-pay. ..... Happy funding, Rudi
0 votes Share Flag Thu Aug 20, 2015 Financing in 11580
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
I am thinking about selling my home in LI to move back to Brooklyn to be closer to family. I need the money from the sale to buy a new home.
Cynthia if you are under water your best option is asking teh bank to complete a short sale, you will want to find a listing agent who is experienced in short sales, they can assist in ... more
0 votes Share Flag Wed Jun 30, 2010 Home Selling in Valley Stream
Joyce Sass, Real Estate Pro in Cape Coral, FL
Joyce Sass answered:
How do I change buying agents mid-stream? My agent is very nice, has shown me some homes, I've provided the MLS #'s for most of what
Do you have a buyers agreement? If not, technically you are free to use who you want. If you do, put it in writing that you wish to terminate her services. As far as the properties she ... more
0 votes Share Flag Wed May 19, 2010 Home Buying in Valley Stream
Jason Stevens,  in Englewood, FL
Jason Stevens answered:
What to do when appraisal is lower than purchase price?
Try to renegotiate with the seller of the property to bring the price of the house to the appraisal price. Your lender will not fund your deal with the appraisal this low. If the seller ... more
0 votes Share Flag Tue Apr 16, 2013 Home Buying in Valley Stream
Robin Silver…, Real Estate Pro in Garden City, NY
Robin Silverberg answered:
As I said yesterday I make 36K annually and wish to buy a home. It doesn't have to be in Valley Stream, but at least a pretty decent area. My
It is hard to say without really looking at your pay stubs or tax returns, and see if there is a way to increase your income at all. Are you looking for a single family only, or would y ... more
0 votes Share Flag Sun May 9, 2010 Home Buying in Valley Stream
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
I forgot to add that my credit score is 800.
Where is the other part of your question...if you are looking to buy consult with any qualified loan officer--or if you need assistance feel free to e-mail me.
0 votes Share Flag Sat Apr 17, 2010 Home Buying in Valley Stream
Bob McClure, Real Estate Pro in Walled Lake, MI
Bob McClure answered:
My annual income is 36,600. Can I own a home with that. If so,how much home can I own. I have 20K set aside for a downpayment
hi...need more info..what are the property taxes in your area on an owner occupied home?..also..what debts do you currnetly have and what are they?...best regards.
bob mcclure-
first ... more
0 votes Share Flag Fri Apr 26, 2013 Home Buying in Valley Stream
Fred Glick, Real Estate Pro in Santa Monica, CA
Fred Glick answered:
2010 Tax Credit - (Extended 2009 tax Credit) - Closing by 04/30/10 is this true?
No, you must enter into an accepted contract by 4/40 and close by 6/30.
0 votes Share Flag Sat Mar 20, 2010 Home Buying in Valley Stream
John Ford, Real Estate Pro in Massapequa, NY
John Ford answered:
Planning to buy soon a single fam home in L.I Price is the most impt , must be below $400K, decent school district, commutable to NYC. Suggestion?
Talk to a loan officer first. Find out exactly what you can afford. Then Shop for a Broker to Represent you in the Buying process. You should ask for recomendations from friends and ... more
0 votes Share Flag Sat Nov 24, 2012 Home Buying in 11580
Kathy Weber, Real Estate Pro in Temecula, CA
Kathy Weber answered:
can i use my husband as a cosigner in order to qualify for a loan to buy my 1st home, without him being on the deed as a co owner?
Marie,

Yes, it means you both own the home.

If both of you are on the loan, that means you are equally responsible for the debt/loan. Usually lender's are only concerned w ... more
0 votes Share Flag Sat Jan 9, 2010 Home Buying in Valley Stream
The Medford…, Real Estate Pro in Fremont, CA
The Medford Team answered:
with the new short-sale guide lines, Must junior leans be compelled to accept up to $3,000 to release their lean?
Joseph:

I believe there are many loopholes in the new legislation – so far, many banks in the second position have been opting out because they don’t want to be limited ... more
0 votes Share Flag Fri Dec 18, 2009 Foreclosure in Valley Stream
Nunzio Zappo…, Real Estate Pro in Easthampton, MA
Nunzio Zappola answered:
I am retired on disability and have a federal pension and SSDi. $3000 per mh approx. I have $140K for down.
You mentioned the funds you have available and the income also that you have no debt all good but how is your credit. You should have no problem getting a mortgage but that all depends ... more
0 votes Share Flag Sun Aug 9, 2009 Financing in 11580
Arlynn B. Pa…, Real Estate Pro in Roslyn Heights, NY
Arlynn B. Palmer answered:
I was researching a cooperative apartment in Bellerose, Queens and I read that the flip tax is three times
Hi,

Each co-op board sets a different set of standards for their respective cooperative corporation and they do differ from one to the other. When the standards are very stringent, ... more
0 votes Share Flag Fri Jul 31, 2009 Home Selling in Valley Stream
Dallas Texas, Real Estate Pro in Dallas, TN
Dallas Texas answered:
i cosigned a car loan for a friend, is that considered a debt if i apply for a mortgage?
Yes if it is reported on your credit report.

National Featured Realtor and Consultant, Mortgage Loan Officer, Credit Repair Lecturer
Follow me on Twitter: http://twitter.com/Lynn ... more
0 votes Share Flag Sat Jan 9, 2010 Home Buying in 11580
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
My partner and i are very interested in buying a house in queens, we have about $30,000 in savings, he has an
You really need to speak to any qualified loan officer, see what your budget can handle then decide whether to buy now or later--by the way you will need a pre-approval letter as well, ... more
0 votes Share Flag Tue Apr 16, 2013 Home Buying in 11580
Robin Silver…, Real Estate Pro in Garden City, NY
Robin Silverberg answered:
i am selling a co-op and the buyers mortgage company wants the co-op board to increase the insurance .
This is something that is a requirement from the bank. Banks are now requiring more fidelity bond insurance than they have in the past. This is not a scam, and is probably a directive f ... more
0 votes Share Flag Mon Jul 20, 2009 Home Selling in 11580
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
i like the cambria heights or valley stream area, what is the average price to buy a home in those area?
For a general idea you can check MLSLI.com under your area, feel free to call or e-mail if you need assistance or wish to have comps.

Anna
0 votes Share Flag Sat Nov 24, 2012 Home Buying in 11580
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
Is 199 Munro Blvd, Valley Stream still up for sale?
According to MLS that property closed on 5/18/09. If you need assistance feel free to call or e-mail.

Anna
0 votes Share Flag Thu Jul 23, 2009 Home Buying in Valley Stream
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